XL Insurance launches Environmental Endorsement for General Liability Policies

HAMILTON, BERMUDA - March 09, 2009

LONDON, 9 March, 2009 – XL Insurance, the global insurance operations of XL Capital Ltd (NYSE: XL), today announced the launch of its environmental endorsement for General Liability policies issued in the UK.The Clean-Up Costs & Environmental Liability Directive endorsement is designed to give companies enhanced environmental liability protection in conjunction with a General Liability policy. It provides cover for up to £1 million against environmental liabilities including on- and offsite cleanup costs for gradual as well as sudden and accidental pollution events for operations within the European Union. The endorsement also covers emergency costs and liabilities arising from the recently introduced Environmental Liability Directive.Gavin Bruce-Smythe, Casualty Manager, UK & Ireland for XL Insurance, said: “We are continually looking to offer innovative solutions to meet the needs of our clients and brokers. Having worked closely with our specialist environmental underwriters we are able to offer a simplified solution for these liabilities. Our environmental endorsement attaches to our General Liability policy and protects companies against significant elements of their environmental exposures.”Simon White, Environmental Branch Manager for XL Insurance, added: “Companies’ potential liabilities have drastically increased with the Environmental Liability Directive becoming law in England earlier this month. As specialist environmental underwriters, XL Insurance has many years’ experience in providing comprehensive environmental protection. It is important that risk managers understand their full environmental exposures to find the best solution for their needs.”About XL Insurance "XL Insurance" is the global brand used by member insurers of the XL Capital Ltd (NYSE: XL) group of companies. More information about XL Insurance and its products is available at “www.xlinsurance.com”. Through its operating subsidiaries, XL Capital Ltd is a leading provider of global insurance and reinsurance coverages and services to industrial, commercial and professional service firms, insurance companies, and other enterprises on a worldwide basis. For more information about XL Capital Ltd, please visit “www.xlgroup.com”.