Product Family

London, UK  –  December 24,  2014 – XL Group  has  announced the launch of its integrated insurance solution developed specifically for the food and beverage (F&B) industry.

The solution, designed to respond to multiple risk exposures, combines Product Contamination coverage with Public, Product and Employers’ Liability with crisis management consulting through Response XL. It also provides an option to add Environmental and Cyber cover.

Commenting Mark Hutton, Product Recall Underwriting Manager at XL Group, said: “This solution provides companies in the F&B sector with a comprehensive coverage solution from a single insurer with critical support from our crisis consulting service, Response XL, to assist clients in the event of a crisis situation like a product contamination issue. Also in the event of a claim,  there is one single point of contact for the client which adds to a coordinated response. There are also efficiency gains that can be reflected in pricing, which makes this a very attractive insurance solution.”  

“We are excited to be able to expand the offering of Response XL. Our consultants are available 24/7 providing, risk and issues management services to our clients. The coverage also provides pre-incident consulting to help clients ensure they have the right systems in place to manage a crisis.”

XL Group expects demand for this cover to be strong, pointing to increasingly  stringent food safety requirements and the rise of social media, which has led to an increased risk of reputational fallout and loss of brand loyalty particularly in the event of a product recall. According to Mr. Hutton: “Risk management, for this sector has never been more important.”

About XL Group plc’s Insurance OperationsXL Group plc’s insurance companies offer property, casualty, professional and specialty insurance products globally. Businesses that are moving the world forward choose XL as their partner. To learn more, visit

About XL Group plcXL Group plc (NYSE:XL), through its subsidiaries, is a global insurance and reinsurance company providing property, casualty and specialty products to industrial, commercial and professional firms, insurance companies and other enterprises throughout the world. XL is the company clients look to for answers to their most complex risks and to help move their world forward. To learn more, visit

XL Group is the global brand used by XL Group plc’s insurance and reinsurance subsidiaries.