Umbrella and Excess Liability
Insurance for Construction Firms - North American Coverage
AXA XL offers Excess/Umbrella coverage to North American-domiciled companies performing commercial or civil construction work, and who may also have global exposures. We provide best-in-class underwriting, claims and service plus significant capacity to meet the needs of clients.
Risk Consulting
Risk consultants providing comprehensive risk management solutions based on an understanding of client business priorities and goals.
Learn MoreCoverage
- Excess/Umbrella liability policy protects the insured’s assets and future income above and beyond the standard limits on their primary policies
- Available for Lead Umbrella and Excess
- Covers liability claims from all policies underneath it, such as general liability, automobile liability and employer liability
- A/B Coverage Form
- Excess Follow Form
- Broad endorsements tailored to contractors needs
- Additional access points for capacity include Bermuda, Ireland, and the United Kingdom
Benefits and Services
- Local underwriting expertise through several US and Canada locations
- Annually reinstating limits and commensurate completed operations aggregate coverage for project construction period
- Statute of repose for construction defects for full period applicable
- Specialized, in-house claims handling
- Risk engineering support from industry experts
Client Profiles
Commercial General Contractors
- Hotels
- Mercantile
- Institutional
- Hospital
- Manufacturing
- Industrial
Trade Contractors
- Plumbing/HVAC
- Electrical
- Industrial
- Water/Sewer
Heavy/Civil and Street & Road Contractors
Wrap-Ups
- Owner Controlled Insurance Programs
- Contractor Controlled Insurance Programs
- Rolling Programs
- Joint Ventures and Project Specific Placements* (must have an existing relationship)