Product Family

To meet continued demand for environmental risk management expertise and pollution insurance, XL Catlin’s Environmental insurance business is expanding its regional underwriting teams in San Francisco, Chicago and Atlanta.

According to Matt O’Malley, President of XL Catlin’s Environmental insurance business, “While other insurers may be shying away from the pollution liability market, we continue to reinforce our resources and environmental risk management talent. Effective environmental risk management takes considerable knowledge and technical skill. We continue to attract a unique combination of environmental management and insurance industry talent. It’s been a key driver in our 30 years of success in the environmental insurance market and will continue to be as we look for new and innovative ways to help our clients manage pollution risks.”

XL Catlin’s newest pollution underwriters, who will help manage, underwrite, and assist in the development of new environmental insurance products, include:

  • In Atlanta: Ben Stone joins XL Catlin’s eastern region as senior underwriter. Mr. Stone most recently served as a senior underwriter at AIG, providing pollution insurance coverage for fixed-site based risks, contractors and underground storage tanks.  
  • In Chicago: Senior Underwriter Tracy Mitchell joins XL Catlin from Allied World. Her previous experience also includes five years of environmental consulting including tenure with the US Environmental Protection Agency.
  • In San Francisco: Melissa Baker joins XL Catlin as senior underwriter, bringing 15 years of pollution insurance underwriting and business development experience honing her expertise in positions with Liberty Mutual, and Frenkel & Co.

XL Catlin’s Environmental insurance business helped build today’s environmental insurance market. Nearly three decades later, the team is still making strides, developing new pollution insurance products, finding new ways to address business’ environmental risks and delivering products and service more efficiently than ever.

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About the XL Catlin Insurance Operations

The XL Catlin insurance companies offer property, casualty, professional, financial lines and specialty insurance products globally. Businesses that are moving the world forward choose XL Catlin as their partner. To learn more, visit

About XL Catlin

XL Catlin is the global brand used by XL Group plc’s (NYSE:XL) insurance and reinsurance companies which provide property, casualty, professional and specialty products to industrial, commercial and professional firms, insurance companies and other enterprises throughout the world. Clients look to XL Catlin for answers to their most complex risks and to help move their world forward. To learn more, visit