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Restaurant Contamination

AXA XL Insurance offers excess restaurant contamination coverage to restaurants and catering operations.

Product details


Up to USD 25 million


– Offered on a Bermuda form excess of self insured retention or excess of loss
– Policy triggers
   - Accidental contamination
   - Malicious tampering
   - Forced recall
   - Forced shutdown
– Recall costs
– Lost profits
– Extra expense for rehabilitation
– Avian flu
– Consultants costs
– Owned and franchise locations

Client Profiles

– Restaurants
– Catering operations

Typical Information Required

– AXA XL Insurance segment application 
– Company information and financials 
– Food safety information
– Crisis management plans

Benefits & Services

– Coverage applies worldwide 
– Global claims network
– Risk engineering 
– 24/7 crisis response

Information & Research

Information and Research

Restaurant Contamination

Attachment Point

- Typically USD 10 million
- Follow-form excess coverage below USD 10 million available

Minimum Premium


The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy forms for specific coverage details. AXA XL is a division of AXA Group providing products and services through four business groups: AXA XL Insurance, AXA XL Reinsurance, AXA XL Art & Lifestyle and AXA XL Risk Consulting. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

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