Reinsurance
Product Family

Hamilton, Bermuda - March 16, 2007 - XL Insurance (Bermuda) Ltd, a subsidiary of XL Capital Ltd (NYSE:XL) ("XL"), today announced that its professional lines operation has enhanced its existing directors and officers (D&O) insurance policy specifically tailored for U.S. publicly traded companies with worldwide exposures.The revised policy, known as "A PLUS D&O Advantage", was launched today at an XL broker reception in Bermuda. It is a further development of the "A PLUS D&O" product line which launched in November 2004."A PLUS D&O Advantage" still provides primary coverage or excess and difference- in-conditions coverage above an existing D&O liability policy. The re-vamped policy includes many improved features, such as the elimination of the exclusions section, coverage for extradition costs and the provision of blanket coverage for outside directorships of non-profit and privately-owned for profit entities. These new features are in addition to the broad coverage already available under XL's existing "A PLUS D&O" family of products.Mr. John Glancy, Chief Underwriting Officer of XL's Global Professional operations, said: "XL's continued leadership in the global professional lines market is largely due to our commitment to our customers. This revised policy is part of our response in providing our customers with a product with very broad coverage that better suits their needs. We continue to be dedicated to this market segment and its ever-changing needs, backed by XL's financial strength and superior ratings (A+ from A.M. Best and S&P)."Ms. Sherron Williams, Chief Underwriting Officer for Professional Lines, Bermuda, said: "Our goal is to offer a viable and practical policy for our customers who are looking for guaranteed assurance during a time of need. The newly expanded "A PLUS D&O Advantage" policy gives our customers more options than any of our existing "A PLUS D&O" family of policies. With enhanced coverage definitions, reporting and payment features, this policy is one of the most comprehensive products in the market."XL Capital Ltd, through its operating subsidiaries, is a leading provider of insurance and reinsurance coverages and financial products to industrial, commercial and professional service firms, insurance companies, and other enterprises on a worldwide basis. As of December 31, 2006, XL Capital Ltd had consolidated assets of approximately $59.3 billion and consolidated shareholders' equity of approximately $10.1 billion. More information about XL Capital Ltd is available at www.xlgroup.com.