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As more businesses become aware of their growing technology risks, XL Catlin’s Cyber & Technology insurance team has designed coverage specific to their needs, unveiling endorsements for financial institutions, healthcare, retailers as well as energy and utility companies.According to John Coletti, Chief Underwriting Officer of XL Catlin’s Cyber & Technology insurance business in North America, “All businesses are growing more and more connected. Yet, they still have their own unique set of circumstances, largely based on the nature of their business and they need specifically tailored insurance to address their use of technology and the cyber risks it poses. As October is officially National Cyber Security Awareness Month, it’s an especially appropriate time to introduce these tailored insurance coverages, giving businesses more means to protect themselves from today’s growing cyber exposures.”National Cyber Security Awareness Month, coordinated by the US Department of Homeland Security, aims to raise awareness about cybersecurity, providing both public and private entities with tools and resources needed to stay safe online, while increasing the resiliency of the nation in the event of a cyber-incident.“These added coverages address the specific cyber & technology risk exposures of industries that have quickly realized their cyber exposures and are looking to effectively address them,” added Mr. Coletti. “XL Catlin has been a pioneer in the cyber insurance market and we’re intent on continuing to create relevant cyber coverage to address our clients’ evolving needs.”XL Catlin’s cyber insurance industry-specific endorsements include such protection as:• For Financial institutions: Data recovery expense, loss of business income and extra expense coverage for ATM Web-based controls, Interbank Messaging Systems and mobile banking platforms.• For Healthcare: Data Recovery expense, loss of business income and extra expense for medical devices connected to the internet and telehealth platforms. Expanded definition of insured to include doctors, physician assistant, radiologist, social worker, nurse or other person providing professional services for the insured company under written contract.• For Retailers: Third party liability coverage that addresses privacy and security wrongful act risks resulting from mobile sales technology. Coverage to address PCI DSS fines and costs as well as an exception to the Contractual Exclusion for breach of a merchant services agreement.• For Energy Providers and Utilities: Loss of business income and extra expenses when a cyber-security breach results in a partial interruption or deterioration in the insured company’s business, a total or partial shut-down of a customer’s operations or reduces a customer’s consumption of service for the insured company; Expanded definition of Network to include Industrial Control Systems and exception to Contraction Exclusion for failure to supply power, gas, water or steam.In addition to industry specific tailored coverage, XL Catlin has added complementary services through vendor partners Crowdstrike and Fidelis to help these heavily targeted industries mitigate their risk of a cybersecurity incident and be better prepared to respond if an event occurs. These services include cybersecurity questionnaires designed to help an organization understand its incident response plan, its readiness to respond to an incident as well as identify areas for improvement and industry best practices. PCI Compliance Consultations are also available to help businesses lay the groundwork of a roadmap toward efficient compliance and security in helping to identify sensitive data and what is needed to protect that data.XL Catlin’s cyber insurance provides broad coverage for data protection and privacy risks, both for third-party claims and first-party mitigation costs following a technology or cyber event. XL Catlin’s North America Cyber & Technology business is headquartered in New York City with underwriting offices in Chicago, Washington DC and San Francisco.# # #About XL Catlin Insurance OperationsXL Catlin insurance companies offer property, casualty, professional, financial lines and specialty insurance products globally. Businesses that are moving the world forward choose XL Catlin as their partner. To learn more, visit XL CatlinXL Catlin is the global brand used by XL Group Ltd.’s (NYSE:XL) insurance and reinsurance companies which provide property, casualty, professional and specialty products to industrial, commercial and professional firms, insurance companies and other enterprises throughout the world. Clients look to XL Catlin for answers to their most complex risks and to help move their world forward. To learn more, visit