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Real Estate Lenders Policy (RELP) - North America

For financial lending institutions

Whether you’re a borrower or a lender, you need to consider possible environmental exposures impacting properties you own or manage. We provide first- and third-party pollution coverages and mortgage impairment insurance for lenders who hold title, operating interest or contingent ownership of property.

Risk Consulting

Risk consultants providing comprehensive risk management solutions based on an understanding of client business priorities and goals.

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BENEFITS AND SERVICES

  • 30+ years in the specialized environmental insurance market
  • Integrated and experienced underwriting, risk consulting and claims handling
  • Staff with an average of 15+ years insurance experience
  • Specialized in-house risk consultants offering a broad range of services to minimize losses and protect your profitability
  • Expert claims handling with cost effective solutions for litigation and mediation issues, minimizing overall financial risk associated with an incident
  • Emergency response services are available 24/7 through OnCall
  • Global solutions for multinational accounts

Client Profiles

  • Banks
  • REITS
  • Pension funds
  • Life insurance companies
  • Developers and investors
Fast Fast Forward

Public-private collaboration is essential to combat climate change

The insurance industry and capital markets can mitigate some of the physical impacts of climate change, but infrastructure investment and regulation will be critical in reducing the underlying risk. At the start of the coronavirus pandemic in Europe, when countries went into lockdown, a cartoon began
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Fast Fast Forward

Going beyond parametric solutions to tackle climate risks

2020 has been an active year for many atmospheric perils such as wildfires and hurricanes. As of September 18, the Atlantic basin has had 21 named storms. The last time so many named storms formed was 2005, when the National Oceanic and Atmospheric Administration ran out of English names and began using
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Fast Fast Forward

Let’s Talk: Climate and Resilience with Pablo Crain, Country Manager, AXA XL, Mexico

For an accurate measurement of just how much the global climate has changed, one needs to look no farther than Mexico. Couched between the Gulf of Mexico to the east and the Pacific Ocean to the west, Mexico has a diverse topography and climate – from deserts to tropical forests to beaches. Such as widely
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Product Availability

Geographical coverage is for informational purposes only. Product and service offers can vary based on location, industry, risk profile and unique business needs.

  • Related Products

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy wordings for specific coverage details. AXA XL is a division of AXA Group providing products and services through three business groups: AXA XL Insurance, AXA XL Reinsurance and AXA XL Risk Consulting. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

US- and Canada-Issued Insurance Policies. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group.

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