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XL Catlin and RPS/Plus Companies enhance Title and Escrow Agents’ Professional Liability Insurance program with data breach and theft protection

 — XL Catlin and RPS/Plus Companies today announced the availability of two new endorsements – making data breach and added theft protection available -- for their professional liability insurance program specifically designed for title and escrow agents.

“People like to hold service providers accountable,” according to Frank Palermo, Underwriting Manager of XL Catlin’s Commercial Errors & Omissions (E&O) business in North America, “If there is any question about the services they provide, title and escrow agents, notaries and others should have strong professional liability protection and guidance to help defend their work.”

According to Bob Ciuffreda, area president of the Bridgewater, NJ-based RPS/Plus Companies, “These service professionals can find themselves facing claims alleging incorrect title searches, missed easements, incorrect legal descriptions, failure to record, fraud, and theft. Plus, today, they must face the growing threat of a data breach that could compromise their information and clients’ trust. Business risks are constantly changing and we’re constantly working to make sure our insurance programs offers relevant, strong protection.”

To address growing data breach exposures, a new policy endorsement is available, adding up to $100,000 in coverage for a data breach and breach mitigation expenses.

Also, a new PLUS+ Advantage endorsement extends the program’s professional liability coverage offering:

• Theft of Funds Coverage With a sub-limit of $100,000.
• A separate limit of liability for defense expenses
• A 50% reduction to the extended reporting period premium for policyholders continuously insured for 4 years (loyalty discount)
• A no charge death or disability extended reporting period.

With limits of liability up to $5 million per claim and a $5 million annual aggregate, the XL Catlin/Plus Companies professional liability program is designed for US-based title agents, title abstractor, closing agent, escrow agent, or notaries with revenues up to $10 million. Coverage is underwritten by the Plus Companies’ specialized professional liability underwriters and provided by the XL Catlin group of insurance companies.

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About RPS Plus Companies, Inc.

RPS Plus Companies, Inc. is a program administrator founded in 1985 to solely underwrite Lawyers Professional Liability Insurance. Since then the company has expanded to provide specialized professional liability programs for title & escrow agents, insurance agents & brokers and other miscellaneous classes of business. To learn more, visit

About the XL Catlin Insurance Operations

The XL Catlin insurance companies offer property, casualty, professional, financial lines and specialty insurance products globally. Businesses that are moving the world forward choose XL Catlin as their partner. To learn more, visit

About XL Catlin

XL Catlin is the global brand used by XL Group plc’s (NYSE:XL) insurance and reinsurance companies which provide property, casualty, professional and specialty products to industrial, commercial and professional firms, insurance companies and other enterprises throughout the world. Clients look to XL Catlin for answers to their most complex risks and to help move their world forward. To learn more, visit