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HAMILTON, BERMUDA – July 27, 2007 – XL Capital Ltd (“XL” or the “Company”) (NYSE: XL) announced today that its Board of Directors declared a quarterly dividend on July 27, 2007 of $0.38 per Ordinary Share payable on the Company’s Ordinary Shares. The dividend will be payable on September 28, 2007 to Ordinary Shareholders of record on September 10, 2007.The Board of Directors further resolved on July 27, 2007 to pay a dividend of $0.4765625 per Series B Preference Ordinary Share. The dividend will be payable on October 1, 2007 to all Series B Preference Ordinary Shareholders of record on September 28, 2007. The aggregate amount of the dividends payable on the Series B Preference Ordinary Shares is $5,480,468.75.XL Capital Ltd, through its operating subsidiaries, is a leading provider of global insurance and reinsurance coverages to industrial, commercial and professional service firms, insurance companies and other enterprises on a worldwide basis. As of June 30, 2007, XL Capital Ltd had consolidated assets of $60.2 billion and consolidated shareholders’ equity of $11.5 billion. More information about XL Capital Ltd is available at www.xlgroup.com.