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Commercial Property Insurance Coverage for Midsize Companies - UK

Energy, Property & Construction
AXA XL Insurance underwriters have the market knowledge and technical expertise to develop bespoke insurance solutions to meet clients’ individual needs. This Commercial Combined coverage is for small to medium sized UK companies with a products liability focus.

Product details


Our coverage offering includes worldwide coverage and jurisdiction for UK policyholders and no efficacy exclusion

Business can be written on either a primary, full value or excess of loss basis

Bespoke Coverage can include:

  • Joint Insured
  • Vendors Extensions
  • Hold Harmless Agreements
  • Oil and Gas Conditions

Business Continuity

As part of our commercial property coverage, we offer BusinessAssist, a complete protection package that provides comprehensive disaster recovery planning. Aimed at SMEs, BusinessAssist allows a company to maintain communications following a catastrophic loss.

If a business can’t enter its premises, Business Assist will provide:

  • emergency telephone switching
  • replacement offices

Activating your AXA BusinessAssist Contract

Client Profiles

Target business sectors include:

  • UK domiciled manufacturing and engineering businesses with a Products Liability focus (including up to 100% US exports)
  • Research and development
  • Retail
  • Administration
  • Light commercial industries
  • Life science companies
  • Aviation
  • Automotive
  • Marine
  • Medical device (including fully invasive)
  • Pharmaceutical
  • Chemical production (site and production exposures)
  • Transportation products (aviation, safety-critical automotive, rail & marine)
  • Structural or integrity exposures (e.g. adhesives, cements and construction materials)
  • Oil and Gas industries
  • Military-use products

Benefits & Services

  • BusinessAssist
  • Award Winning Claims Service
  • We issue quotes on an exclusive basis: one quote, one broker
  • Bespoke Policy Solutions
  • Flexible underwriting approach

Minimum Premium

From GBP 5,000

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy forms for specific coverage details. AXA XL is a division of AXA Group providing products and services through four business groups: AXA XL Insurance, AXA XL Reinsurance, AXA XL Art & Lifestyle and AXA XL Risk Consulting. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

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