New Chief Operating Officer Appointed For XL Capital Ltd's Insurance Operations In UK And Ireland

London, England - January 26, 2006

LONDON, ENGLAND January 26, 2006 -- Clive Tobin, Chief Executive responsible for XL Capital Ltd's ("XL") insurance operations ("XL Insurance"), today announced the appointment of a new Chief Operating Officer for the UK and Ireland regions.Eileen McCusker, who has been with the XL Capital Group for 15 years, will assume the post immediately. She replaces Dermot O'Donohoe who is now heading XL Insurance's Specialty Operations. Mrs. McCusker reports to XL Insurance Chief Operating Officer David Duclos.Prior to her new position, Mrs. McCusker was UK Branch Managing Director and Deputy CEO for the UK and Ireland with management responsibility for Scandinavia and South Africa. She was appointed in September 2002 as Managing Director of XL insurance's UK operations. Before this, she was Regional Property Underwriting Manager for the UK, Netherlands, Scandinavia and South Africa.Mr. Duclos said: "Eileen has held a number of senior level positions within the XL Capital Group over the years and I believe that her experience has prepared her well for this role. She will work closely with our senior management team to continue our strategic commitment to be a leading global market for the Property, Casualty, Professional, Specialty and Excess and Surplus lines of business. I look forward to working with Eileen as we continue to build out our insurance operations in the UK and Ireland regions.""XL Insurance" is the brand name used by XL Capital Ltd's global insurance operations. XL Capital Ltd, through its operating subsidiaries, is a leading provider of insurance and reinsurance coverages and financial products to industrial, commercial and professional service firms, insurance companies and other enterprises on a worldwide basis. For more information on the XL Capital Group of companies, visit www.xlgroup.com.