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Lloyd’s Employers Liability Insurance- UK/IR

AXA XL Insurance offers monoline and combined employers liability coverage to local UK and international markets. Access to Lloyd’s products is via a registered Lloyd’s broker.

Product details


GBP 15 million


  • UK domestic and international business
  • Limits available up to GBP 15 million from the ground up for UK- and Irish-domiciled companies
  • Coverage also available for companies with temporary overseas contracts
  • Facilities for trade and affinity groups available

Client Profiles

  • Small individual companies as part of schemes
  • Commercial operations with turnovers from GBP 500,000 to 100 million
  • Single location businesses based outside the UK (excluding North America)

Typical Information Required

  • Current wages
  • Turnover
  • Contracts works/plant values
  • Full business description
  • Minimum five years claims experience

Benefits & Services

  • Regional offices across the UK and Ireland
  • Coverage tailored to local conditions
  • Access to rehabilitation services for injured employees
  • Access to Lloyd’s worldwide licensing arrangements
  • Highly experienced scheme underwriters

Attachment Point


Limits On Product

GBP 15 million

Minimum Deductible

Ground up

Minimum Premium

GBP 2000

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy forms for specific coverage details. AXA XL is a division of AXA Group providing products and services through four business groups: AXA XL Insurance, AXA XL Reinsurance, AXA XL Art & Lifestyle and AXA XL Risk Consulting. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

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