The dial in number to listen to the conference is 011-44-20-777-44700, pin no. 127975. A telephone replay will be available from 1:00 p.m. March 8, 2004 to 1:00 p.m. March 15, 2004 by dialing 011-44-20 777 48880 pin no: 298095
XL Capital Ltd, through its operating subsidiaries, is a leading provider of insurance and reinsurance coverages and financial products and services to industrial, commercial and professional service firms, insurance companies, and other enterprises on a worldwide basis. As of December 31, 2003, XL Capital Ltd had consolidated assets of approximately $40.8 billion and consolidated shareholders' equity of approximately $6.9 billion. More information about XL Capital Ltd is available at www.xlgroup.com.