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Hamilton, Bermuda - October 11, 2005 - XL Capital Ltd (NYSE:XL) ("XL" or "the Company") announced today the appointment of David R. Radulski as Senior Vice President and Director of Investor Relations. Mr. Radulski will report to Chief Financial Officer Jerry de St. Paer and will be responsible for the Company's communications and relationships with investors and securities analysts. He replaces Scott C. Hoy who left XL in May.Mr. Radulski was formerly Vice President of XL Trading Partners Ltd, with responsibilities in origination and trading. Prior to joining XL, he led risk management, business development and investment activities in the energy and industrial arenas. He was a Vice President and portfolio manager at Trust Company of the West, and Vice President of Clean Air Capital Markets. Mr. Radulski received his BA in Economics from the University of Virginia. He then served as a line officer with the U.S. Navy in Asia and the Caribbean before returning to The Darden School at the University of Virginia to earn his MBA.In addition, the Company announced that Ms. Lily B. Outerbridge, Vice President of Investor Relations, will leave to pursue another opportunity. She will work closely with Mr. Radulski to ensure a smooth transition.Mr. de St. Paer said: "XL is committed to maintaining strong relationships and transparent communications with investors and analysts. We are confident that David's skills and experience will serve our Investor Relations function well in support of this commitment. Lily's contribution over the past three years has been greatly appreciated and we wish her continued success in her career."XL Capital Ltd, through its operating subsidiaries, is a leading provider of insurance and reinsurance coverages and financial products and services to industrial, commercial and professional service firms, insurance companies, and other enterprises on a worldwide basis. As of June 30, 2005, XL Capital Ltd had consolidated assets of approximately $53.3 billion and consolidated shareholders' equity of approximately $8.4 billion. More information about XL Capital Ltd is available at