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XL Group’s North America Environmental business has supplemented its professional and pollution insurance protection for contractors and environmental consultants, unveiling a new package of enhancements that offers mediation credits, disaster response coverage , green building restoration costs, as well as legal expenses and litigation and subpoena expense coverage outside the limits of liability.

“We don’t have to look far for examples of how a simple mistake or untimely mishap can become a catastrophic pollution event,” according to Matt O’Malley, President of XL Group’s Environmental business in North America. “When it happens, it makes headline news, ties up company resources and most certainly, results in expenses that few businesses’ expect or planned for. Our new enhancement package helps our construction and environmental services clients boost their financial and disaster preparedness for the unexpected, extraneous expenses that often accompany a pollution incident.”

Designed specifically to meet the needs of general contractors, trade contractors, construction managers, as well as environmental contractors and consultants, XL Group’s Contractors and Consultants Policy Enhancement Package adds additional protection to XL Group’s blanket and project-specific Contractor’s Pollution Legal Liability and XL Group’s Professional and Contractor’s Pollution Legal Liability Policies. Available package enhancements include coverage for:
• Legal Expenses outside the Limit of Liability
• Litigation and Subpoena Expense Outside the Limit of Liability
• Mediation Credit
• Disaster Response Expense
• Green Building Restoration Costs

“These enhancements address the gaps in protection that we, our brokers and our clients have seen when responding to pollution incidents, but are missing from most available environmental coverages today,” explains Matt. “They take into account the additional expenses that a contractor can incur from a pollution incident. While these costs may seem like small expenses at first, they can add up quickly and impact a company’s bottom line.”

XL Group’s pollution policies are provided by XL Group insurance companies, Indian Harbor Insurance Company and Greenwich Insurance Company. XL Group’s environmental coverages are dedicated environmental risk consulting and claims handling services which include consultations to help prevent pollution mishaps assess to pre-approved remediation consultants and emergency response assistance in the event of an incident.

About XL Group plc’s Insurance Operations

XL Group plc’s insurance companies offer property, casualty, professional and specialty insurance products globally. Businesses that are moving the world forward choose XL as their partner. To learn more, visit

About XL Group plc

XL Group plc (NYSE: XL), through its subsidiaries, is a global insurance and reinsurance company providing property, casualty and specialty products to industrial, commercial and professional firms, insurance companies and other enterprises throughout the world. XL is the company clients look to for answers to their most complex risks and to help move their world forward. Its principal offices are located at XL House, 8 St. Stephen’s Green, Dublin 2, Ireland. To learn more, visit

XL Group is the global brand used by XL Group plc’s insurance and reinsurance subsidiaries.