XL Capital Ltd to Participate in Panel Discussion at the Fox-Pitt, Kelton First Annual Bermuda in Boston 2005 Conference

HAMILTON, BERMUDA - September 15, 2005

HAMILTON, BERMUDA - September 15, 2005 - XL Capital Ltd (NYSE: XL) announced today that Mr. Henry C.V. Keeling, Chief Executive of XL Capital Ltd's global Reinsurance Operations, is scheduled to participate in a panel discussion on industry issues at the Fox-Pitt, Kelton First Annual Bermuda in Boston 2005 Conference at The Boston Harbor Hotel in Boston on Tuesday, September 20, 2005, at 7:45 a.m. (EDT).A live webcast of the panel discussion will be available through the link: www.corporate-ir.net/ireye/confLobby.zhtml?ticker=128313&item_id=1133613. A replay of the panel discussion will be available on the Investor Relations section of XL Capital Ltd's website at www.xlgroup.com following the live broadcast and will be archived for approximately 14 days.XL Capital Ltd, through its operating subsidiaries, is a leading provider of insurance and reinsurance coverages and financial products and services to industrial, commercial and professional service firms, insurance companies and other enterprises on a worldwide basis. As of June 30, 2005, XL Capital Ltd had consolidated assets of approximately $53.3 billion and consolidated shareholders' equity of approximately $8.4 billion. More information about XL Capital Ltd is available at www.xlgroup.com.