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HAMILTON, BERMUDA – November 2, 2007 – XL Capital Ltd (“XL” or the “Company”) (NYSE: XL) announced today that its Board of Directors declared a quarterly dividend on November 2, 2007 of $0.38 per Ordinary Share payable on the Company’s Ordinary Shares. The dividend will be payable on December 28, 2007 to Ordinary Shareholders of record as of December 10, 2007.In addition, the Board of Directors approved a final dividend on the Company’s 7 5/8% Series B Preference Ordinary Shares (the “Series B Preference Shares”) up to the previously announced redemption date of November 19, 2007 in the amount of $2,983,811 or approximately $0.26 per Series B Preference Share.XL Capital Ltd, through its operating subsidiaries, is a leading provider of global insurance and reinsurance coverages to industrial, commercial and professional service firms, insurance companies and other enterprises on a worldwide basis. As of September 30, 2007, XL Capital Ltd had consolidated assets of $60.9 billion and consolidated shareholders’ equity of $11.4 billion. More information about XL Capital Ltd is available at www.xlgroup.com.