Product Family

NEW YORK, June 5, 2013 – To offer insurance protection from catastrophic events to more businesses, XL Group’s Excess Liability business is extending its appetite to provide umbrella and excess liability coverages to Upper Middle Market businesses in North America.

“Excess casualty coverage is an important lifeline for any size business,” according to Lorraine Seib, President of XL Group’s Global Excess Liability business. “Businesses of all sizes are vulnerable to severe mishaps. And just one – a costly court settlement, a devastating auto accident in a company vehicle, an explosion at a manufacturing plant – can quickly eat away at a business’ general liability coverage and severely impact a business’ ability to survive when it does.”

“We’ve built our reputation helping some of North America’s largest corporations prepare for severe losses by adding layers of quality liability coverage and taking the lead on their Umbrella protection, and are excited to extend these capabilities to more businesses,” said Lorraine. “For the upper middle market, I believe, we’re the perfect size. Not only can we offer the individual attention they should expect when seeking quality excess protection, we also bring access to significant domestic and global capacity, combined with more than 25 years of proven experience managing excess coverage for the largest of companies and a dedicated claims team.”

XL Group’s regional Excess underwriting teams and dedicated claims teams are located in Toronto; New York; Exton, PA; Chicago; Kansas City, MO; Dallas; San Francisco; Boston and Atlanta. Through its global network, XL Group is able to offer insurance coverage in more than 140 countries.

XL Group’s industry expertise is particularly helpful in addressing the umbrella and excess liability insurance needs of a variety of business classes, especially consumer and industrial manufacturing, financial institutions, food and beverage, hospitality, real estate, restaurants, retail, service industries, wholesale and distributors.

XL Group’s available policies include a Commercial Umbrella Policy Form, Commercial Excess Follow Form and Umbrella Liability Policy (A/B) and an Excess Liability policy. With limits up to $25 million on Umbrella policies and up to $50 million on Excess Liability programs, XL Group’s Excess coverage is available on an admitted and nonadmitted basis in all 50 states and coverage is available through XL Group’s global insurance network to accommodate upper middle market’s global growth plans.

About XL Group plc’s Insurance Operations

XL Group plc’s insurance companies offer property, casualty, professional and specialty insurance products globally. Businesses that are moving the world forward choose XL as their partner. To learn more, visit

About XL Group plc
XL Group plc (NYSE: XL), through its subsidiaries, is a global insurance and reinsurance company providing property, casualty and specialty products to industrial, commercial and professional firms, insurance companies and other enterprises throughout the world. XL is the company clients look to for answers to their most complex risks and to help move their world forward. Its principal offices are located at No.1 Hatch Street Upper, 4th Floor, Dublin 2, Ireland. To learn more, visit

XL Group is the global brand used by XL Group plc’s insurance and reinsurance subsidiaries.