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Making the Index Link: How parametric solutions can help captives manage natural catastrophes risk

January 29, 2020

It is said that three in every four (or as many as 80% of) corporate insurance buyers have some form of exposure to weather-related risk. Natural catastrophes...

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Not fade away: Finding ways to slow down colour degradation in important works of art

January 21, 2020

It is a sad fact of life that the pigments used by some of the world’s most important nineteenth century artists have faded, and the vibrant colours artists...

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Weathering Winter Weather Risks

January 14, 2020

Before more freezing weather, heavy snow or ice arrives this winter, now is the time for business owners to prepare and reduce their risk of property damage...

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When it matters most

December 17, 2019

One of the things I find most striking about commercial P&C insurance is how it blends financial elements which are somewhat commoditized with highly valuable,...

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From grape to glass: managing wine risk

December 17, 2019

Wine is big business. Volatile weather can pose big risks to winemakers and threaten their yield. Clélia Duvoux, Business Developer, Agriculture – Europe,...

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Spotlight on global programs

December 13, 2019

Introduction by Shiwei Jin, Global Programs & Captives Regional Director APAC, AXA XL, a division of AXA ...

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Captives: weathering the ups and downs of the insurance market

November 28, 2019

By Matt Latham, Head of Global Programs and Captives at AXA XL Trends in the wider insurance market have always had an impact on the captive market....

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Aiming for the future how AXA XL is responding to European risk managers evolving needs

October 31, 2019

The FERMA forum in Berlin this month is the first that we will attend as AXA XL. Bruno Laval, Regional Head – Europe, Insurance at AXA XL, explains how...

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E-cigarettes, an emerging risk

October 28, 2019

E-cigarettes have been on our watchlist of emerging risks for the past several years. A recent outbreak of severe pulmonary disease in the U.S., coupled...

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Natural catastrophes: how modelling can give European risk managers a new perspective

October 28, 2019

Natural catastrophes can have a huge impact on a company, its operations and its workforce. For risk managers, estimating the annual losses suffered by...

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Baden-Baden: Exploring the trends in European reinsurance

October 28, 2019

This month sees the annual reinsurance meeting in Baden-Baden. Following preliminary discussions in Monte Carlo in September, reinsurers, cedants and brokers...

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Analysing flood events to build back better

October 28, 2019


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A market of opportunity: what buyers of international programmes need to know about Indonesia

September 26, 2019

Q. What are some of the major opportunities and challenges for clients in Indonesia? A. Indonesia has the world’s fourth-largest population and is predicted...

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The risk manager of tomorrow making data work for you

September 24, 2019

Data has always been a key tool for risk managers – and for their broker and underwriter partners too. We are entering now a new era for data, which could...

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Making inclusion work: putting words into practice

September 23, 2019

I have spent my entire career – more than 25 years and counting – in insurance, and I’m proud to see how the industry has changed over that time to become...

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Brazil: a market of both challenge and opportunity for risk managers with global programmes

September 13, 2019

What are some of the challenges that companies operating in Brazil face currently? The recent economic downturn and slow recovery, of course, represent...

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Gently down the stream: How international insurance programmes can help manage large and evolving energy risks

August 27, 2019

What trends are you seeing in the management and transfer of downstream energy risk?While it varies from client to client and across different geographies,...

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Stormy weather: Preparing property to ride out more frequent & severe convective storms

August 26, 2019

Warm air rises. It’s a lesson that many of us remember from science class. When it does, carrying moisture with it, it results in an atmospheric phenomenon...

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Realizing the benefits of global programs

August 12, 2019

After several decades of experience, the benefits of global insurance programs for multinational clients – notably improved capital efficiencies, more...

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Safer Travels: 5 tips to avoid being an easy target

August 09, 2019

Who doesn’t love to travel? Not many according to travel industry statistics. Americans traveling for business and leisure took 2.3 billion domestic trips...

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Costs of corruption weigh heavily on nations' future growth

August 08, 2019

Whether it occurs in a small developing economy, a petrostate or a G20 nation, corruption is a costly problem. Allowed to continue unabated, corruption...

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African swine fever: how husbandry can help reduce the risk

August 06, 2019

This year is the Chinese Year of the Pig. For many, the pig is considered auspicious and symbolises prosperity. It also forms an important part of many...

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A Blue Carbon future: how innovative thinking aims to increase coastal resilience and meet climate targets

July 27, 2019

Concerns about human impact on the planet is at the forefront of many individuals’ minds and businesses’ agendas.  Companies are taking steps to reduce...

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Driving Forward: Navigating Supply Chain Risk in the Automotive Industry

July 16, 2019

In May 2018, a fire broke out at a magnesium die-cast company’s plant in Michigan, causing enough damage to suspend the production of critical parts used...

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Cause, effect, consequence: Assessing natural hazards

July 08, 2019

The City of San Francisco recently announced that it was partnering with the Lawrence Berkeley National Laboratory on a project to model Pacific storms....

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Ransomware-as-a-Service: The business of distributing cyber attacks

June 21, 2019

Ransomware is proving to be a profitable endeavor for cyber criminals. It is also what is fueling a newer trend: the business of offering management of...

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Autonomous technologies an uncertain and evolving risk landscape

June 11, 2019

Propelled by massive investments and impressive technological advances, autonomous vehicles are quickly becoming more numerous and capable, and appear...

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There’s a 100% chance a hurricane will strike somewhere in 2019. Be prepared!

May 31, 2019

Don’t know why there’s no Severe Weather Preparedness Plan for your business? With the start of hurricane season now’s not the time to whistle that’s...

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AXA XL in Iberia launches expatriate insurance solution in partnership with AXA Global Healthcare

May 07, 2019

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Are new data sources *sparking joy* for underwriting and claims?

April 08, 2019

Decluttering expert Marie Kondo asks a single question when determining whether a piece of clothing or a book should stay in the house or be thrown out:...

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Agricultural insurance: Happiness is in the field

March 26, 2019

A growing demand for crops for human and animal consumption, the increased use of machinery and modern farming technologies, and the ever-present threat...

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Reinsurers shifting focus from cat business

March 19, 2019

Reinsurers face a challenge because “if they are retaining less cat business by using alternative capital, this also erodes profitability”, he told DWIC...

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Getting a hold on mold in construction

March 14, 2019

Mold lives everywhere in air, in water, on land, in soil, and on or in plants and animals. All it needs to grow is the right temperature, moisture, and...

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Safety in art transport packed with the utmost care and without the slightest damage

March 05, 2019

In early February 1748, Baron Heinrich Jakob Häckel sent a small painting depicting the holy family in a landscape setting, plus a copperplate print of...

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Fighting sprinklered fires

February 22, 2019

An early morning 911 call alerted the fire department of smoke coming from a large warehouse storing used auto parts. When the fire fighters arrived, they...

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Love Is In the Air

February 14, 2019

No one is quite certain how Valentine’s Day emerged as an annual celebration of love and romance.One legend points the origin to a third-century Roman...

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Belt and road how risk managers can use global programmes in a transforming region

February 07, 2019

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Commercial insurtech is like an exclusive club — and you’re invited

February 06, 2019

This piece was originally published in TechCrunch. Tech companies and VCs in the insurance space have probably read many articles about Amazon and Google...

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Protecting property through Winter's wild weather

January 18, 2019

Even before winter officially began, we felt its wrath. In mid-November, a destructive storm in the Northeast caused over 400,000 power outages, school...

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The return of nationalism

January 14, 2019

The article was first published in S-RM’s Political Violence bulletin.From Trump’s “America First” to the ever-looming Brexit, nationalist movements have...

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Expect the unexpected: what will 2019 hold for risk managers with international programmes?

January 03, 2019

As we enter 2019, Owen Williams, head of the captive centre of excellence at XL Catlin, now part of AXA XL, a division of AXA Group, considers what risk...

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Investing in the future

December 28, 2018

If you had asked me when I was 12 what I wanted to do when I grow up, I would have answered: “I want to travel the world. And wear a tie”.Some years later,...

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Avoiding the holiday hustle

December 15, 2018

It’s that time of year when we all need to brace ourselves for not only the bustle of the holiday season, but for the potential hustle in the bustle too. Crime...

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What were you thinking? An exploration of human bias in subcontractor selection

December 04, 2018

This article has been republished with permission as an IRMI Expert Commentary. Subcontractor defaults on construction projects can be catastrophic, which...

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Sea-change: how technology is changing the transportation of goods

December 01, 2018

For hundreds of years, merchants have transported their wares across land and sea trying to find the delicate balance between getting their goods to their...

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Collectors - who are they and how do we support them?

November 13, 2018

Who are collectors today?Philippe Bouchet: Essentially, collectors are people who are passionate – and that’s always been the case. During the Renaissance...

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More mindful data protection

October 31, 2018

We’re all so busy. So many things are tugging at our attention.  Way too many distractions continuously draw us away from the important tasks at hand. ...

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Safe travels: Don't be a kidnapper's easy target

October 31, 2018

Recently, a businessman – CEO to one of Tanzania’s largest conglomerates – was abducted by masked gunmen as he was about to enter a hotel gym at 5:35 a.m....

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Data dystopia: what does the future hold for data privacy?

October 30, 2018

As cyber underwriters, a big part of our job is to be curious, to piece together “what-ifs” to try to analyse as yet unknown or untested risks. Our role...

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Rise in US federal securities class action filings impacting companies with US exposures

October 26, 2018

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U-turns. Know the risk!

October 24, 2018

It is just after 1:00 AM and a tractor trailer attempts to make a U-turn on a highway with a 60 mph speed limit.As the rig begins to swing for the...

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We need to talk about: rehabilitation helping employees with mental health conditions

October 17, 2018

Employers and employees alike in the UK are becoming aware of the need to talk about mental health at work. The UK Government last year commissioned a...

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How to Keep Ahead of Evolving Fine Art and Specie Risks

October 06, 2018

Fine art and specie is a class of insurance available to clients across sectors and in countries around the world. Graham Hawkins, global chief underwriting...

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D&I: Turning awareness into action

September 21, 2018

Since the first Dive In Festival took place in 2014, we have been an enthusiastic participant in, and sponsor of, this insurance industry-wide event promoting...

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AXA XL: “a winning combination” says Thomas Buberl

September 18, 2018

With the acquisition of the XL Group, AXA accelerates its strategy and becomes the #1 commercial line insurer worldwide. Read below what Thomas and Greg...

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Diving deep into government pools

September 12, 2018

In 2017, the National Oceanic and Atmospheric Administration (NOAA) said that there were 16 separate “billion-dollar” disasters with losses totaling more...

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Lights, camera, insurance: risk transfer for the movie business

September 11, 2018

Films are big business; global box office revenue is predicted to reach $50 billion in 2020. As with any large, global business, making films involve myriad,...

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Let's talk: The nature of terrorism is changing

August 21, 2018

Recent tragic events have highlighted that the terrorism risk continues to evolve. Mark Steddon, Senior Underwriter Terrorism & Political Violence at XL...

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Into Africa: how risk managers can use global programmes as part of their strategy in this fast-changing area

August 14, 2018

There has been an uptick in protectionism in the insurance markets of many African countries, with regulators imposing measures such as compulsory domestic...

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Best Practices for Promoting Site Safety: Tried, True and Non-Capital Intensive

August 07, 2018

Every year, our Property Risk Engineers conduct thousands of safety assessments at industrial facilities around the world. They also regularly attend conferences,...

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Catalyzing change

July 23, 2018

This article was first published as part of a larger KPMG International report called Accelerated Evolution: M&A, transformation and innovation in the...

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People risk in international programs

July 03, 2018

It is often said that the human workforce is a company’s most precious asset. And as companies of all sizes continue to expand, and more employees travel...

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A winning formula: Customer-centric business strategy

June 27, 2018

Business strategy. It can drive phenomenal success or lead to epic failure. And there’s plenty out there to learn about it. A quick Google search generates...

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Set fair for the next phase of risk management: Marine blockchain platform goes live

June 26, 2018

Blockchain – the secure, decentralised and distributed ledger housed on a shared platform – is something that has been discussed by the tech community...

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Mitigating Cyber Risk via Captives

June 19, 2018

Increasingly challengingThe reality today is that virtually every individual and organization is vulnerable to a cyberattack, and the nature of the threat...

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When the going gets tough the tough do risk management

June 12, 2018

There’s an ultramarathon race in Tennessee so tough that only 15 people have completed it within the time limit since it began back in 1986. The way to...

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An inside look at political risk and credit insurance

June 05, 2018

Political risk and credit insurance are important types of coverage that facilitate foreign direct investment and global trade. These coverages are widely...

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Let's Talk: Payment Services Directive

May 30, 2018

Q. What is the EU’s second Payment Services Directive?Angelos Deftereos: The EU’s second Payment Services Directive – known as PSD2 – came into force in...

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Risks and opportunities in South Africa and Chile

May 22, 2018

Emerging markets are key areas for growth for multinational companies across all industries. Economic growth means a growing need for insurance and reinsurance....

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New EU Regulations on Medical Devices Explained

May 10, 2018

What do pacemakers, condoms and dental fillings have in common? They are all classified medical devices that serve a medical purpose. And because humans...

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Kidnap and ransom: From the French Robin Hood to a global risk

May 01, 2018

It takes a lot of chutzpah to attempt to kidnap the judge who sentenced you to a jail term. But that is exactly what gangster Jacques Mesrine, known as...

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Using non-payment insurance to extend lending capacity

April 30, 2018

The global economy has expanded rapidly over the past twenty years, spurred by, among other factors, the reduction of trade barriers, the opening of China’s...

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The Social Engineer

April 30, 2018

An invoice arrives for the same amount every month. Only this month, your company account manager gets the invoice along with a note from the vendor, outlining...

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5 Ways to keep flood waters out of your business

April 23, 2018

The 2017 hurricane season produced 17 named storms, 10 of which became hurricanes — six of those major hurricanes, including the first two major hurricanes,...

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XL Catlin innovations rise to help clients navigate sea of changing risks

April 05, 2018

Setting sail from Punta Del Este, Uruguay on October 4, 2017 Sarah completed two legs of an 8-leg journey which took her almost over a quarter of the way...

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The Gender Pay Gap

March 27, 2018

The gender pay gap; it’s a hot topic at the moment. But what exactly is it?The gender pay gap is a measure of the difference between the average earnings...

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Ocean risk: how insurers can lead the way in building resilience

March 24, 2018

Ever since the days of Edward Lloyd’s coffee shop more than three-hundred years ago, the insurance and reinsurance industry has been intrinsically linked...

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Cyber risk modeling comes of age

March 22, 2018

Ten million per month – that’s how many hacking attempts the head of the U.S. Office of Personnel Management said her agency was able to thwart each month...

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Building an open communication culture

March 08, 2018

Underwriting construction projects has changed over the years. Gary Kaplan, President, North America Construction, has seen a lot in his 39 year career....

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Going green: how environmental liability exposures can be managed in global programmes

February 27, 2018

With both public and regulatory scrutiny of environmental damage on the increase, and the potential for large clean-up and remediation costs, environmental...

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Talk to the Loss Adjuster; why communication is key for claims in global programmes

February 20, 2018

When a loss occurs, clear and timely communication with loss adjusters is vital to ensure claims are resolved successfully.  When they are structuring...

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Focused on the Future

February 13, 2018

Imagine you are at a seminar and you hear your job described as one of the ten most likely to be replaced by an algorithm in the future. What do you do?...

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Artificial intelligence: more power to the risk manager?

January 31, 2018

Artificial intelligence (AI) can unlock and analyse data in ways that people alone simply cannot. Hélène Stanway and Ashish Umre of XL Catlin discuss how...

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Are hotels and hospitality more vulnerable to breach?

January 09, 2018

Between May 2014 and December 2015, six high-profile companies within the hospitality industry suffered customer data breaches. Malware, compromised card...

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Something everyone loves: Panda bears!

December 22, 2017

Maybe it’s the adorable round face with contrasting black eyes and ears. Or their gentle demeanor. Or their decidedly laid back lifestyle.It’s hard to...

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Public/private partnerships offer advantages for political, credit risks

December 20, 2017

Political risk and credit insurers are living in interesting times. On one hand, global risk and volatility have never seemed more prevalent. On the other,...

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It’s time to think about fine watch insurance

December 07, 2017

Collecting rare and valuable watches is a hobby that is growing in popularity. And the insurance market is developing alongside it. While watches used...

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CIAB COUNCILcast with Martha Notaras of XL Innovate

December 04, 2017

The Council of Insurance Agents and Brokers (CIAB) recently sat down with Martha Notaras, Partner at XL Innovate. Hear her insights on market trends and...

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The Impact of GDPR: EU data protection meets US-based business

November 15, 2017

Privacy regulations in the United States have nothing on those in the European Union (EU).In fact, the newly minted General Data Protection Regulation...

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The right to be forgotten

November 09, 2017

In 2010, an attorney named Mario Costeja Gonzalez asked the Spanish Data Protection Agency to request that the newspaper La Vanguardia remove two small...

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Insurtech Connect 2017: Insurers and Insurtechs both swiping right

October 23, 2017

Insurtech enthusiasts,Last week I attended Insurtech Connect Conference in Las Vegas. The conference kicked off less than twenty-four hours after last...

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October and November: A Dangerous Time to Drive

October 18, 2017

There have been many studies done on when it is most dangerous to drive.  Some studies look at when the most auto accident fatalities occur and others...

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Show me the money! The impact of securities class actions on the Australian D&O Liability insurance market

October 17, 2017

Welcome to the second instalment in the XL Catlin/ Wotton + Kearney white paper series on securities class actions and their impact on the Australian Directors’...

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Design Professional Insights: Providing Pro Bono Services

October 02, 2017

Design professionals are often asked to provide pro bono services but they are just as likely to volunteer their services after catastrophic events or...

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It's Time to Move Beyond Talk

September 27, 2017

We want to create an inclusive environment in which each colleague feels welcomed and supported. We want to build a culture that values all individuals,...

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Blazing a trail in fire protection engineering

September 26, 2017

Tina King wears many hats.  She’s a risk consultant; a professional engineer; a technical advisor and a valued instructor.  And now, as a result of all...

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Becoming a leader and bridging the gap between personal and professional

September 22, 2017

The insurance industry is not known as one of the most diverse industries. A lot remains to be done to boost diversity and inclusion within our companies...

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Commercial bonds free up capital to help businesses grow

September 18, 2017

From midsize businesses to multinational corporations, the cost of capital has a big influence on their ability to grow. Often, contractual obligations...

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Hurricane Preparedness and Recovery

September 18, 2017

Current Hurricane ActivityWhile the full impact of recent hurricanes is currently unclear, what is evident at this time is the vital role the insurance...

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Breaching the Assembly Line: When Cyberattacks Target Manufacturing

September 15, 2017

On May 13, 2017, workers arriving onsite at an auto manufacturing facility in northern France were greeted with a message being broadcast on the company’s...

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Special report: Why closing the protection gap is critical to the industry’s future

September 13, 2017

This special report examines one of the biggest challenges facing the insurance industry, and, more broadly, the world - the great divide between economic...

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It's all about the pace: Using Rapid Results Initiatives to drive business and social change

August 16, 2017

The Rapid Results Initiative (RRI) approach is a proven method and part of our culture of getting things done at XL Catlin, and for good reason.  They...

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Let's Talk: The Art of Underwriting

August 08, 2017

Fine art and collectibles require a specialist insurance approach. Museums, private collectors and corporations all require coverage for their valuable,...

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Drones_Unmanned Aerial Systems in the Drilling Industry

August 08, 2017

IntroductionUnmanned Aerial Systems (UAS) or “drones” are quickly changing the way construction companies do business, and offer solutions to many complex...

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The Case for Covering DO in a Global Program

July 31, 2017

For many Spanish companies, expanding into new markets outside Spain has proved to be a productive path to profitable growth.When Spain’s and much of the...

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Global programmes: Marine risks and how to manage them

July 25, 2017

First published in  Commercial Risk Europe. Marine is by its very nature a global business and global insurance programmes can help risk managers to get...

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Redeveloping the Urban Core

July 24, 2017

By the end of 2015, the millennial population (individuals aged 18-34) reached 75.4 million, surpassing the Baby Boomer population of 74.9 million.1 That...

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Political risk insurance, don’t ignore your own backyard

July 21, 2017

First published in  POST Magazine.When you think about political risk, the chances are you recall what you saw on the news last night. Scenes of conflict,...

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Upfront property loss prevention strategies save money and time later

July 14, 2017

The city of Tultepec, 20 miles north of Mexico City, is known as a major center for Mexican handcrafted fireworks. For years, families have wandered through...

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Emerging Risks Report: Q2 2017

July 07, 2017

Also available in  Spanish,  Portuguese,  German,  French  and  Italian.XL Catlin’s Emerging Risk Task Force actively monitors a wide array of emerging...

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Static Electricity: An Unpredictable and Often Overlooked Hazard

July 06, 2017

One of our clients had a faulty forklift battery that it planned to return to the manufacturer. Per the manufacturer’s specifications, they put a plastic...

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Asset managers: Are operational risks keeping you awake at night?

June 29, 2017

In recent years, uncertain economic and political environments have made people reticent about investing. And when they do invest, buyers are looking for...

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Déjà vu: Today’s geopolitical risks look familiar

June 14, 2017

Nationalist and populist movements are challenging the status quo. Centuries-old regional tensions are simmering. Relations between traditional powers...

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Operationalizing Digital Transformation: New insights into making digital transformation work

June 12, 2017

Technology has transformed how entire industries interact with clients, from executing transactions to communicating quicker to selling products and services....

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Global programmes: Managing the network

June 12, 2017

This article was first published in Commercial Risk Europe. Nowadays, no insurance company has a network of fully owned subsidiaries that can issue policies...

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Increasing ocean literacy

June 08, 2017

For centuries scientists have known about the importance of the oceans in supporting life on Earth, yet today they are changing faster than at any time...

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The office printer: a weak link in your security regime?

May 31, 2017

First published by Strategic Risk.“First, I got control of their printers. Then, I got control of their network. Then, I got control of their data... Along...

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Captives in global programmes

May 23, 2017

First published in Commercial Risk Europe. For risk managers, a captive insurance company is a useful tool to coordinate an international insurance programme...

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Size of social engineering attacks growing

May 09, 2017

Businesses around the world are facing greater exposure to social engineering attacks, and the stakes are getting a lot higher.​Only a few years ago, a...

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Text analytics: Telling Stories that Drive Insurers’ Progress

May 09, 2017

To find romance, millions of people globally use online dating sites, offering real-time, geo-location based matching services. Using algorithms, the sites...

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Why event cancellation insurance is a necessity, not a luxury

May 02, 2017

This article was first published in TTG MICE.The growth in events held across Asia-Pacific can be witnessed throughout countries such as Thailand and China,...

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Crumbling Under Fire

May 01, 2017

On March 31, 2017 during Atlanta’s evening rush hour, a massive fire erupted underneath an I-85 overpass. The fire started at approximately 6:15 PM in...

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Global Programs: Navigating U.S. Casualty

April 11, 2017

First published in Commercial Risk Europe.If we take the U.S., differences in state regulations, as well as a consumer-friendly legal system, mean that...

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Lessons in Environmental Claims

April 04, 2017

The earth and everything found on it is made up of chemical substances. Basic things that are essential to our survival and an integral part of everyday...

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First Aid Claims: California issues reminder on a nationwide reporting rule

March 23, 2017

Remember: first aid claims count. That’s the gist of a recent regulatory clarification issued in California explaining reporting requirements for workers’...

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The Perils of Misdeclared Cargo

March 14, 2017

The paperwork said the container contained calcium chloride, a harmless chemical. In fact, it contained calcium hypochlorite. Calcium chloride or calcium...

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Building a global programme for construction

March 02, 2017

First published in  Commercial Risk Europe.After a period of contraction following the economic crisis of 2008, the Spanish construction industry is once...

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We need to listen to the fish

February 06, 2017

Are fish trying to tell us something important about climate change? We believe they are and we need to listen.Fish are a key indicator of change in the...

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What's a steering wheel?

February 06, 2017

For many people, seeing or riding in an autonomous vehicle will be their first direct encounter in everyday life with a sophisticated machine that incorporates...

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The future of farming? Plant the sea.

February 03, 2017

Experts predict that agricultural production needs to increase by 60 percent in the next 30 years to feed a global population of nine billion people.That’s...

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BIM: Building and Managing in Multiple Dimensions

February 02, 2017

An old saying among carpenters is “measure twice, cut once.” Among design professionals, contractors and building owners/managers, a variation of this...

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They say all is fair in love and football but what about insurance?

January 27, 2017

First published in  POST Magazine.Fairness, it’s something that has been on my mind since the Insurance Act 2015 came into force in August.The Act's intention...

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Mind the Gap in Global Logistics

January 23, 2017

Manufacturers and shippers are going global.As inventories grow, shippers need sophisticated systems to manage it all, and many companies choose to outsource...

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Emerging Risk Report_Q4 2016

January 20, 2017

XL Catlin’s Emerging Risk Task Force actively monitors a wide array of emerging risks to provide our underwriters, as well as clients, with pertinent information...

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One Size Shouldn't Fit All: Aboveground Storage Tank Risk-Based Integrity Assessments

January 18, 2017

For companies that have above ground storage tanks (ASTs) containing petroleum products and hazardous materials it is vital to have a proper integrity...

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Let’s Talk: Global programmes and claims management

January 17, 2017

First published in Commercial Risk Europe.  When a risk manager buys an insurance policy, he or she is buying a promise to pay valid claims but also in...

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Arson Prevention: 3 Tips That Could Save Your Warehouse

January 10, 2017

Warehouse fires are commonplace. What is surprising is that arson accounts for nearly 18% of the warehouse fires in the US, according to the National Fire...

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Fire in the Hole!

December 12, 2016

Promoting year-round trade and mobility across Europe – from north to south and east to west – has historically been challenged by the imposing reality...

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Consignments: Getting to Win-Win

November 29, 2016

Want to sell something but lack the means to do so directly? What to do? Turn to someone else and consign it.Consignment refers to transactions in which...

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Captives: Setting and Selling the Strategy

November 07, 2016

For many companies, allocating capital into a captive can be a less costly way to finance certain risks compared to buying insurance from commercial markets...

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Risk Bulletin_Trichloroethylene and Indoor Air Quality Risks

August 30, 2016

Trichloroethylene (TCE) is a volatile, chlorinated chemical that is commonly associated with extensive soil and groundwater contamination throughout the...

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Fire Risk in the Middle East

July 27, 2016

A recent study found that more than 65 percent of the high rise buildings in the UAE were built with external panels containing combustible materials....

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Health-Related Class Actions Debut in France

July 13, 2016

An amendment to France’s National Health Law that went into effect on 1 July permits class action lawsuits for injuries caused by health care products...

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Captives Approach Middle-Age

June 24, 2016

Many captives for large corporates were formed in the late 1980s or early 1990s. Over that time we have learned a lot about the various administrative...

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UK Insurance Market – what could the future hold?

May 24, 2016

The UK’s economic performance in the last quarter of 2015 was encouraging, if not mixed. Output increased in two of the main industrial groupings - namely...

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Mitigating water damage during construction

May 12, 2016

A week before an 18-story apartment building under construction in the suburbs of a large city in the Northeast was to be occupied, a three-inch water...

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Evolution of Competitive Sailing Tells Story of Risk and Innovation

May 03, 2016

At XL Catlin we like to say that “when it comes to risk, great art needs great answers.” The America’s Cup, which returns to New York City this week for...

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Ship Via Containers? New Weight Verification Regulation Warrants Attention

April 29, 2016

On its face the regulation seems logical and straightforward: Starting 1 July 2016, shippers* are required to provide verified information on container...

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Protecting Privilege_Strategies to Keep Post Cyber Breach Activities from Disclosure

April 22, 2016

Originally published in Litigation Management magazine, Spring 2016. Today most businesses cannot avoid being, at least in some limited manner, connected...

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That sinking feeling...

April 05, 2016

Recent winters have seen widespread flooding across the United Kingdom caused by heavy rain, high waves, and strong winds. In addition to causing considerable...

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Lets Talk Dr Graeme Smith on Mobile Autonomy

March 18, 2016

Dr Graeme Smith is a recognised expert in Advanced Vehicle Control systems and the Connected Car, and holds several patents in the areas of Adaptive Cruise...

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Focus on Nigeria

February 24, 2016

Nigeria is the largest economy in Sub-Saharan Africa, but has been hit hard by the oil price rout which historically accounts for over 90% of exports and...

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Love Is In the Air

February 09, 2016

No one is quite certain how Valentine’s Day emerged as an annual celebration of love and romance. One legend points the origin to a third century Roman...

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The Value of Venice’s Irreplaceable Art and Artifacts

September 25, 2015

From trade to tourismVenice has proved to be remarkably resilient in adapting to shifting circumstances, and its economy and character have changed repeatedly...

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Sleuthing to solve risk challenges

September 22, 2015

I am not a frequent watcher of television programs, but lately I’ve gotten hooked on a popular show that strikes me as having a strong connection to managing...

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Sparks of Genius: Pirates, Peg Legs and US Workers' Compensation Insurance

September 07, 2015

Workers’ compensation programs appear in one form or another in all industrialized countries. One of the earliest appeared around 2050 B.C. It was the...

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Filling the Information Gaps

August 19, 2015

A risk engineer for XL Catlin Group was recently conducting a joint site visit with a competitor at a potential customer’s plant.The plant manager asked...

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Data Centers - Internet technology expansion yields increased environmental risk

August 17, 2015

According to the National Association of Real Estate Investment Trusts (NAREIT), the data center sector could double in size in the next several years....

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How insurers are adapting to emerging food safety issues

August 12, 2015

Food safety is more of a concern than ever before for governments, food companies and consumers. As global supply chains become more complex, with more...

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Video: How Operational Risk Insurance Adds Value

July 06, 2015

 Operational risk insurance  solutions: strategic, transparent, and adding value: Watch the videos. Meet the experts.   ...

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Mexico’s “New” Environmental Law

June 10, 2015

Although Mexico’s “new”, or current, environmental law is already one year old, many companies have not yet updated their business plans to meet the new...

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Measuring What Matters

May 26, 2015

In 2011, XL Catlin’s Design Professional team and PSMJ Resources, Inc. announced a collaborative agreement to share knowledge, develop custom research...

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Is Cyber Liability Coverage as Essential as PandC Coverage

May 18, 2015

This article is reprinted from the March 2015 issue of Insights, a professional journal by the CPCU Society. It has been reproduced here with permission...

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We Come As Partners

April 21, 2015

Mr. Billovits, you have 27 years of insurance experience. What is new for you as Director of the Vienna EMEA Hub (Europe, Middle East, Africa)?“I’ve worked...

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Recall Impact Study Brings Unexpected Results

April 02, 2015

Question to our readership:If two companies had to recall the same amount of the same product, for which company would you expect stockholders to have...

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Winning in a Competitive Environment: Who knew Baseball and Insurance had so much in common?

April 01, 2015

“Who knew baseball and insurance had so much in common!”  That’s the first thing I said to Billy Beane, general manager of the Oakland A’s, when I met...

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Empowered to prevent property losses: Online tool helps clients take action with data

March 11, 2015

The devil is often in the details. In other words, problems arise when attention is not paid to details. When managing property risks, attention to details...

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What's The Real Story Behind the Cumin-Peanut Allergen Recalls?

March 04, 2015

The US Food and Drug Administration (FDA) and the US Department of Agriculture’s Food Safety and Inspection Service (FSIS) are continuing to issue undeclared...

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Seven Ways Contractors Can Manage Cost Escalation Risk

February 09, 2015

So, having considered the Seven Factors that can  Escalate Contractors’ Costs (in the previously published Part 1 of this 3-part series), the question...

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XL veteran reinsurance leader looks back

December 05, 2014

Reinsurance has changed in several significant ways over the past few decades, but its foundation remains rooted in great people. That is what I’ll miss...

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Restoring Europes Aged and Stressed Infrastructure

November 21, 2014

Faded GloryEurope’s economy is on a painstaking road to recovery, marching on legs creaking with age. The European Innovation Partnership on Smart Cities...

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The Risks and Rewards of Recycling

November 13, 2014

According to the Municipal Solid Water (MSW) site1, Americans generated 251 million tons of trash in 2012. While 53.8% of it was discarded in landfills...

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Don't Let Your Ho Ho Ho Turn into Bah Humbug

November 10, 2014

As we head into this holiday season full of family, joy and celebration, it is a good time to remember to be smart and cautious in the cyber world.  This...

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Temporary workers. Full-time risk exposure.

October 31, 2014

Contributors: Mike McKinley, CRM, CIC, CRIS,  Doug Millner, CRIS, and Joe BinkowskiIt should come as no surprise to anyone reading this article that the...

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Documentation as Defense against Construction Defect Claims

October 31, 2014

Strong documentation is one of your best defenses against construction defect claims/expenses. It can support that you built a structure right in the first...

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Making our monsters go away

October 17, 2014

Some of us have recurring nightmares. When I was little, I used to be tormented by a dream that the Jolly Green Giant was chasing me past my swing set....

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Sharia Compliant Insurance 101

October 15, 2014

The Community Principle is the Same3,000 years ago, Phoenician sea merchants formed trade communities. Each community member agreed to contribute a portion...

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Smart Cities: Mission Control

October 10, 2014

Mission Control Most urban infrastructures are patchworks. Structures and services have sprung up ad hoc over the years to respond to businesses, residents,...

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Sparks of Genius_Coffee and Cover

September 16, 2014

Insurance is almost as old as civilization. According to numerous sources, it goes back at least 5,000 years to Mesopotamia and the use of interest rates....

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Cyber Shock

September 04, 2014

  Fast Focus Although third-party liability coverage is important,...

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Australia plans to up the ante on polluters

August 21, 2014

Environmental pollution is a growing global concern. And with the world’s population expanding rapidly, the demand on our stretched natural resources,...

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Food Fraud Comes Back to Bite Everyone

August 14, 2014

We can’t live without food, but poisoned food could kill us. Yet we skip home from the supermarket, swinging baskets full of bargains too good to be true....

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Changing Waterways Demand Nimble Navigation

August 13, 2014

Shifting shoals.  Lower water tables.  Construction.  For boat operators, it’s not always easy sailing.Changing waterways require boaters to stay on the...

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Smart City Mobility Based on Desire

July 25, 2014

Reconciling Needs and DesiresThis is surely the most exciting and most challenging time for mobility since the advent of the automobile. Innovative manufacturers...

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Up in the Air The emerging risk of drones in the construction industry

July 21, 2014

What is a Drone?Unmanned aerial vehicles (UAV or “UAVs”) are changing the way construction companies do business. For the purposes of this article I will...

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On the Business End of a Stiletto: Could E-Tracking Cargo Save Your Life?

June 20, 2014

Mark Twain said: “Clothes make the man. Naked people have little or no influence in society.”Thus fashion weathered the recession with positive, if not...

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Seeing the Big Picture in Risk

May 29, 2014

One of the great advantages in managing risk is seeing things that others do not or seeing them before others do. Sometimes organizations miss the big...

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The Amazing Spider-Man 2"" Opens with $6B Property Loss

May 16, 2014

Super hero Spider-Man (aka Peter Parker) once again saves New York City from complete devastation and catastrophe. But not before there is epic private...

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XL's Mike McGavick Challenges Insurers to be Daring Innovators

May 05, 2014

In recent episode of A.M. BestTV, Michael S. McGavick, chief executive officer of XL Group Ltd, explains how insurers should look to be more daring and...

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Looking Forward: D&B's Global Economic Outlook

April 11, 2014

If only we had a crystal ball.  Our decisions – both in business and life -- would be easier to make.  We’d have more information to give us clearer direction...

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Don’t Trade Uncertainty for Financial Loss

April 01, 2014

One of the benefits of insurance, in virtually any line of business, is that it helps policyholders to sleep soundly in an uncertain world. If something...

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Let's Talk about Risk

March 31, 2014

A staggering variety of tools designed to provide insight and help improve decision-making is available to risk managers today. Most of them utilize advanced...

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Not Another Leadership Article

February 21, 2014

Try this: log on to and search the term “leadership.” When I was working on this article, that search yielded 116,863 hits. So what does Gary...

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Building Information Modelling (BIM) – a collaborative tool or a liability and data security minefield?

February 07, 2014

Building Information Modelling (BIM) has been billed as a sort of Holy Grail for the construction industry. The system promises to transform projects,...

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To Share, or Not to Share?

January 06, 2014

Mammoth Prototypes of Single-Supplier RiskIn quick succession, first the volcanic ash from Iceland in 2010, and then the 2011 tsunami in Japan followed...

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Let's not lose it this Christmas...

December 17, 2013

It’s not often you can open quoting John Lennon, but I can’t resist…So this is Christmas! And yes, I am sure we have all already had some fun celebrating...

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Innovation in Insurance

December 10, 2013

 “Innovation” is a word used so often that it leaves many people jaded. While innovation is undeniably important in moving economies and businesses forward,...

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Bigger Greener and More Intelligent Air Travel

December 02, 2013

Empty Coffers and the Capacity CrunchIn April 2013, the Skytrax survey of 12 million airline passengers confirmed that 12 of the best 25 airports worldwide...

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Cybercrime is the greatest threat to an organizations' survival today

November 19, 2013

Technology is ever evolving and our reliance on it opens an organization’s vulnerability to cyber attack through greater online presence, broader use of...

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BYODs Blurred Lines

November 18, 2013

Getting the latest technology has become a bit of a sport. Tech-savvy individuals keep a close ear to the ground on new launch dates, strategize on store...

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The Great Wail of China

November 12, 2013

Economy Exceeds ExpectationsIn 1978, the economy and morale were still feeling the effects of over a decade of Maoist policies. Home to nearly a billion...

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3D Printing: The Holographic, Green City

November 06, 2013

Hundertwasser’s Dream The Austrian-born painter and architect who dubbed himself Friedensreich Hundertwasser was convinced that dreary, repetitive, unimaginative...

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In Regulation it is a Gift to Be Simple

October 04, 2013

There's a tried-and-true rule for those lost in the woods: Walk downhill until you find running water, and follow that water until you find civilization....

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Risk of Short Term Thinking in Insurance

October 01, 2013

If ever there were an industry where quarterly reporting of results brought unintended consequences, it would be insurance.For many industries, quarters...

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How to Make Friends and Influence People on Social Networks

September 25, 2013

Human Nature in a Virtual World2.4 billion of the world’s 7 billion citizens are internet users.Google alone process 100 billion searches per month, 3.3...

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Managing a Risky Mission

September 16, 2013

In June, the city of Alameda, California got bigger. The city regained control of 1,380 acres of bay-front land that it had formerly turned over to the...

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3D Printing the Human Body

September 13, 2013

The skull: the guardian and cradle of our most precious human organ, the brain.An average anatomy class of 100 students shares 5 skull models. Now 3D-printed...

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3D Printing The Dawn of the Bespoke Era

September 12, 2013

Disruptive TechnologyDisruptive technology is innovation which upends an industry, engenders an entirely new market, or fundamentally alters the way society...

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Genome Sequencing: What It Could Mean For Health and Human Rights

August 08, 2013

Disruptive TechnologyDisruptive technology is innovation which upends an industry, engenders an entirely new market, or fundamentally alters the way society...

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The Globetrotter’s Guide to Property Risk: XL Group’s Location Management System

July 15, 2013

The dashboard voice escorts drivers seamlessly through foreign territory to new destinations. You may call it Gloria, or a slightly less charitable name...

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CSR by Nigel Bamber

July 11, 2013

Corporate Social Responsibility (CSR) is a phrase which has, over the past decade, become increasingly heard in the boardroom. Whole sections of annual...

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Knowledge Power Beyond Intuition

July 05, 2013

The Sprinkler Revolutionized Fire Fighting To protect his piano factory in New Haven, Connecticut, Henry Parmalee invented the automatic fire-sprinkler...

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Os riscos emergentes que estamos monitorando e por que Q2

O Grupo Operacional de Riscos Emergentes da XL Catlin monitora ativamente uma ampla gama de riscos emergentes para oferecer aos nossos subscritores e clientes...

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Por que estan estos riesgos emergentes bajo nuestra lupa Q2

El Emerging Risk Task Force de XL Catlin supervisa de forma activa un gran número de riesgos emergentes para proporcionar a nuestros suscriptores y clientes...

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XL Catlin Sharing Economy french

C’est une innovation de rupture aux conséquences spectaculaires. Le chiffre d’affaires total des cinq secteurs les plus en vue de l’économie collaborative...

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Wien als Drehscheibe internationes Fronting HUB EMEA

Herr Billovits, Sie haben 27 Jahre Erfahrung im Versicherungsgeschäft. Was ist für Sie neu, jetzt, wo Sie aus Wien heraus für das Fronting im gesamten...

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Hackers traidores e violacoes de dados

Nossa dependência cibernéticaOs negócios de hoje dependem da nuvem. Mas o que o mundo tem chamado de "nuvem" não é realmente uma nuvem. É um símbolo para...

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La globalizzazione della tutela ambientale

Articolo pubblicato in ANRA.L’interesse per la tutela dell’ambiente inizia quasi sempre dall’accadimento di un disastro ambientale devastante che riesce...

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Die Schweizer Privatbank neu definiert

Die globale Finanzkrise hat Vermögen von Kunden und Erlöse von Banken schrumpfen lassen. Volkswirtschaften wurden hart getroffen und verlangten nach Veränderungen....

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Der Wert von Versicherungscaptives

Am 11. und 12. November treffen sich Captive-Experten aus aller Welt auf dem European Captive Forum in Luxemburg. Da XL Group sich bereits lange mit Captives...

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La evolucion del velerismo competitivo es ejemplo de riesgo e innovacion

En XL Catlin nos gusta decir que “cuando se trata de riesgo, el arte precisa grandes soluciones”. La competencia internacional de velerismo America’s Cup...

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Die Prognose fur Europa Heftigere und ungewohnliche Regensturme

Es wird ungemütlichNiederschläge werden in Europa oft von der Lage und den Eigenschaften des Jetstreams bestimmt. Dieser verändert sich mit Laufe der Zeit...

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El seguro para emisiones de valores la solucion aseguradora para la salida a Bolsa de las empresas espanolas

En 2015, un total de 24 sociedades españolas decidieron salir a Bolsa. Mediante este proceso, los propietarios ponen a la venta la totalidad o una parte...

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Marktreport International Japan

Deutsche Unternehmen sind seit vielen Jahren auf dem japanischen Markt aktiv. Unternehmen, die in Japan investieren, schätzen nicht nur die Größe und den...

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Los riesgos emergentes que estamos observando y las razones por las que lo hacemos

Blockchain: ¿el futuro de las transacciones? Blockchain es un libro de contabilidad o base de datos seguro y descentralizado que almacena y monitorea...

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Las cautivas alcanzan la madurez

A finales de los años 80 y principios de los 90 se crearon muchas cautivas para grandes empresas y durante las últimas décadas hemos aprendido mucho sobre...

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Les PME francaises et lassurance du dirigeant

Les petites et moyennes entreprises françaises voient souvent l’assurance Responsabilité civile des mandataires sociaux, ou RCMS, comme une curiosité –bien...

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Celebrons nos mamans avec des fleurs

A en croire Wikipédia, la Fête des Mères remonterait à la Grèce antique. Lors de cérémonies printanières, les grecs célébraient Rhéa (ou Cybèle), mère...

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Violando a Linha de Montagem

Em 13 de maio de 2017, os trabalhadores que chegaram ao local das instalações de uma fábrica de automóveis no norte da França foram recepcionados com uma...

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Lets Talk Programmes internationaux et RC aux Etats Unis

Les États-Unis sont l’une des plus grandes économies au monde. Il est donc naturel que nombre d’entreprises cherchent à s’y implanter. En même temps, l’environnement...

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L'assicurazione parametrica differisce dalle polizze danni tradizionali in quanto la liquidazione del sinistro scatta automaticamente una volta raggiunta...

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