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Pollution & Remediation Legal Liability (PARLL) -North America

AXA XL Insurance offers coverage for pollution and remediation legal liability for public and private companies that own, lease, operate, or manage property; and/or provide financing.

Product details


USD 50 million


AXA offers coverage for pollution and remediation legal liability.

  • Claims-made coverage
  • Pollution legal liability, including Natural Resource Damage Assessments (NRDA)
  • First– and Third-party remediation expense, including government or regulatory re-opener coverage for previously remediated pollution conditions
  • Contingent transportation
  • Third-party diminution in property value
  • First– and Third-party mold remediation expense and legal liability
  • Lead-based paint and Asbestos liability
  • Extensions by endorsement:
    • Non-Owned Disposal Sites (NODS)
    • Business Interruption

AXA's insurance segment in the US and Canada has a broad range of Environmental products to insure a wide variety of companies from pollution related exposures. Broad coverage options allow us to tailor insurance solutions for the risks related to operating, remediating and developing property.

Our Pollution and Remediation Legal Liability Policy (PARLL) offers claims-made coverage for sudden and accidental and gradual environmental exposures to property.

Client Profiles

  • Multinational companies
  • Large single-nationality companies
  • Middle and upper middle market companies
  • Public and Private companies


  • Commercial real estate
  • Manufacturers
  • Medical facilities
  • Chemical and Energy risks
  • Construction materials manufacturers
  • Industrial
  • Lending institutions

Typical Information Required

  • AXA facilities pollution application and applicable supplemental applications
  • Available environmental site assessments (e.g., Phase I or II Reports)
  • Two years financial statements
  • Pollution loss history

Benefits & Services

  • Integrated underwriting, risk consulting and claims handling
  • Staff with an average of 15+ years environmental/insurance experience 
  • Global solutions for multinational accounts
  • Specialized in-house risk control consultants and claims handling
  • Emergency response services available 24/7 for North America
  • 30 years in specialized environmental insurance market

Limits On Product

USD 50 million

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy forms for specific coverage details. AXA XL is a division of AXA Group providing products and services through four business groups: AXA XL Insurance, AXA XL Reinsurance, AXA XL Art & Lifestyle and AXA XL Risk Consulting. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

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