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XL Insurance Unveils Privacy And Network Liability Coverage For Non-Tech Companies And Enhances Tech E&O Coverage For Tech Companies

 — NEW YORK, November 9, 2009 - XL Insurance, the global insurance operations of XL Capital Ltd (XL), today announced the availability of XL Eclipse -- a new insurance policy designed to address privacy and security risks of non-tech companies. XL Insurance also announced an enhanced technology errors & omission policy, XL EclipsePro-specifically for technology products and service providers.
"Technology companies are not the only businesses susceptible to website disruptions, network breaches, lost data or other technological issues," according to Scott Schleicher, XL Insurance's Technology E&O manager. "Companies of all sizes and representing all industries use technology to perform significant aspects of their business. Therefore, they are also at risk of technology failure." XL Eclipse offers a wide range of cyberliabilty coverage under one policy form, including:
Network Security Liability
Media Content Services Liability
Privacy Liability
Extortion Threat
Crisis Management
Business Interruption
Credit Monitoring
Privacy Notification Costs
Regulatory fines
The coverage can be tailored to address the specific technology risks of a variety of industries, especially service providers such as lawyers, real estate or insurance agents, and medical offices.
XL EclipsePro offers these cyberliabilty coverages but also incorporates technology E&O to address the professional liability needs of technology products and service providers.
"XL Insurance first introduced its technology E&O product in December 2008," explained Mr. Schleicher. "We are constantly looking at ways to improve our products and services and keep pace with our clients' changing risk management needs. These policies offer a complete package that can help both our tech and non-tech clients thoroughly and effectively address their tech risk."
XL Eclipse and XL EclipsePro are underwritten by XL Insurance's Indian Harbor Insurance Company and are available with liability limits up to $10 million. These coverages are administered through XL Insurance's Select Professional unit which provides various miscellaneous professional liability coverages including E&O coverages for lawyers, real estate and insurance agents and other service providers.
About XL Insurance
"XL Insurance" is the global brand used by member insurers of the XL Capital Ltd (NYSE: XL) group of companies. More information about XL Insurance is available at Through its operating subsidiaries, XL Capital Ltd is a leading provider of global insurance and reinsurance coverage and services to industrial, commercial and professional service firms, insurance companies, and other enterprises on a worldwide basis. More information about XL Capital Ltd is available at