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Critical Windows CryptoAPI Spoofing Vulnerability

January 22, 2020

When Microsoft released patches on January 14, 2020, it revealed one of the most critical vulnerabilities it has discovered in years. The company confirmed...

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True Tales of the Data Breach Hotline

January 14, 2020

A cyber breach can strike panic and lead to rushed decisions, but these on-call claim professionals helped to achieve happy endings for clients at their...

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2019's Top Cyber Risks: Finding solutions in vulnerability

December 16, 2019

Fourteen seconds. That was the prediction in 2017 on how often a business would endure a cyberattack by 2019. By October 2019, however, the actual figure...

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Savvy global travelers have a trained eye on Political Risk

December 03, 2019

The next time your travels find you in a foreign country, look around. Chances are you will find clues to that country’s political and credit risks. Because...

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Where there's smoke there's environmental exposure

December 02, 2019

The combustion triangle is fairly easy to understand. A fire needs only three things present to burn: Oxygen, Heat and Fuel. Beyond that, the equation...

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Let's Talk: Inland Marine Insurance supports storm resiliency and growth in the Northeast

August 02, 2019

When Superstorm Sandy passed through AXL XL Inland Marine Underwriting Manager Jon Mosby’s Northeast region in 2012, it left in its wake more than $70...

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Let’s Talk: Inland Marine insurance keeps tech and other companies moving forward

July 10, 2019

Technology changes quickly, and so do the firms that create game-changing technologies. Constant change is one of the reasons why technology firms are...

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Let's Talk: environmental liability

July 02, 2019

How has the market for environmental liability insurance changed over the course of your career? The environmental market has changed considerably over...

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Let's Talk: Keeping industries moving with inland marine insurance

June 19, 2019

If property assets can move, structures can be built, or unique valuation needs exist, it’s likely that someone is relying on inland marine insurance for...

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Let's Talk: Risks and resources in Canada

April 04, 2019

What is AXA XL’s outlook for business growth in Canada? Uhlmann: We see a lot of potential growth in Canada. With a gross domestic product approaching...

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Fighting sprinklered fires

February 22, 2019

An early morning 911 call alerted the fire department of smoke coming from a large warehouse storing used auto parts. When the fire fighters arrived, they...

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Love Is In the Air

February 14, 2019

No one is quite certain how Valentine’s Day emerged as an annual celebration of love and romance.One legend points the origin to a third-century Roman...

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Avoiding the holiday hustle

December 15, 2018

It’s that time of year when we all need to brace ourselves for not only the bustle of the holiday season, but for the potential hustle in the bustle too. Crime...

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Sea-change: how technology is changing the transportation of goods

December 01, 2018

For hundreds of years, merchants have transported their wares across land and sea trying to find the delicate balance between getting their goods to their...

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Property Perspectives: Preparing Southeast businesses for the unexpected in NatCat

November 29, 2018

The 2018 Atlantic Hurricane season has been somewhat out of the ordinary.  AXA XL’s Mike Smith couldn’t agree more.  As Southeast Regional Underwriting...

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Safe travels: Don't be a kidnapper's easy target

October 31, 2018

Recently, a businessman – CEO to one of Tanzania’s largest conglomerates – was abducted by masked gunmen as he was about to enter a hotel gym at 5:35 a.m....

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U-turns. Know the risk!

October 24, 2018

It is just after 1:00 AM and a tractor trailer attempts to make a U-turn on a highway with a 60 mph speed limit.As the rig begins to swing for the...

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Getting started with continuous improvement

September 06, 2018

Continuous improvement. It’s a major trend that’s captured the attention of senior leaders throughout every industry around the world. And it makes sense....

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Spilled Beans? No worries, Part 3

August 28, 2018

This is Part 3 of a 3 part series on Damaged Goods.  Read the first in this series. And the second, right here.   Salvage has been an integral part of...

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Small businesses are more vulnerable to cyber risks than they think

August 10, 2018

Today, most companies rely on technology in order to conduct business. In fact, companies of all sizes are able to compete thanks to technology, and small...

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Halt hail from hurting your profits

August 06, 2018

US hailstorms in June 2018 could cost insurers more than $3 billion according to the latest catastrophe report released by Aon P.L.C.’s Impact Forecasting...

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Insuring property in the state of extremes

August 02, 2018

Someone once said ‘California only has two kinds of weather -- magnificent and unusual.’ Billy Volz, Regional Underwriting Leader for XL Catlin’s West...

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Spilled beans? No worries, Part 2

July 17, 2018

This is Part 2 of a 3 part series on Damaged Goods.  Read the first in this series. While our Claims Department can help a client who has suffered from...

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Why contractors big and small should protect themselves from pollution risk

July 10, 2018

Once viewed as expensive and unnecessary, insuring one’s business from a possible pollution condition at a job site is now seen as a business essential...

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Moving fast fast forward: The great US speed limit debate

June 25, 2018

In the United States, elected officials in states from Idaho to Virginia are discussing possible changes to speed limit rules. Legislators in multiple...

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Spilled the beans? No worries!

June 21, 2018

This is Part 1 of a 3 part series on Damaged Goods.We recently had a great claim outcome for a customer: XL Catlin and some damaged goods - garbanzo beans...

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Building Up Boston and Beyond

June 14, 2018

Boston is booming. According to the recent Bureau of Labor Statistics report, the Greater Boston area has seen a 3.5% unemployment rate -- below the US...

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What's in store for the industry? A risk engineer's perspective

June 05, 2018

Readers are no doubt familiar with the various changes taking place within our industry. These include, most notably: progressively larger ships, terminals...

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5 Ways to keep flood waters out of your business

April 23, 2018

The 2017 hurricane season produced 17 named storms, 10 of which became hurricanes — six of those major hurricanes, including the first two major hurricanes,...

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Words matter: Building strong contracts to minimize Inland Marine risks

March 27, 2018

Words matter.   When used correctly, they precisely define a company’s legal obligations, leaving no room for interpretation. But not all contracts are...

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Building codes: Necessary but sufficient?

February 05, 2018

It’s a common scenario in my line of work.I inspect a client’s facilities – in this case, a newly constructed 2,000 square meter (sqm) warehouse for electronic...

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Managing the big risks of marine construction

January 03, 2018

The marine construction business is booming in the US for many reasons.  Nationwide ports are expanding, deepening their channels to accommodate bigger...

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Public/private partnerships offer advantages for political, credit risks

December 20, 2017

Political risk and credit insurers are living in interesting times. On one hand, global risk and volatility have never seemed more prevalent. On the other,...

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Where are all our Christmas trees?

December 14, 2017

“The Christmas trees stand packed together at the little stand on the street corner. Lit only by floodlights, each tree is indistinguishable in the little...

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5 tips to cut crime risks this season

December 12, 2017

As the song about the December holidays goes, "It's the most wonderful time of the year." But it's not so wonderful for employers that are unprepared for...

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Protecting complex property under turbulent conditions

November 21, 2017

The 2017 hurricane season is already unlike any other in recorded history.  While that might rattle some property insurance underwriters, it does not unnerve...

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The evolution of marine risk engineering

November 13, 2017

The basic concept underpinning insurance – the losses of the few paid by the many – can be traced back as far as the famous Code of Hammurabi from 1800...

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Lights Out! Dark warehouses in the spotlight

September 20, 2017

More warehouses are flipping the switch and turning out the lights.  They’re going dark. A “Dark” warehouse is a term used for a storage facility that...

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Mike Davies on “disruptive times” for marine insurers

September 20, 2017

Following the International Union of Marine Insurance’s (IUMI) annual conference this year in Tokyo, Mike Davies shared his views on some of the opportunities...

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Political risk insurance aids global infrastructure spending

August 01, 2017

In the volatile world of political risk, short-term crises can sometimes prevent much needed long-term investments.As a Risk Manager for XL Catlin’s Political...

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Redeveloping the Urban Core

July 24, 2017

By the end of 2015, the millennial population (individuals aged 18-34) reached 75.4 million, surpassing the Baby Boomer population of 74.9 million.1 That...

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Emerging Risks Report: Q2 2017

July 07, 2017

Also available in  Spanish,  Portuguese,  German,  French  and  Italian.XL Catlin’s Emerging Risk Task Force actively monitors a wide array of emerging...

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Hometown hacking: Communities in US and Canada become cyber targets

May 24, 2017

It’s easy to see why Target was a target.  Home Depot too is a depot of valuable information and credit card numbers.  Even a health insurer like Anthem...

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Crumbling Under Fire

May 01, 2017

On March 31, 2017 during Atlanta’s evening rush hour, a massive fire erupted underneath an I-85 overpass. The fire started at approximately 6:15 PM in...

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People Risk Management – Translating Rhetoric into Reality

April 19, 2017

“Our people are our most valuable asset.”You see it on websites. You’ve heard business leaders say it in public forums. It or a similar statement is probably...

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Lessons in Environmental Claims

April 04, 2017

The earth and everything found on it is made up of chemical substances. Basic things that are essential to our survival and an integral part of everyday...

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Amid expected regulatory changes, environmental risks remain

March 29, 2017

A question asked frequently by those concerned about environmental liability is "What impact will the new administration have on environmental regulations?"​While...

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8 Ways to Prevent Frozen Pipe Damage on Your Property

January 27, 2017

It’s that time of year again – when frozen pipes due to dropping temperatures put your business at risk of losing money and even shutting down. However,...

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Mind the Gap in Global Logistics

January 23, 2017

Manufacturers and shippers are going global.As inventories grow, shippers need sophisticated systems to manage it all, and many companies choose to outsource...

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Arson Prevention: 3 Tips That Could Save Your Warehouse

January 10, 2017

Warehouse fires are commonplace. What is surprising is that arson accounts for nearly 18% of the warehouse fires in the US, according to the National Fire...

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Feel the Earth Move? Drop, Cover and Hold On!

November 22, 2016

Recently, a swarm of small earthquakes near the San Andreas Fault spurred officials in California to issue an earthquake alert for residents of Southern...

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The Forecast for US-Mexico Trade: Continued Growth and Development

November 09, 2016

The trade relationship between the U.S. and Mexico is one of the world’s largest bilateral trade partnerships. Trade between the two countries amounted...

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Minimizing Matthew's Mess

October 05, 2016

Which way will Hurricane Matthew turn?  That’s always the question with hurricanes.  They don’t set exact itineraries.  Their eventual paths are determined...

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The impact of driverless trucks on motor truck cargo insurance_part 4

August 23, 2016

If driverless vehicles become the norm, accidents and theft claims should decrease. This will lead to better (loss) experience rating and a lower charge...

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The impact of driverless trucks on motor truck cargo insurance_part 3

August 17, 2016

The leading cause of cargo loss is accidents. Accidents are generally the result of driver fatigue. While the DOT limits the number of hours a US driver...

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The impact of driverless trucks on motor truck cargo insurance_part 2

August 08, 2016

“Going driverless” won’t happen overnight.  There are a number of stepping stones that will help get us there slowly, but surely.Daimler’s Freightliner...

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The Full Cost of Cargo Thefts

August 03, 2016

Stand and deliver …​“Highwaymen” have been plying their trade throughout Europe for hundreds of years; the word first appeared in print in 1617. For today’s...

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The impact of driverless trucks on motor truck cargo insurance

July 21, 2016

Work, work everywhere, But no drivers to haul my load;Work, work everywhere,As transportation manager, I want driverless trucks on the road.​A pun on the...

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An expanded Panama Canal: Spurring infrastructure development and promoting trade

July 13, 2016

The Panama Canal opened in 1914 and today handles about one-third of the trade between Asia and the Americas. However, as globalization has driven the...

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Ready or not: Hurricane season is here

July 01, 2016

With the 2016 Atlantic hurricane season officially underway, it’s important to make sure your business is prepared to handle potential high winds, heavy...

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Containing H2O Damage

May 09, 2016

Many materials shrink when they get cold.  Water is not one of them. Instead, water expands as it freezes. This expansion puts tremendous pressure on whatever...

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Ship Via Containers? New Weight Verification Regulation Warrants Attention

April 29, 2016

On its face the regulation seems logical and straightforward: Starting 1 July 2016, shippers* are required to provide verified information on container...

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That sinking feeling...

April 05, 2016

Recent winters have seen widespread flooding across the United Kingdom caused by heavy rain, high waves, and strong winds. In addition to causing considerable...

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On Tap: Beer Brews Up Unique Risks

March 17, 2016

Beer drinking has been part of the human experience since the dawn of civilization. It first appeared nearly 10,000 years ago, when mankind settled down...

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Every Business’ Nightmare – Violence in the Workplace

January 29, 2016

In August 1986, a 44-year old part-time letter carrier from Edmond, Oklahoma was reprimanded after a heated argument with two supervisors. At approximately...

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Fictitious Cargo Pickups

January 04, 2016

A generation ago, thieves stole loaded trucks out of parking lots and rest stops. Today, the trucking industry’s widening use of GPS devices, high-tech...

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Managing farm to fork risks: Dishing up Thanksgiving Day dinner

November 17, 2015

Thanksgiving Day is a particularly American holiday, traced back to 1621, when the Plymouth colonists celebrated their first successful harvest in the...

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Does Your Supplier Program Comply with FSMA's New Mandates?

November 12, 2015

One of the most notable new mandates of the Food Safety Modernization Act (FSMA) preventive controls rule is the requirement for a supply-chain program,...

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Driverless Trucks and Motor Truck Cargo Insurance

November 02, 2015

In May 2015, Daimler began testing what it called the world’s first, licensed autonomous truck on Nevada public roads. Promotional material1 for the Daimler...

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Let’s Talk: Bert Nelen and Pascal Matthey on the evolution of the maritime shipping industry

September 14, 2015

How has the maritime shipping industry evolved in the face of globalization? Bert: “The volume of material transported by ships has increased tremendously...

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Sprinkleranlagen: Eine Innovation die sich bewährt

July 16, 2015

London in Aufruhr: Bewohnerinnen und Bewohner beschwerten sich kürzlich medienwirksam darüber, dass ihr Bürgermeister zehn Feuerwachen geschlossen...

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Progress Depends on Private Strength in Mexico

June 04, 2015

Mexico ended 2014 with a strong economy and a positive outlook. Just as the New Year’s celebrations subsided, the government responded to a sharp decline...

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How the risk profession has evolved since Katrina

April 15, 2015

Risk managers and insurance professionals are preparing to gather for the Risk & Insurance Management Society (RIMS) 2015 Annual Conference & Exhibition...

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Redefining Risk for Critical Infrastructure

January 23, 2015

Fukushima: A Wake-up CallFukushima was a wake-up call to Europe. Could a natural catastrophe cripple critical infrastructure (CI) in Europe, like power,...

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Cyber shockers infographic Businesses under attack

December 29, 2014

.f3article .first-col IMG { MAX-WIDTH: 500px !important; MAX-HEIGHT: 900px !important }To learn more about cyber liability issues, take a look...

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A Pilot's Perspective on Aviation Risk

October 02, 2014

For thousands of years, humans have dreamed of and pursued flight, with varying success. As a pilot and an underwriter, I can relate to the desire to break...

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Insuring Multinational Business, Exceptionally

September 04, 2014

—With nearly 200 sovereign nations, creating and managing global insurance programs can be a big challenge. That is one reason that XL Group has established...

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Redefining the Swiss Private Bank

September 02, 2014

The global financial crisis shrank client assets and bank revenues. It also hit national economies so hard that many decided it was time to reclaim lost...

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Australia plans to up the ante on polluters

August 21, 2014

Environmental pollution is a growing global concern. And with the world’s population expanding rapidly, the demand on our stretched natural resources,...

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FDA on Nanotechnology: Size Matters

August 14, 2014

Nanomaterials may be minute in size, but they have become a big part of emerging technologies in food manufacturing, generating media and consumer interest...

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The Food Safety Revolution

July 31, 2014

Food, it’s big business. In the United Kingdom alone, consumers spend roughly £109 billion per year in major supermarkets [1]. For these consumers queuing...

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Will the World Cup be half empty or half full for Brazil?

June 06, 2014

Momentum is building towards the opening ceremony of the World Cup. Brazil’s five-time champions, the “Canarinho” (Little Canaries), are raring to go down...

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Time to Get Smart About Wireless Security

April 15, 2014

Increasing the connectivity of devices, a movement known as the Internet of Things, is ushering in convenience for millions of people – as well as security...

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Safer Roads in a Driverless World?

April 11, 2014

Our Future: Giles, the Driverless CarGiles pulls up to the curb. He scans your body to verify your identity and gauge your mood—the right music makes the...

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Energy Meets Technology

March 18, 2014

Technology is having a significant impact on the development and distribution of energy, according to Cathy Duffy, SVP and Underwriting manager at XL in...

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The Age of Innovation in China and India

March 13, 2014

On the FoothillsChina and India: the next great economic frontiers. Two countries, abundant in culture and rich in human resources, home to 2.6 billion...

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Accident Avoidance

March 12, 2014

Accidents happen.  Unfortunately, they are happening more often.   In fact, 2012 saw the first increase in motor vehicle related fatalities reported since...

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Not Another Leadership Article

February 21, 2014

Try this: log on to and search the term “leadership.” When I was working on this article, that search yielded 116,863 hits. So what does Gary...

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Building Information Modelling (BIM) – a collaborative tool or a liability and data security minefield?

February 07, 2014

Building Information Modelling (BIM) has been billed as a sort of Holy Grail for the construction industry. The system promises to transform projects,...

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When a Ship is Not a Ship

February 06, 2014

No business likes to hear the word “denied” from their insurance company. But when a business purchases an insurance policy, it enters into a contract...

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Christmas all wrapped up? Supply chain, maritime trade, property endorsements.. covered?

December 23, 2013

What’s in your stocking? Traditionally the first Sunday in Advent has signalled the start of the run-up to Christmas, but it seems that for retailers two...

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Air Pollution in an (Inter) State of Confusion

December 18, 2013

Air Pollution, which migrates across state borders, is in a State of Confusion. There is a mini-trend that once air pollution crosses state lines, a question...

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Batten Down the Hatches

May 13, 2013

On August 21, 2012, a Category 5 windstorm shredded roofs in Miami-Dade County. The good news is that the Category 5 windstorm was a simulation. Only two...

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Wake Up Call for Global Supply Chains

February 15, 2013

 A Wake Up Call for Global Supply Chains The breaking down of trade barriers, outsourcing of a global scale and plummeting transport costs have over the...

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Expanding Leadership - Making Our World Go

Since launching XL's current strategy in 2010-11, we've seen our key business metrics improve, we’ve seen our premium increase and we’ve achieved doubledigit...

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Asegurar la cadena de suministro de alimentos

Introducción por  Joan LanzagortaClient & Distribution Leader para México en XL GroupMuchas empresas de alimentos en Latinoamérica no sólo venden productos...

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assurance de bijoux au Festival de Cannes

Grand-messe du cinéma mondial, le tapis rouge du Festival de Cannes dévoile chaque année  les parures les plus belles et les plus précieuses.  Des bijoux...

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