XL Capital Ltd To Present At The Bermuda Angle Conference On December 3, 2003

HAMILTON, BERMUDA - November 28, 2003

HAMILTON, BERMUDA (November 28, 2003) - XL Capital Ltd (NYSE: XL) ("XL") President and Chief Executive Officer Brian M. O'Hara, along with other XL executives, are scheduled to give a presentation on Wednesday, December 3, 2003 at 2:00 p.m. EST at The Bermuda Angle 12th Annual Conference at the Boca Raton Resort and Club, Boca Raton, Florida.A live audio webcast and simultaneous slide presentation will be available through the Bermuda Angle website at www.bermudaangle.com and a replay will be available until December 31, 2003.There also will be a simultaneous audio webcast that may be accessed through the XL website at www.xlgroup.com. It will be archived for approximately 30 days following the presentation.XL Capital Ltd, through its operating subsidiaries, is a leading provider of insurance and reinsurance coverages and financial products to industrial, commercial and professional service firms, insurance companies, and other enterprises on a worldwide basis. As of September 30, 2003, XL Capital Ltd had consolidated assets of approximately $39.6 billion and consolidated shareholders' equity of approximately $7.4 billion. More information about XL Capital Ltd is available at www.xlgroup.com.