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At AXA XL Insurance, we embrace the innovators that are changing global insurance. The start-ups and entrepreneurs creating exciting new technologies, solutions and markets.

If you’re an entrepreneur or a start-up with an idea which could change the re/insurance industry and if you’re looking for an open and creative partner in this industry who can give you support and also space, let’s talk.

We're ready to test and run experiments and proof of concepts, which focus on current business challenges and opportunities to help validate new products, propositions and even business models.


We can work with you in a combinations of ways:

Investing in innovators
AXA XL Innovate

AXA XL’s venture capital firm invests in early stage companies who demonstrate strong leadership, a particularly innovative technology or business approach and have the potential to achieve scale in the global P&C industry.

We’d be excited to talk with you if you’re in or looking to enter the property and casualty (non-life) re/insurance market and are:

  • a start-up focused on emerging and under-served risks
  • promising new models with the potential to bring meaningful efficiency and value to insurance
  • a data and analytics business with a high value insurance application.



Our in-house innovation team, Accelerate is focused on transforming our product and service offerings through forming business partnerships that will enhance our customers’ overall experience. We are focused on the commercial application of these new technologies to serve our clients

Talk to us if your innovation is in areas such as:

  • Artificial Intelligence
  • Digital disruption
  • Ideas for step change in technical capabilities
  • Insurance capacity opportunities
  • New business models
  • New products, propositions and distribution opportunities



Our Digital team are working with start-ups and various service companies to understand emerging technologies and how they can be applied to transform our internal operations into a truly digital business.

We’d be excited to talk to you if you’re innovating in digital technologies, including:

  • Artificial Intelligence
  • Augmented / Mixed / Virtual reality
  • Blockchain
  • Drones
  • Internet of Things
  • Mobile
  • Robotic Process Automation
  • Open to other technologies not listed above




  • Potential direct investment and expert guidance from our AXA XL Innovate venture capital fund.
Global reach and distribution

  • We can help get your idea to the world through our global network.
Access to our experts

  • Work with our experts and specialist teams to drive change together.

  • Support and guidance from across all businesses and functions – from Underwriting and Claims management, to HR, Finance and Marketing.


By partnering with AXA XL you can access valuable resources, from funding, expertise, distribution and mentoring, to working with like-minded individuals who are committed to generating new ideas. We’re ready to put new solutions to work and we can provide the access to the financial resource you need to make your vision a new reality.

Get in touch using the contact boxes above to find out more!