XL Capital Ltd to Present at the Annual AIFA Conference in Naples, Florida on Monday, March 3, 2008

HAMILTON, BERMUDA - February 21, 2008

HAMILTON, BERMUDA - February 21, 2008 – XL Capital Ltd (NYSE: XL) (“XL”) announced today that Mr. Brian M. O’Hara, President, Chief Executive Officer and Acting Chairman of XL Capital Ltd, and Mr. Henry C.V. Keeling, XL’s Executive Vice President and Chief Operating Officer, are scheduled to appear at the 33rd Annual Association of Insurance and Financial Analysts (“AIFA”) conference to be held at the Naples Grande Resort and Club in Naples, Florida.Mr. O’Hara will be participating in a panel discussion entitled “The State of the Property and Casualty Insurance Industry” on Monday, March 3, 2008, at 9:00 a.m. EST. A live webcast of this panel discussion will be available at http://www.investorcalendar.com/CEPage.asp?ID=126047.Mr. Keeling will be speaking on the topic of trends in commercial insurance on Monday, March 3, 2008, at 3:05 p.m. EST. A live webcast of this presentation will be available at http://www.investorcalendar.com/CEPage.asp?ID=126203.Replays of the presentations will be available on the Investor Relations section of www.xlgroup.com following the live webcasts and will be archived there for approximately 14 days.XL Capital Ltd, through its operating subsidiaries, is a leading provider of global insurance and reinsurance coverages to industrial, commercial and professional service firms, insurance companies and other enterprises on a worldwide basis. As of December 31, 2007, XL Capital Ltd had consolidated assets of $57.9 billion and consolidated shareholders’ equity of $10.1 billion. More information about XL Capital Ltd is available at www.xlgroup.com.