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Ed Totten

Commercial builders are taking on increasingly more challenging projects. New materials, new methods, new demands, new regulations are driving both innovation and complexity. Not to mention risk. That’s where I come in.


Talk with me about these products we offer

My experience covers a variety of industries. How can I help?

My Geographic Focus

  • AmericasCanada, United States

My team of seven experienced and dedicated Construction Excess Underwriters and I work to provide Construction Excess Casualty coverage to protect even the most complex projects with high risk exposures.

Before I joined AXA XL, I was the Excess Construction Manager at Zurich Insurance, where I developed and monitored underwriting standards and guidelines, underwriting referrals and helping create a cross-sell strategy within Construction.

Over the years, I’ve collaborated with a wide range of clients. I’ve worked closely with ENR 400/600 accounts and I also helped start AIG’s Small Business Unit.

My insurance career began in Commercial Underwriting with State Farm Insurance. I earned the IRMI’s CRIS designation and hold a BS from Ramapo College of New Jersey.


Recent Activities and Publications

Affiliations: CRIS- Construction Risk and Insurance Specialists

This expert profile is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Products are subject to legal and underwriting requirements. Coverages may not be available in all jurisdictions, including without limitation any jurisdiction within the United States, and may be available only through appropriately licensed producers. In addition, XL GAPS’s provision of publications or services is not an indication of the existence or availability under any policy of coverage for any particular property or type of loss or damage. Policies underwritten from Bermuda, Brazil, China, Mexico, Switzerland, or written by XL Insurance Company SE are only available through non US-based brokers. The Insurance companies of XL Group Ltd are: Catlin Indemnity Company, Catlin Insurance Company, Inc., Catlin Specialty Insurance Company, Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company, XL Insurance Company of New York Inc., XL Bermuda Ltd, XL Insurance Company SE, XL Insurance Switzerland Ltd, XL Insurance (China) Company Limited, XL Seguros Brasil S.A., T.H.E Insurance Company and XL Insurance Mexico SA de CV. Coverages placed with Lloyd’s Syndicate #1209 are managed by Catlin Underwriting Agencies Limited and supported by XL corporate capital; coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. and Catlin Insurance Services, Inc. For a complete listing of the US companies and for more information about our Lloyd’s operations see our Legal Notices page.

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