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EXTON, Pennsylvania, September 29, 2008 – XL Insurance, XL Capital Ltd’s global insurance operations, today announced an agreement with program administrator, JGS Insurance, to offer stand-alone environmental insurance coverage to members of JGS Insurance’s Preferred Property Program, a risk purchasing group of condominium, homeowners and community associations.According to Rich Corbett, head of XL Insurance's Global Environmental Insurance unit: "XL Insurance is known for providing industry-specific underwriting expertise and insurance programs that help our clients manage their most complex risks. We're pleased to partner with a firm like JGS Insurance whose expertise and client commitment complement our own.""Many commercial insurance buyers don't realize that their general liability (GL) insurance offers very limited or no environmental coverage at all," said Kenneth Hager, President of the Preferred Property Program. "We are pleased to be able to offer tailored environmental coverage from one of the market's leading environmental insurance providers. This allows our clients to enhance their environmental risk management efforts and steer clear of costly cleanup and legal expenses."Mr. Corbett added: "Community and homeowner associations may also find themselves liable for pollution incidents that can result from using pesticides and fertilizers for lawn maintenance, storing pool chemicals, various construction activities and other property management activities. Pollution incidents occur less frequently than other loss events, but when they do occur they often carry an expensive price tag."XL Insurance's environmental policy, underwritten by Greenwich Insurance Company, provides coverage for remediation expense, bodily injury and property damage, and legal defense for pollution conditions resulting at or from the insured location. Greenwich Insurance Company is one of the member insurers of the XL Capital Ltd group of companies.About XL Insurance"XL Insurance" is the global brand used by member insurers of the XL Capital Ltd (NYSE: XL) group of companies. More information about XL Insurance is available at Through its operating subsidiaries, XL Capital Ltd is a leading provider of global insurance and reinsurance coverage and services to industrial, commercial and professional service firms, insurance companies, and other enterprises on a worldwide basis. More information about XL Capital Ltd is available at Preferred Property Program and JGS Insurance Based in Holmdel, NJ Preferred Property Program Inc, is a Risk Purchasing Group who together with JGS Insurance specializes in Community Association Insurance, offering umbrella, boiler and machinery, equipment breakdown coverage and other specialty coverages for Condominiums, Cooperatives, Homeowners Associations, Planned Unit Developments, Co-Ops and Timeshare Associations.