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Contractors All Risk (CAR) & Engineering Liability Insurance - Middle Market

Energy, Property & Construction
AXA XL Insurance offers engineering lines coverage to middle market companies around the world.

Product details


Up to USD 200 million


  • Construction and erection all risks / Builders risk
  • Advance loss of profits / delay in start-up
  • Third-party liability for onsite activities (except US, Canada, Australia and New Zealand)
  • Substantial global wind, flood and earthquake capacity
  • Open turnover coverages available to certain clients with construction/erection exposures

Client Profiles

  • National and multinational middle market companies with either an existing centralized insurance purchasing process or the willingness to centralize insurance buying
  • Companies with sums insured up to USD 100 million
  • Companies with sound risk management programs in place or being implemented
  • Turnover of about USD 50 to 500 million

Typical Information Required

  • Policy terms/coverages
  • Project description
  • Limits of coverage needed
  • Project time schedules
  • Site/engineering plans
  • Project value breakdown
  • Additional information as needed

Benefits & Services

  • Locally admitted policies in over 140 countries
  • Global integrated programs (AXA XL WorldPass)
  • Freedom of Services policies (AXA XL EuroPass)
  • Professional claims management, compliant with local rules and regulations
  • Centralized account data management
  • Risk engineering services

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy forms for specific coverage details. AXA XL is a division of AXA Group providing products and services through four business groups: AXA XL Insurance, AXA XL Reinsurance, AXA XL Art & Lifestyle and AXA XL Risk Consulting. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

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