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Spotlight on global programs

December 13, 2019

Introduction by Shiwei Jin, Global Programs & Captives Regional Director APAC, AXA XL, a division of AXA ...

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Captives: weathering the ups and downs of the insurance market

November 28, 2019

By Matt Latham, Head of Global Programs and Captives at AXA XL Trends in the wider insurance market have always had an impact on the captive market....

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A shame to throw it away

October 28, 2019

What happens when a work of art gets damaged? Can it be restored to its original condition? Would that be expensive? What does the owner think? And what...

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E-cigarettes, an emerging risk

October 28, 2019

E-cigarettes have been on our watchlist of emerging risks for the past several years. A recent outbreak of severe pulmonary disease in the U.S., coupled...

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Analysing flood events to build back better

October 28, 2019

DOWNLOAD THE DISASTER RECOVERY CASE STUDY: UK FLOODS 2007 DOWNLOAD THE DISASTER RECOVERY CASE STUDY: FLOODING IN GERMANY 2013     It’s no accident that...

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I am woman, hear me roar, in numbers too big to ignore

October 28, 2019

We have had a long history in Ireland – AXA dates its origins in the country back some 300 years while XL arrived in 1990. And this is an exciting time...

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A market of opportunity: what buyers of international programmes need to know about Indonesia

September 26, 2019

Q. What are some of the major opportunities and challenges for clients in Indonesia? A. Indonesia has the world’s fourth-largest population and is predicted...

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Making inclusion work: putting words into practice

September 23, 2019

I have spent my entire career – more than 25 years and counting – in insurance, and I’m proud to see how the industry has changed over that time to become...

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Brazil: a market of both challenge and opportunity for risk managers with global programmes

September 13, 2019

What are some of the challenges that companies operating in Brazil face currently? The recent economic downturn and slow recovery, of course, represent...

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Gently down the stream: How international insurance programmes can help manage large and evolving energy risks

August 27, 2019

What trends are you seeing in the management and transfer of downstream energy risk?While it varies from client to client and across different geographies,...

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Stormy weather: Preparing property to ride out more frequent & severe convective storms

August 26, 2019

Warm air rises. It’s a lesson that many of us remember from science class. When it does, carrying moisture with it, it results in an atmospheric phenomenon...

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Wellington boots, suncream, insurance: how risk transfer helps make festivals happen

August 19, 2019

Festival season is in full swing in the UK. And whether you were soaking up Stormzy, The Cure and Kylie at Glastonbury, or if your taste runs more to literary...

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Realizing the benefits of global programs

August 12, 2019

After several decades of experience, the benefits of global insurance programs for multinational clients – notably improved capital efficiencies, more...

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Safer Travels: 5 tips to avoid being an easy target

August 09, 2019

Who doesn’t love to travel? Not many according to travel industry statistics. Americans traveling for business and leisure took 2.3 billion domestic trips...

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African swine fever: how husbandry can help reduce the risk

August 06, 2019

This year is the Chinese Year of the Pig. For many, the pig is considered auspicious and symbolises prosperity. It also forms an important part of many...

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A Blue Carbon future: how innovative thinking aims to increase coastal resilience and meet climate targets

July 27, 2019

Concerns about human impact on the planet is at the forefront of many individuals’ minds and businesses’ agendas.  Companies are taking steps to reduce...

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Cause, effect, consequence: Assessing natural hazards

July 08, 2019

The City of San Francisco recently announced that it was partnering with the Lawrence Berkeley National Laboratory on a project to model Pacific storms....

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Let's Talk: environmental liability

July 02, 2019

How has the market for environmental liability insurance changed over the course of your career? The environmental market has changed considerably over...

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Taking a holistic approach to health and wellbeing

June 25, 2019

Wellbeing is a concept that is growing in importance for employers across the UK. A workforce that is healthy, both physically and mentally, is a more...

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Ransomware-as-a-Service: The business of distributing cyber attacks

June 21, 2019

Ransomware is proving to be a profitable endeavor for cyber criminals. It is also what is fueling a newer trend: the business of offering management of...

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Lets talk Bridging the gap between science and insurance

May 30, 2019

Q. What is the role of an in-house scientist at an insurer and reinsurer? My job is not simply academic: it’s about helping to foster understanding and...

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The changing terrorism threat and how it can be managed within global programmes

May 14, 2019

How has the terrorism threat changed in recent years?The terrorism threat has evolved over recent years. Increased resources have been devoted to the detection...

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Let's Talk: Building a complete risk picture

April 25, 2019

Extreme storms, wildfires and droughts caused heavy Nat Cat losses in 2018, resulting in approximately USD 90 billion annual Nat Cat loss to insurance...

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A Passion to Protect: the issue that unites all collectors

April 24, 2019

How do you define a collector? As a single-minded acquirer of niche artefacts? An aesthetic connoisseur of rarefied beauty? Or a dispassionate student...

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Promoting financial security and resilience in a fragile land

April 16, 2019

If you ask farmers how they view the future, their responses usually don’t overflow with optimism. That’s especially true for those working on small plots...

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The beautiful game and the British weather; the risk and insurance view

April 09, 2019

On any given weekend during the football season, it is a familiar sight to see pitches across the UK filled with amateur players of all abilities united...

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Are new data sources *sparking joy* for underwriting and claims?

April 08, 2019

Decluttering expert Marie Kondo asks a single question when determining whether a piece of clothing or a book should stay in the house or be thrown out:...

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Severity trends in Auto Claims

April 01, 2019

Every day, at least nine Americans die and hundreds are injured in distracted driving crashes. That’s why April is Distracted Driving Awareness Month,...

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Closing the gap: Why UK clients need to think about environmental coverage

March 28, 2019

It has now been 15 years since the Environmental Liability Directive (ELD) came into force across the EU. The directive enforces the so-called “polluter-pays...

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Reinsurers shifting focus from cat business

March 19, 2019

Reinsurers face a challenge because “if they are retaining less cat business by using alternative capital, this also erodes profitability”, he told DWIC...

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What’s yours is mine: The risk of expropriation, what companies need to know

March 12, 2019

Our newsfeeds these days seem to be teeming with stories about political risk and a rise in protectionism to changes in governments, there is a lot for...

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Safety in art transport packed with the utmost care and without the slightest damage

March 05, 2019

In early February 1748, Baron Heinrich Jakob Häckel sent a small painting depicting the holy family in a landscape setting, plus a copperplate print of...

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Closing the Infrastructure Gap in Asia-Pacific

February 19, 2019

In the past decade, Asia-Pacific countries have constructed more infrastructure than any other developing region. The region’s road networks, for instance,...

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Love Is In the Air

February 14, 2019

No one is quite certain how Valentine’s Day emerged as an annual celebration of love and romance.One legend points the origin to a third-century Roman...

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Belt and road how risk managers can use global programmes in a transforming region

February 07, 2019

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Commercial insurtech is like an exclusive club — and you’re invited

February 06, 2019

This piece was originally published in TechCrunch. Tech companies and VCs in the insurance space have probably read many articles about Amazon and Google...

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Internet of things offers insureds added value

January 29, 2019

The Internet of Things is transforming the way we live and work. And we believe it can change the way risk is managed and underwritten.Last year, the number...

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Protecting property through Winter's wild weather

January 18, 2019

Even before winter officially began, we felt its wrath. In mid-November, a destructive storm in the Northeast caused over 400,000 power outages, school...

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Let’s Talk: AXA Climate

January 15, 2019

Parametric or index-based insurance is becoming increasingly popular with private companies, national governments and public-private partnerships due to...

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The return of nationalism

January 14, 2019

The article was first published in S-RM’s Political Violence bulletin.From Trump’s “America First” to the ever-looming Brexit, nationalist movements have...

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Expect the unexpected: what will 2019 hold for risk managers with international programmes?

January 03, 2019

As we enter 2019, Owen Williams, head of the captive centre of excellence at XL Catlin, now part of AXA XL, a division of AXA Group, considers what risk...

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Investing in the future

December 28, 2018

If you had asked me when I was 12 what I wanted to do when I grow up, I would have answered: “I want to travel the world. And wear a tie”.Some years later,...

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Insuring the intangible

December 21, 2018

Valuable assets, indistinct risksWhether it’s proprietary algorithms, massive data sets or intricate global supply chains, intangible assets are critically...

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Avoiding the holiday hustle

December 15, 2018

It’s that time of year when we all need to brace ourselves for not only the bustle of the holiday season, but for the potential hustle in the bustle too. Crime...

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Insuring the sharing economy

December 11, 2018

Thanks Steve!It sometimes feels as if the sharing economy, which is how companies that facilitate peer-to-peer transactions via an online platform/smartphone...

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What were you thinking? An exploration of human bias in subcontractor selection

December 04, 2018

This article has been republished with permission as an IRMI Expert Commentary. Subcontractor defaults on construction projects can be catastrophic, which...

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Sea-change: how technology is changing the transportation of goods

December 01, 2018

For hundreds of years, merchants have transported their wares across land and sea trying to find the delicate balance between getting their goods to their...

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More mindful data protection

October 31, 2018

We’re all so busy. So many things are tugging at our attention.  Way too many distractions continuously draw us away from the important tasks at hand. ...

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Data dystopia: what does the future hold for data privacy?

October 30, 2018

As cyber underwriters, a big part of our job is to be curious, to piece together “what-ifs” to try to analyse as yet unknown or untested risks. Our role...

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Rise in US federal securities class action filings impacting companies with US exposures

October 26, 2018

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Belt & road: how risk managers can use global programmes in a transforming region

October 24, 2018

The Belt and Road Initiative (BRI) is an ambitious infrastructure development strategy announced by the Chinese government. The initiative will cover more...

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How to Keep Ahead of Evolving Fine Art and Specie Risks

October 06, 2018

Fine art and specie is a class of insurance available to clients across sectors and in countries around the world. Graham Hawkins, global chief underwriting...

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D&I: Turning awareness into action

September 21, 2018

Since the first Dive In Festival took place in 2014, we have been an enthusiastic participant in, and sponsor of, this insurance industry-wide event promoting...

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Diving deep into government pools

September 12, 2018

In 2017, the National Oceanic and Atmospheric Administration (NOAA) said that there were 16 separate “billion-dollar” disasters with losses totaling more...

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Lights, camera, insurance: risk transfer for the movie business

September 11, 2018

Films are big business; global box office revenue is predicted to reach $50 billion in 2020. As with any large, global business, making films involve myriad,...

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Let's talk: The nature of terrorism is changing

August 21, 2018

Recent tragic events have highlighted that the terrorism risk continues to evolve. Mark Steddon, Senior Underwriter Terrorism & Political Violence at XL...

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Into Africa: how risk managers can use global programmes as part of their strategy in this fast-changing area

August 14, 2018

There has been an uptick in protectionism in the insurance markets of many African countries, with regulators imposing measures such as compulsory domestic...

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Specie insurance: A valuable form of coverage

August 03, 2018

An important but lesser-known niche of the global insurance industry is specie insurance. This specialized form of coverage is essentially about protecting...

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Ensuring the Fun Factor

July 31, 2018

Last year, Jack Reynolds from Chesterfield celebrated his birthday by riding a rollercoaster. Not so unusual, you might think, but great-grandfather Jack...

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Partnering with the World Bank to Close the Protection Gap

July 21, 2018

The incessant drumbeat of the headlines notwithstanding, most parts of the world are indeed becoming safer, more resilient and more prosperous. Since 1990,...

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Securing the Chain

July 10, 2018

Supply chains are more complex than ever – and the increased use of technology such as artificial intelligence and automation is altering the way they...

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Why contractors big and small should protect themselves from pollution risk

July 10, 2018

Once viewed as expensive and unnecessary, insuring one’s business from a possible pollution condition at a job site is now seen as a business essential...

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People risk in international programs

July 03, 2018

It is often said that the human workforce is a company’s most precious asset. And as companies of all sizes continue to expand, and more employees travel...

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Welcome to the Upside Down: Proof of Concept Purgatory

June 29, 2018

As I connect with startups and entrepreneurs who are building insurtech companies and ask about their progress thus far, I hear a common refrain:“We’ve...

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Mitigating Cyber Risk via Captives

June 19, 2018

Increasingly challengingThe reality today is that virtually every individual and organization is vulnerable to a cyberattack, and the nature of the threat...

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Building Up Boston and Beyond

June 14, 2018

Boston is booming. According to the recent Bureau of Labor Statistics report, the Greater Boston area has seen a 3.5% unemployment rate -- below the US...

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When the going gets tough the tough do risk management

June 12, 2018

There’s an ultramarathon race in Tennessee so tough that only 15 people have completed it within the time limit since it began back in 1986. The way to...

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Let's Talk: Payment Services Directive

May 30, 2018

Q. What is the EU’s second Payment Services Directive?Angelos Deftereos: The EU’s second Payment Services Directive – known as PSD2 – came into force in...

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Risks and opportunities in South Africa and Chile

May 22, 2018

Emerging markets are key areas for growth for multinational companies across all industries. Economic growth means a growing need for insurance and reinsurance....

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New EU Regulations on Medical Devices Explained

May 10, 2018

What do pacemakers, condoms and dental fillings have in common? They are all classified medical devices that serve a medical purpose. And because humans...

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Kidnap and ransom: From the French Robin Hood to a global risk

May 01, 2018

It takes a lot of chutzpah to attempt to kidnap the judge who sentenced you to a jail term. But that is exactly what gangster Jacques Mesrine, known as...

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Using non-payment insurance to extend lending capacity

April 30, 2018

The global economy has expanded rapidly over the past twenty years, spurred by, among other factors, the reduction of trade barriers, the opening of China’s...

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5 Ways to keep flood waters out of your business

April 23, 2018

The 2017 hurricane season produced 17 named storms, 10 of which became hurricanes — six of those major hurricanes, including the first two major hurricanes,...

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XL Catlin innovations rise to help clients navigate sea of changing risks

April 05, 2018

Setting sail from Punta Del Este, Uruguay on October 4, 2017 Sarah completed two legs of an 8-leg journey which took her almost over a quarter of the way...

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The Gender Pay Gap

March 27, 2018

The gender pay gap; it’s a hot topic at the moment. But what exactly is it?The gender pay gap is a measure of the difference between the average earnings...

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Words matter: Building strong contracts to minimize Inland Marine risks

March 27, 2018

Words matter.   When used correctly, they precisely define a company’s legal obligations, leaving no room for interpretation. But not all contracts are...

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Ocean risk: how insurers can lead the way in building resilience

March 24, 2018

Ever since the days of Edward Lloyd’s coffee shop more than three-hundred years ago, the insurance and reinsurance industry has been intrinsically linked...

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Cyber risk modeling comes of age

March 22, 2018

Ten million per month – that’s how many hacking attempts the head of the U.S. Office of Personnel Management said her agency was able to thwart each month...

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Building an open communication culture

March 08, 2018

Underwriting construction projects has changed over the years. Gary Kaplan, President, North America Construction, has seen a lot in his 39 year career....

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Going green: how environmental liability exposures can be managed in global programmes

February 27, 2018

With both public and regulatory scrutiny of environmental damage on the increase, and the potential for large clean-up and remediation costs, environmental...

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Talk to the Loss Adjuster; why communication is key for claims in global programmes

February 20, 2018

When a loss occurs, clear and timely communication with loss adjusters is vital to ensure claims are resolved successfully.  When they are structuring...

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Focused on the Future

February 13, 2018

Imagine you are at a seminar and you hear your job described as one of the ten most likely to be replaced by an algorithm in the future. What do you do?...

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Solar Panels: A New Challenge for Firefighters

January 19, 2018

About half a million new solar panels are installed every day.That’s not surprising given that the cost of a solar panel has been falling by about 10 percent...

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How political risk insurance and the Insurance Development Forum support the UN's 2030 Agenda for Sustainable Development

January 03, 2018

More than 65 million people have been displaced from their homes in recent years, a far larger number than at the end of the Second World War; of these,...

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Where are all our Christmas trees?

December 14, 2017

“The Christmas trees stand packed together at the little stand on the street corner. Lit only by floodlights, each tree is indistinguishable in the little...

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The Impact of GDPR: EU data protection meets US-based business

November 15, 2017

Privacy regulations in the United States have nothing on those in the European Union (EU).In fact, the newly minted General Data Protection Regulation...

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The right to be forgotten

November 09, 2017

In 2010, an attorney named Mario Costeja Gonzalez asked the Spanish Data Protection Agency to request that the newspaper La Vanguardia remove two small...

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The internet of things

October 24, 2017

Gartner predicts there will be 20.4 billion internet-connected “things” in use by 2020; 2.6 for every person on earth. Our infographic traces the evolution...

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Insurtech Connect 2017: Insurers and Insurtechs both swiping right

October 23, 2017

Insurtech enthusiasts,Last week I attended Insurtech Connect Conference in Las Vegas. The conference kicked off less than twenty-four hours after last...

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Design Professional Insights: Providing Pro Bono Services

October 02, 2017

Design professionals are often asked to provide pro bono services but they are just as likely to volunteer their services after catastrophic events or...

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Becoming a leader and bridging the gap between personal and professional

September 22, 2017

The insurance industry is not known as one of the most diverse industries. A lot remains to be done to boost diversity and inclusion within our companies...

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Let's Talk: The Art of Underwriting

August 08, 2017

Fine art and collectibles require a specialist insurance approach. Museums, private collectors and corporations all require coverage for their valuable,...

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Drones_Unmanned Aerial Systems in the Drilling Industry

August 08, 2017

IntroductionUnmanned Aerial Systems (UAS) or “drones” are quickly changing the way construction companies do business, and offer solutions to many complex...

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Political risk insurance aids global infrastructure spending

August 01, 2017

In the volatile world of political risk, short-term crises can sometimes prevent much needed long-term investments.As a Risk Manager for XL Catlin’s Political...

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The Case for Covering DO in a Global Program

July 31, 2017

For many Spanish companies, expanding into new markets outside Spain has proved to be a productive path to profitable growth.When Spain’s and much of the...

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Redeveloping the Urban Core

July 24, 2017

By the end of 2015, the millennial population (individuals aged 18-34) reached 75.4 million, surpassing the Baby Boomer population of 74.9 million.1 That...

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Political risk insurance, don’t ignore your own backyard

July 21, 2017

First published in  POST Magazine.When you think about political risk, the chances are you recall what you saw on the news last night. Scenes of conflict,...

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Global programmes: Managing the network

June 12, 2017

This article was first published in Commercial Risk Europe. Nowadays, no insurance company has a network of fully owned subsidiaries that can issue policies...

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The office printer: a weak link in your security regime?

May 31, 2017

First published by Strategic Risk.“First, I got control of their printers. Then, I got control of their network. Then, I got control of their data... Along...

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Size of social engineering attacks growing

May 09, 2017

Businesses around the world are facing greater exposure to social engineering attacks, and the stakes are getting a lot higher.​Only a few years ago, a...

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Why event cancellation insurance is a necessity, not a luxury

May 02, 2017

This article was first published in TTG MICE.The growth in events held across Asia-Pacific can be witnessed throughout countries such as Thailand and China,...

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People Risk Management – Translating Rhetoric into Reality

April 19, 2017

“Our people are our most valuable asset.”You see it on websites. You’ve heard business leaders say it in public forums. It or a similar statement is probably...

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Lessons in Environmental Claims

April 04, 2017

The earth and everything found on it is made up of chemical substances. Basic things that are essential to our survival and an integral part of everyday...

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Aviation risks loom large in Brazil's crowded skies

March 29, 2017

Aviation is a business enabler the world over, and it's especially important in geographically expansive countries, such as Brazil.As the fifth-largest...

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The Perils of Misdeclared Cargo

March 14, 2017

The paperwork said the container contained calcium chloride, a harmless chemical. In fact, it contained calcium hypochlorite. Calcium chloride or calcium...

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Building a global programme for construction

March 02, 2017

First published in  Commercial Risk Europe.After a period of contraction following the economic crisis of 2008, the Spanish construction industry is once...

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We need to listen to the fish

February 06, 2017

Are fish trying to tell us something important about climate change? We believe they are and we need to listen.Fish are a key indicator of change in the...

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What's a steering wheel?

February 06, 2017

For many people, seeing or riding in an autonomous vehicle will be their first direct encounter in everyday life with a sophisticated machine that incorporates...

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The future of farming? Plant the sea.

February 03, 2017

Experts predict that agricultural production needs to increase by 60 percent in the next 30 years to feed a global population of nine billion people.That’s...

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BIM: Building and Managing in Multiple Dimensions

February 02, 2017

An old saying among carpenters is “measure twice, cut once.” Among design professionals, contractors and building owners/managers, a variation of this...

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Mind the Gap in Global Logistics

January 23, 2017

Manufacturers and shippers are going global.As inventories grow, shippers need sophisticated systems to manage it all, and many companies choose to outsource...

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One Size Shouldn't Fit All: Aboveground Storage Tank Risk-Based Integrity Assessments

January 18, 2017

For companies that have above ground storage tanks (ASTs) containing petroleum products and hazardous materials it is vital to have a proper integrity...

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Lost in translation

December 19, 2016

Language and cultural differences can present significant safety risks for U.S. employers with non-native English-speaking workers. On construction sites,...

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Fire in the Hole!

December 12, 2016

Promoting year-round trade and mobility across Europe – from north to south and east to west – has historically been challenged by the imposing reality...

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Detection Dogs: Valuable Companions Performing Valuable Services

December 05, 2016

Humans have benefitted enormously from our relationship with dogs – and vice-versa. In fact, some scientists have suggested that “Dogs may have even been...

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Consignments: Getting to Win-Win

November 29, 2016

Want to sell something but lack the means to do so directly? What to do? Turn to someone else and consign it.Consignment refers to transactions in which...

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Captives: Setting and Selling the Strategy

November 07, 2016

For many companies, allocating capital into a captive can be a less costly way to finance certain risks compared to buying insurance from commercial markets...

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Any Way The Wind Blows – science really matters….

October 24, 2016

Just over ten years ago, at the end of 2005, the insurance industry was facing one of its biggest challenges in modern history. That year had seen the...

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Blockchain: The Next Disruptor?

October 19, 2016

Multi-party commercial insurance is extraordinarily process intensive.Quoting, binding, servicing and managing a commercial insurance program is a complicated...

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Born This Way

October 03, 2016

You use a framework labeled “the diversity iceberg model.” Could you describe that?  Everyone has some basic traits that are readily visible to others...

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Risk Bulletin_Trichloroethylene and Indoor Air Quality Risks

August 30, 2016

Trichloroethylene (TCE) is a volatile, chlorinated chemical that is commonly associated with extensive soil and groundwater contamination throughout the...

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Cyber Risks and Reinsurance

August 26, 2016

Surveys of risk managers routinely rate cyber risk or cyber liability among the top ten risks facing companies today. And not surprisingly, options for...

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Health-Related Class Actions Debut in France

July 13, 2016

An amendment to France’s National Health Law that went into effect on 1 July permits class action lawsuits for injuries caused by health care products...

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Specifics make the difference in cyber cover

July 05, 2016

If there ever was an insurance product where the devil is in the details, it’s cyber. How coverage is written has and will continue to determine whether...

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Travel Crisis Averted: Tips to keep your international travels safe and secure

June 21, 2016

You’ve decided a swim in the hotel pool would be relaxing. You leave your cell phone in the room and head to the pool. After returning to your room, you...

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Protecting Privilege_Strategies to Keep Post Cyber Breach Activities from Disclosure

April 22, 2016

Originally published in Litigation Management magazine, Spring 2016. Today most businesses cannot avoid being, at least in some limited manner, connected...

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When (Natural) Disaster Strikes

March 30, 2016

Many victims of natural disasters—such as hurricanes, floods and earthquakes—turn to design professionals for assistance. Architects and engineers have...

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Lets Talk Dr Graeme Smith on Mobile Autonomy

March 18, 2016

Dr Graeme Smith is a recognised expert in Advanced Vehicle Control systems and the Connected Car, and holds several patents in the areas of Adaptive Cruise...

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Fireworks safety tips

December 22, 2015

Legend has it that fireworks were first used in China more than 2,000 years ago to frighten away evil spirits and as an expression of happiness and prosperity....

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Scientists Confirm Global Coral Bleaching Event for 2015

October 08, 2015

A consortium of ocean scientists, reef mappers and community-based monitoring teams, including the National Oceanic and Atmospheric Administration (NOAA),...

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A judgment call, the PI market in Germany

October 07, 2015

Today in Germany we are seeing courts increasingly upholding claims made against professionals. Accountants, surveyors and those working in media and technology...

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Is the EU better positioned to manage floods?

September 21, 2015

Europe’s rivers have a rich historical, cultural and economic significance. They serve as boundaries. They provide water for cities, industries and agriculture....

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Sparks of Genius: Pirates, Peg Legs and US Workers' Compensation Insurance

September 07, 2015

Workers’ compensation programs appear in one form or another in all industrialized countries. One of the earliest appeared around 2050 B.C. It was the...

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Filling the Information Gaps

August 19, 2015

A risk engineer for XL Catlin Group was recently conducting a joint site visit with a competitor at a potential customer’s plant.The plant manager asked...

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Data Centers - Internet technology expansion yields increased environmental risk

August 17, 2015

According to the National Association of Real Estate Investment Trusts (NAREIT), the data center sector could double in size in the next several years....

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The Next Wave of Workplace Protection: Gender Identity

July 09, 2015

Bruce Jenner became one of the most widely recognized transgender people in the world when Vanity Fair magazine ran a cover photo of Jenner’s transformation...

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Recall Impact Study Brings Unexpected Results

April 02, 2015

Question to our readership:If two companies had to recall the same amount of the same product, for which company would you expect stockholders to have...

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Empowered to prevent property losses: Online tool helps clients take action with data

March 11, 2015

The devil is often in the details. In other words, problems arise when attention is not paid to details. When managing property risks, attention to details...

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Understanding the Swinging Pendulum That is Data Breach Law

January 12, 2015

In today’s technology-driven economy, organizations of all sizes are exposed to increasingly complex computer security risks. The evolving sophistication...

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Making good decisions about risk

December 30, 2014

A popular habit at New Year’s is to make resolutions for the coming year. It’s not a bad idea, but many people, including me, have a hard time following...

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Can Alpine Business Survive the Thawing Permafrost?

December 11, 2014

What Is Permafrost?Permafrost is soil or rock which has been frozen for at least two consecutive years—although, most of it has been around for thousands...

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Restoring Europes Aged and Stressed Infrastructure

November 21, 2014

Faded GloryEurope’s economy is on a painstaking road to recovery, marching on legs creaking with age. The European Innovation Partnership on Smart Cities...

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Smart Cities: Mission Control

October 10, 2014

Mission Control Most urban infrastructures are patchworks. Structures and services have sprung up ad hoc over the years to respond to businesses, residents,...

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Sparks of Genius_Coffee and Cover

September 16, 2014

Insurance is almost as old as civilization. According to numerous sources, it goes back at least 5,000 years to Mesopotamia and the use of interest rates....

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Cyber Shock

September 04, 2014

  Fast Focus Although third-party liability coverage is important,...

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Australia plans to up the ante on polluters

August 21, 2014

Environmental pollution is a growing global concern. And with the world’s population expanding rapidly, the demand on our stretched natural resources,...

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Up in the Air The emerging risk of drones in the construction industry

July 21, 2014

What is a Drone?Unmanned aerial vehicles (UAV or “UAVs”) are changing the way construction companies do business. For the purposes of this article I will...

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On the Business End of a Stiletto: Could E-Tracking Cargo Save Your Life?

June 20, 2014

Mark Twain said: “Clothes make the man. Naked people have little or no influence in society.”Thus fashion weathered the recession with positive, if not...

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XL's Mike McGavick Challenges Insurers to be Daring Innovators

May 05, 2014

In recent episode of A.M. BestTV, Michael S. McGavick, chief executive officer of XL Group Ltd, explains how insurers should look to be more daring and...

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Looking Forward: D&B's Global Economic Outlook

April 11, 2014

If only we had a crystal ball.  Our decisions – both in business and life -- would be easier to make.  We’d have more information to give us clearer direction...

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Don’t Trade Uncertainty for Financial Loss

April 01, 2014

One of the benefits of insurance, in virtually any line of business, is that it helps policyholders to sleep soundly in an uncertain world. If something...

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Let's Talk about Risk

March 31, 2014

A staggering variety of tools designed to provide insight and help improve decision-making is available to risk managers today. Most of them utilize advanced...

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The Value of a Robust Risk Culture as Times Change

March 03, 2014

Proposed regulatory updates and initiatives coupled with an uncertain economic outlook have added new layers of complexity to our own risk management processes. ...

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Not Another Leadership Article

February 21, 2014

Try this: log on to Amazon.com and search the term “leadership.” When I was working on this article, that search yielded 116,863 hits. So what does Gary...

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To Share, or Not to Share?

January 06, 2014

Mammoth Prototypes of Single-Supplier RiskIn quick succession, first the volcanic ash from Iceland in 2010, and then the 2011 tsunami in Japan followed...

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Christmas all wrapped up? Supply chain, maritime trade, property endorsements.. covered?

December 23, 2013

What’s in your stocking? Traditionally the first Sunday in Advent has signalled the start of the run-up to Christmas, but it seems that for retailers two...

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Innovation in Insurance

December 10, 2013

 “Innovation” is a word used so often that it leaves many people jaded. While innovation is undeniably important in moving economies and businesses forward,...

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Bigger Greener and More Intelligent Air Travel

December 02, 2013

Empty Coffers and the Capacity CrunchIn April 2013, the Skytrax survey of 12 million airline passengers confirmed that 12 of the best 25 airports worldwide...

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Cybercrime is the greatest threat to an organizations' survival today

November 19, 2013

Technology is ever evolving and our reliance on it opens an organization’s vulnerability to cyber attack through greater online presence, broader use of...

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BYODs Blurred Lines

November 18, 2013

Getting the latest technology has become a bit of a sport. Tech-savvy individuals keep a close ear to the ground on new launch dates, strategize on store...

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The Great Wail of China

November 12, 2013

Economy Exceeds ExpectationsIn 1978, the economy and morale were still feeling the effects of over a decade of Maoist policies. Home to nearly a billion...

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3D Printing: The Holographic, Green City

November 06, 2013

Hundertwasser’s Dream The Austrian-born painter and architect who dubbed himself Friedensreich Hundertwasser was convinced that dreary, repetitive, unimaginative...

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In Regulation it is a Gift to Be Simple

October 04, 2013

There's a tried-and-true rule for those lost in the woods: Walk downhill until you find running water, and follow that water until you find civilization....

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Risk of Short Term Thinking in Insurance

October 01, 2013

If ever there were an industry where quarterly reporting of results brought unintended consequences, it would be insurance.For many industries, quarters...

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How to Make Friends and Influence People on Social Networks

September 25, 2013

Human Nature in a Virtual World2.4 billion of the world’s 7 billion citizens are internet users.Google alone process 100 billion searches per month, 3.3...

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Managing a Risky Mission

September 16, 2013

In June, the city of Alameda, California got bigger. The city regained control of 1,380 acres of bay-front land that it had formerly turned over to the...

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3D Printing the Human Body

September 13, 2013

The skull: the guardian and cradle of our most precious human organ, the brain.An average anatomy class of 100 students shares 5 skull models. Now 3D-printed...

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Limmex: A Swiss Beacon of Hope for the World?

September 04, 2013

The Aging Global PopulationPeople are getting older. According to the World Health Organization, by 2050, the number of people over 60 will more than triple,...

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Genome Sequencing: What It Could Mean For Health and Human Rights

August 08, 2013

Disruptive TechnologyDisruptive technology is innovation which upends an industry, engenders an entirely new market, or fundamentally alters the way society...

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The Globetrotter’s Guide to Property Risk: XL Group’s Location Management System

July 15, 2013

The dashboard voice escorts drivers seamlessly through foreign territory to new destinations. You may call it Gloria, or a slightly less charitable name...

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CSR by Nigel Bamber

July 11, 2013

Corporate Social Responsibility (CSR) is a phrase which has, over the past decade, become increasingly heard in the boardroom. Whole sections of annual...

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Knowledge Power Beyond Intuition

July 05, 2013

The Sprinkler Revolutionized Fire Fighting To protect his piano factory in New Haven, Connecticut, Henry Parmalee invented the automatic fire-sprinkler...

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Asegurar la cadena de suministro de alimentos

Introducción por  Joan LanzagortaClient & Distribution Leader para México en XL GroupMuchas empresas de alimentos en Latinoamérica no sólo venden productos...

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La globalizzazione della tutela ambientale

Articolo pubblicato in ANRA.L’interesse per la tutela dell’ambiente inizia quasi sempre dall’accadimento di un disastro ambientale devastante che riesce...

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Lets Talk Dr Graeme Smith acerca de la autonomia movil

El Dr. Graeme Smith es un reconocido experto en sistemas de control avanzado de vehículos así como también en el coche conectado, y posee varias patentes...

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Lets Talk Programmes internationaux et RC aux Etats Unis

Les États-Unis sont l’une des plus grandes économies au monde. Il est donc naturel que nombre d’entreprises cherchent à s’y implanter. En même temps, l’environnement...

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Die Prognose fur Europa Heftigere und ungewohnliche Regensturme

Es wird ungemütlichNiederschläge werden in Europa oft von der Lage und den Eigenschaften des Jetstreams bestimmt. Dieser verändert sich mit Laufe der Zeit...

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