Product Family

Public-Private Partnership Construction Insurance (P3)

Coverage for North America

Public-Private Partnerships can serve as new way to deliver large infrastructure projects, but they also bring new challenges for major contractors. AXA XL can help. We offer comprehensive public-private partnership coverages for construction projects from the design phase through up to two years of operation and maintenance (O&M). Our key goal is to provide a one stop “total cost of risk solution”.

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Coverage available for:

  • Projects with a minimum lead time of 90 days and a commitment to a meeting with AXA XL representatives and all P3 key partners.

  • Projects in states where P3 legislation is approved and State Authority has a dedicated P3 department

Coverage for different project phases:


  • Primary Casualty
  • Excess Casualty
  • Professional Liability

Course of construction

  • Primary Casualty
  • Excess Casualty
  • Builders Risk
  • Professional Liability
  • Pollution Liability
  • Subcontractor Default

Operations and maintenance

  • Primary Casualty
  • Excess Casualty
  • Builders Risk
  • Professional Liability


  • A dedicated relationship manager as your single point of contact for coordinating all your coverages critical to the project
  • services delivered by a dedicated claims account manager advocating claim best practices
  • Risk engineering services delivered by dedicated risk engineer working with client safety team to consult on site safety and project oversight
  • Risk engineering consultation for O&M operations, if applicable
  • Supported by financial strength & infrastructure experience of AXA XL

Client Profiles

We partner with large contractors with dedicated P3 infrastructure teams and experience with the following project characteristics:

  • Strong history of successful P3 project delivery
  • Completed VFM analysis
  • Completed P3 contract detailing allocation of risks, rights, and responsibilities
  • Project sizes ranging from USD 500 million & higher
  • P3 infrastructure sample projects include; highway, transit, bridge, tunnel, water projects,(except New York and Illinois)
  • Contractors capable of working with multiple contractor & owner teams on a single project

Product Availability

Geographical coverage is for informational purposes only. Product and service offers can vary based on location, industry, risk profile and unique business needs.

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy wordings for specific coverage details. AXA XL is a division of AXA Group providing products and services through three business groups: AXA XL Insurance, AXA XL Reinsurance and AXA XL Risk Consulting. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

US- and Canada-Issued Insurance Policies. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group.

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