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HAMILTON, BERMUDA (March 5, 2004) - XL Capital Ltd (NYSE: XL) announced today that Mr. Donald Baker, Executive Vice President of XL Insurance (Bermuda) Ltd, is scheduled to participate in the Goldman Sachs, Fifth Annual Financial Services Conference at the Goldman Sachs Auditorium in London, England on March 8, 2004 from 11:00 a.m. to 12:00 p.m., (GMT).The dial in number to listen to the conference is 011-44-20-777-44700, pin no. 127975. A telephone replay will be available from 1:00 p.m. March 8, 2004 to 1:00 p.m. March 15, 2004 by dialing 011-44-20 777 48880 pin no: 298095XL Capital Ltd, through its operating subsidiaries, is a leading provider of insurance and reinsurance coverages and financial products and services to industrial, commercial and professional service firms, insurance companies, and other enterprises on a worldwide basis. As of December 31, 2003, XL Capital Ltd had consolidated assets of approximately $40.8 billion and consolidated shareholders' equity of approximately $6.9 billion. More information about XL Capital Ltd is available at www.xlgroup.com.