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Energy Liability Insurance

Energy, Property & Construction
Energy Liability provides cover for third party liabilities arising out of the upstream, midstream and downstream energy sectors.

Product details


Up to USD150m any one risk


We insure energy risks both onshore and offshore, either separately or as a combined offering:

  • primary or excess basis
  • coverage can be on a claims made or occurrence basis

In the upstream sector typical risks range from the seismic survey conducted to find resources, the drilling of oil and gas wells and construction of production infrastructure, right through to the dismantling and removing of property at end of life

In the midstream and downstream sector risks include oil and gas pipelines and/or storage facilities, transmission and distribution risks, power plants, energy utilities, refineries and petrochemical plants as well as contractors working to build or maintain these facilities

Client Profiles

Clients size can vary from sole traders operating from a single site through to National Oil Companies or Multinational companies operating on a worldwide basis

Typical Information Required

  • Full description of operations
  • Details of policy terms/coverage required
  • Minimum 5 years claim history including details of any significant incidents
  • For excess layers - proposed schedule of underlying policies including details of carriers

Benefits & Services

  • Recognized market leaders for energy insurance
  • In-house risk engineering capability
  • Market leading claims team

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy forms for specific coverage details. AXA XL is a division of AXA Group providing products and services through four business groups: AXA XL Insurance, AXA XL Reinsurance, AXA XL Art & Lifestyle and AXA XL Risk Consulting. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

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