AXA XL uses two forms of cookies on this site:

  1. to enable the site to operate and retain any preferences you set
  2. for analytics to make the site more relevant and easy to use

These cookies do not collect personal information. For more information about our cookie usage, please click here. To comply with EU privacy laws you must consent to our use of cookies.

By using this site, you agree that we can place these types of cookies on your device. If you choose to change your cookie settings you will be presented with this message the next time you visit.

Casualty For Life Sciences Companies - International

AXA XL Insurance offers non-US/Canadian companies flexible and tailored products, from comprehensive industry solutions to complex standalone casualty coverages. We help clients meet local insurance requirements while covering complex national and international risks.

Product details


Up to EUR/USD 50 million


  • General and product liability
  • Product recall combined with general and product liability
  • Clinical trial liability (domestic and foreign) including on a standalone basis.

Client Profiles

  • National and multinational companies
  • Biotech companies
  • Clinical research organizations (CROs)
  • Pharmaceutical contract manufacturers
  • Contract manufacturers
  • Cosmetic companies (incl. soap, cleaning and toilet preparations)
  • Homeopathic companies
  • Medical devices companies and pharmaceutical companies up to EUR/USD 1 billion in revenue
  • Pharmaceutical wholesalers
  • Phytotherapeutic companies or Herbal medicines companies
  • Veterinary companies
  • Manufacturing of Prophylactic vaccines excluding USA/CND
  • In-Vitro Diagnostics (IVDs)
  • Dental Equipment and Supplies manufacturing companies
  • Analytical laboratories for clinical trials

Typical Information Required

  • Detailed five-year loss history (confirmed claims experience from incumbent insurer)
  • Current and historical company information, including broad product areas and geographical operations
  • Policy/program structure, including limits, deductible or self-insured retention, coverage specifications, and service requirements

Benefits & Services

  • Designated Life Science Underwriters
  • Dedicated Casualty Risk Engineering specialists
  • Understanding of international or complex risks
  • Deep underwriting
  • Claims and risk control expertise.

Minimum Deductible

To be agreed by risk

Minimum Premium

To be agreed by risk

The information contained herein is intended for informational purposes only. It’s is neither an offer to sell nor a solicitation to purchase any particular insurance product. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy forms for specific coverage details. AXA XL is a division of AXA Group providing products and services through four business groups: AXA XL Insurance, AXA XL Reinsurance, AXA XL Art & Lifestyle and AXA XL Risk Consulting. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, coverages are underwritten by XL Specialty Insurance Company - Canadian Branch and AXA Insurance Company - Canadian branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions.

Contact Us

If you need to speak to one of our product experts

Download Related Forms or Brochure