XL Insurance Expands Underwriting Capacity for Construction Projects

Exton, Pa - September 04, 2007

NEW YORK, September 4, 2007 -- XL Insurance, the global insurance operations of XL Capital Ltd (NYSE: XL), today announced the increase of its underwriting capacity for construction projects, more than doubling its available capacity from $40 million to $100 million per project.John Gallagher, XL Insurance’s Chief Underwriting Officer -- Global Property, said: "Like many industries, the construction sector faces its share of business risks. To better serve this industry, we are pleased to extend our underwriting capacity and more importantly, we are especially pleased to be able to deliver this new capacity with an expanded team of underwriters experienced in managing construction-related risks."As part of a long term global expansion in the construction sector, XL Insurance also announced the addition of new underwriters in Spain, France, the Netherlands and the UK to its European construction team. These underwriters join the XL Insurance global team of underwriters including those in the US and Canada.“XL Insurance" is the global brand used by member insurers of the XL Capital Ltd (NYSE: XL) group of companies. More information about XL Insurance and its products is available at www.xlinsurance.com.Through its operating subsidiaries, XL Capital Group is a leading provider of global insurance and reinsurance coverages and services to industrial, commercial and professional service firms, insurance companies, and other enterprises on a worldwide basis. As of June 30, 2007, XL Capital Ltd had consolidated assets of approximately $60.2 billion and consolidated shareholders’ equity of approximately $11.5 billion. More information about XL Capital Ltd is available at www.xlgroup.com.