Product Family

Contractor's Protective Indemnity Insurance - North America

For the construction industry

AXA XL offers additional environmental insurance protection to contractors working on design/build projects, or that have a subcontracted design exposure, for instances where the architect’s or engineer's insurance limits are inadequate or eroded.

Risk Consulting

Risk consultants providing comprehensive risk management solutions based on an understanding of client business priorities and goals.

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  • First-party coverage that indemnifies the named insured (contractor) excess of the design professional's (DP) professional liability insurance
  • Covers costs the contractor has obtained through a judgment, arbitration award or settlement as a result of the DP's negligent act, error or omission related to contracted services
  • Available on a claims-made basis

Benefits and Services

  • Integrated underwriting, risk consulting and claims handling
  • Professionals with average 15+ years environmental/insurance experience
  • Global solutions for multinational accounts
  • Specialized in-house risk control consultants and claims handling
  • Emergency response services
  • 30+ years in specialized environmental insurance market

Client Profiles

Businesses in the construction industry that perform a percentage of their work under the design/build delivery method or that have a subcontracted design exposure, including:

  • General contractors
  • Construction managers
  • Specialty trade contractors

Product Availability

Geographical coverage is for informational purposes only. Product and service offers can vary based on location, industry, risk profile and unique business needs.

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy wordings for specific coverage details. AXA XL is a division of AXA Group providing products and services through three business groups: AXA XL Insurance, AXA XL Reinsurance and AXA XL Risk Consulting. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

US- and Canada-Issued Insurance Policies. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group.

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