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XL Catlin’s Environmental insurance business has added new protection to its Contractor’s Professional and Pollution Legal Liability insurance to help contractors and environmental consultants protect themselves from costly mistakes.

According to Matt O’Malley, President of XL Catlin’s Environmental insurance business, “Contractors of all sizes and types face professional liability exposures, ranging from value engineering, field changes to design, vicarious liability from subcontracted design and self-performed design work. When they err in providing these services, they need the financial wherewithal to rectify mistakes and keep the project moving along. This new coverage helps our clients absorb the costs of fixing an issue or mistake before it becomes a bigger, more costly issue.”

Standard professional liability coverage addresses third party claims related to an error and omission. XL Catlin’s new Rectification Expense coverage provides first party insurance coverage to address the costs to correct an error or omission in an insured’s professional services, whether rendered by the contractor or on their behalf.

According to Catherine Cleary, XL Catlin’s Executive Underwriter in Environmental, “Addressing errors before a third party claim is made may reduce the overall costs and expenses associated with an error, preserve more of the contractor’s policy limits, help get the project to a timely completion and preserve the contractor’s relationships and reputation with clients and other contractors.”

Available in the US and Canada, Contractor’s Professional and Pollution Legal Liability insurance offers liability limits up to USD 50 million for pollution coverage and USD 25 million for professional liability coverage. The policy is available on an admitted or non-admitted basis through XL Catlin’s insurance companies, Greenwich Insurance Company and Indian Harbor Insurance Company in the US. In Canada, the policy is available on a licensed basis through XL Specialty Insurance Company – Canadian branch.

XL Catlin’s Environmental insurance business helped build today’s environmental insurance market. Nearly three decades later, the team is still making strides, developing new pollution insurance products, finding new ways to address business’ environmental risks and delivering products and service more efficiently than ever.

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About XL Catlin Insurance Operations

The XL Catlin insurance companies offer property, casualty, professional, financial lines and specialty insurance products globally. Businesses that are moving the world forward choose XL Catlin as their partner. To learn more, visit

About XL Catlin

XL Catlin is the global brand used by XL Group plc’s (NYSE:XL) insurance and reinsurance companies which provide property, casualty, professional and specialty products to industrial, commercial and professional firms, insurance companies and other enterprises throughout the world. Clients look to XL Catlin for answers to their most complex risks and to help move their world forward. To learn more, visit