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HAMILTON, BERMUDA - May 6, 2004 - XL Capital Ltd (NYSE: XL) announced today that Mr. Brian M. O'Hara, President and Chief Executive Officer of XL Capital Ltd, is scheduled to participate in a "fireside chat" 45 minute question and answer session at the Morgan Stanley Insurance CEO's Unplugged Conference held at 750 Seventh Avenue in New York City on May 13, 2004 from 2:45 to 3:30 p.m. (EDT).XL Capital Ltd, through its operating subsidiaries, is a leading provider of insurance and reinsurance coverages and financial products and services to industrial, commercial and professional service firms, insurance companies, and other enterprises on a worldwide basis. As of March 31, 2004, XL Capital Ltd had consolidated assets of approximately $44 billion and consolidated shareholders' equity of approximately $7.4 billion. More information about XL Capital Ltd is available at www.xlgroup.com.