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E-cigarettes, an emerging risk

October 28, 2019

E-cigarettes have been on our watchlist of emerging risks for the past several years. A recent outbreak of severe pulmonary disease in the U.S., coupled...

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More than a paper policy

September 27, 2019

Too many businesses realize the value of their insurance coverage only after the fact, after they lose something first. That means too many are missing...

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Making inclusion work: putting words into practice

September 23, 2019

I have spent my entire career – more than 25 years and counting – in insurance, and I’m proud to see how the industry has changed over that time to become...

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Taking a holistic approach to health and wellbeing

June 25, 2019

Wellbeing is a concept that is growing in importance for employers across the UK. A workforce that is healthy, both physically and mentally, is a more...

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Autonomous technologies an uncertain and evolving risk landscape

June 11, 2019

Propelled by massive investments and impressive technological advances, autonomous vehicles are quickly becoming more numerous and capable, and appear...

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Unplug: Remove electronic distractions while driving

May 15, 2019

Distracted driving is dangerous, claiming 3,450 lives in 2016. Cell phones, GPS systems, portable computers, CD players, video screens and other types...

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Put down the phone. Be safe. #JustDrive

April 23, 2019

When it comes to automobile accidents, the numbers don’t lie. Instead, they tell an alarming story related to the injuries, fatalities, and growing risks...

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Ignore Distractions. #JUSTDRIVE

April 16, 2019

Every day, at least nine Americans die, and hundreds are injured in distracted driving crashes. That’s why April is Distracted Driving Awareness Month,...

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Let's Talk: Science and Art in Underwriting

April 09, 2019

How did you get into insurance? Was it something you always saw yourself doing? Greaves: Similar to many of my insurance peers, I did not plan to become...

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Severity trends in Auto Claims

April 01, 2019

Every day, at least nine Americans die and hundreds are injured in distracted driving crashes. That’s why April is Distracted Driving Awareness Month,...

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Keeping pace with the pacesetters

March 29, 2019

Complexity and volatility have long been key elements in the world of risk. But a new wrinkle is emerging and is especially visible in the sharing economy:...

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Let’s Talk: Airport Fixed Base Operators and Environmental Incidents

December 11, 2018

From supplying support equipment to refueling and de-icing operations to managing fuel storage facilities to hangars, and more, thousands of fixed base...

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We need to talk about: rehabilitation helping employees with mental health conditions

October 17, 2018

Employers and employees alike in the UK are becoming aware of the need to talk about mental health at work. The UK Government last year commissioned a...

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Collaboration in times of crisis

September 05, 2018

A year ago, on September 19, 2017, a magnitude 7.1 earthquake struck central Mexico. Coincidentally, the quake hit on the anniversary of the catastrophic...

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Moving fast fast forward: The great US speed limit debate

June 25, 2018

In the United States, elected officials in states from Idaho to Virginia are discussing possible changes to speed limit rules. Legislators in multiple...

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Insuring modular construction: Casualty considerations

June 05, 2018

While modular and prefabricated construction has been around for decades, renewed interest in this delivery approach is gaining more attention.  According...

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Let's Talk: Payment Services Directive

May 30, 2018

Q. What is the EU’s second Payment Services Directive?Angelos Deftereos: The EU’s second Payment Services Directive – known as PSD2 – came into force in...

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New EU Regulations on Medical Devices Explained

May 10, 2018

What do pacemakers, condoms and dental fillings have in common? They are all classified medical devices that serve a medical purpose. And because humans...

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Bumps in the road – A year on from the Ogden Discount Rate announcement

April 19, 2018

On the 27th February 2017, the then Lord Chancellor Liz Truss released the result of her review of the Ogden Discount Rate, putting an end to months of...

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Una apuesta por el planeta: gestión de las exposiciones a la responsabilidad medioambiental a través de programas globales

March 10, 2018

La responsabilidad medioambiental es una de las exposiciones más importantes a las que se enfrentan muchas empresas. El escrutinio público y el control...

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Going green: how environmental liability exposures can be managed in global programmes

February 27, 2018

With both public and regulatory scrutiny of environmental damage on the increase, and the potential for large clean-up and remediation costs, environmental...

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Corporate away days – Who doesn’t enjoy bonding with co-workers outside the office?

October 31, 2017

A version of this article originally appeared in the AIRMIC News.  Many companies recognize that a stimulating, horizon-expanding experience outside the...

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Global Programs: Navigating U.S. Casualty

April 11, 2017

First published in Commercial Risk Europe.If we take the U.S., differences in state regulations, as well as a consumer-friendly legal system, mean that...

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First Aid Claims: California issues reminder on a nationwide reporting rule

March 23, 2017

Remember: first aid claims count. That’s the gist of a recent regulatory clarification issued in California explaining reporting requirements for workers’...

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Helicopter Risk and Rewards: Insuring Lift Off

March 20, 2017

Things that fly have always interested me. My parents said I began pointing at airplanes when I was 6 years old, and I've been fascinated by aviation ever...

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Captives: Setting and Selling the Strategy

November 07, 2016

For many companies, allocating capital into a captive can be a less costly way to finance certain risks compared to buying insurance from commercial markets...

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Cleared for Take-Off: Unmanned Aerial Systems in the Construction

October 31, 2016

What is a “drone” and why do I need one?”Unmanned Aerial Systems (UAS) or “drones” are revolutionary tools changing the way construction companies do business—a...

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Banks: The Benefits and Risks of Outsourcing

October 10, 2016

The regulatory framework has evolved considerably over the last few years and banks now find themselves under increased scrutiny by regulators, as they...

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On Our Radar: Artificial Turf

September 08, 2016

tr, td { border: 0px solid white !important; }The first type of artificial turf (or “Chemgrass” previously given brand name) was in the 1960s...

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Health-Related Class Actions Debut in France

July 13, 2016

An amendment to France’s National Health Law that went into effect on 1 July permits class action lawsuits for injuries caused by health care products...

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Captives Approach Middle-Age

June 24, 2016

Many captives for large corporates were formed in the late 1980s or early 1990s. Over that time we have learned a lot about the various administrative...

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On Our Radar: Drones

March 18, 2016

The number of drones taking to the skies is unprecedented. The global consumer market topped $720 million in 2014 and is expected to double in 2015. In...

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On Tap: Beer Brews Up Unique Risks

March 17, 2016

Beer drinking has been part of the human experience since the dawn of civilization. It first appeared nearly 10,000 years ago, when mankind settled down...

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Don't Let the Shift Hit the Fan

February 25, 2016

Age: The Age-Old Problem Look around your job sites. Under the hardhats, baseball caps and welding hoods. How much grey hair do you see? It’s probably...

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Environmental protection in Latin America. Stronger laws. Greater enforcement. Increased liability.

January 06, 2016

One of the defining characteristics of Latin America is its diversity. Its environments are extraordinarily varied. Five of the world’s ten most biodiverse...

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Keeping out of the Headlines

December 03, 2015

Each year, the UK’s Environment Agency (EA) receives reports of around 22,000 pollution incidents. That equates to more than 60 per day. Often the cause...

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Managing farm to fork risks: Dishing up Thanksgiving Day dinner

November 17, 2015

Thanksgiving Day is a particularly American holiday, traced back to 1621, when the Plymouth colonists celebrated their first successful harvest in the...

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Does Your Supplier Program Comply with FSMA's New Mandates?

November 12, 2015

One of the most notable new mandates of the Food Safety Modernization Act (FSMA) preventive controls rule is the requirement for a supply-chain program,...

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On Our Radar:Trans Fat

October 13, 2015

In June 2015, the US Food and Drug Administration (US FDA) ruled to ban trans fat from hundreds of foods.  Food manufacturers, restaurants and others have...

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Let’s Talk: The real risks surrounding Environmental Pollution

October 12, 2015

Pollution; it can be a messy business. Many companies think they will never be involved in an incident and those that do acknowledge the threat often seriously...

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Sparks of Genius: Pirates, Peg Legs and US Workers' Compensation Insurance

September 07, 2015

Workers’ compensation programs appear in one form or another in all industrialized countries. One of the earliest appeared around 2050 B.C. It was the...

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Whats Below the Surface

June 22, 2015

Did you know the United States developed the world's first nuclear-powered submarine, called the Nautilus, in 1954? You can thank me the next time you’re...

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Mexico’s “New” Environmental Law

June 10, 2015

Although Mexico’s “new”, or current, environmental law is already one year old, many companies have not yet updated their business plans to meet the new...

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Five Insurance Considerations for Managing Cost Escalation

February 25, 2015

The most common form of escalation familiar to Risk Managers is the rising cost of insurance. Project specific policies give the benefit, typically, of...

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Seven Ways Contractors Can Manage Cost Escalation Risk

February 09, 2015

So, having considered the Seven Factors that can  Escalate Contractors’ Costs (in the previously published Part 1 of this 3-part series), the question...

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Managing the Costs of Construction

February 05, 2015

IntroductionIt should be no surprise to anyone reading this paper that containing project costs is an essential means of maintaining contractor profitability....

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Cyber shockers infographic Businesses under attack

December 29, 2014

.f3article .first-col IMG { MAX-WIDTH: 500px !important; MAX-HEIGHT: 900px !important }To learn more about cyber liability issues, take a look...

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Let’s Talk: How can a regional network of risk managers offer a fresh approach to Risk in Asia?

December 01, 2014

Regional Support for Maturing Risk Management in AsiaRisk is a global issue. Around the world there are organisations that focus on developing the risk...

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Restoring Europes Aged and Stressed Infrastructure

November 21, 2014

Faded GloryEurope’s economy is on a painstaking road to recovery, marching on legs creaking with age. The European Innovation Partnership on Smart Cities...

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The Risks and Rewards of Recycling

November 13, 2014

According to the Municipal Solid Water (MSW) site1, Americans generated 251 million tons of trash in 2012. While 53.8% of it was discarded in landfills...

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Sharia Compliant Insurance 101

October 15, 2014

The Community Principle is the Same3,000 years ago, Phoenician sea merchants formed trade communities. Each community member agreed to contribute a portion...

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Insuring Multinational Business, Exceptionally

September 04, 2014

—With nearly 200 sovereign nations, creating and managing global insurance programs can be a big challenge. That is one reason that XL Group has established...

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Food Fraud Comes Back to Bite Everyone

August 14, 2014

We can’t live without food, but poisoned food could kill us. Yet we skip home from the supermarket, swinging baskets full of bargains too good to be true....

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Never Mind the Silos: Collaboration across lines _

May 16, 2014

It’s 1975 in Chelsea. A swaggering youth walks into the clothing boutique SEX owned by Malcolm McLaren wearing a homemade t-shirt bearing the legend “I...

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Crisis Management: Prepared for Volatility

April 24, 2014

The unexpected happens.  Borders change.   Economies are thriving or just barely surviving.   Someone takes exception and protests.  Protests turn violent. ...

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The Diabetic Cyborg

April 17, 2014

The EpidemicThe WHO (World Health Organization) reports that 347 million people around the world have diabetes. Diabetics are twice as likely to die prematurely,...

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The good the bad and the ugly

March 27, 2014

Over the past three years insurers have seen record levels of catastrophe claims. To take just one event, the 2011 Japanese earthquake and tsunami was...

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Energy Meets Technology

March 18, 2014

Technology is having a significant impact on the development and distribution of energy, according to Cathy Duffy, SVP and Underwriting manager at XL in...

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Accident Avoidance

March 12, 2014

Accidents happen.  Unfortunately, they are happening more often.   In fact, 2012 saw the first increase in motor vehicle related fatalities reported since...

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Christmas all wrapped up? Supply chain, maritime trade, property endorsements.. covered?

December 23, 2013

What’s in your stocking? Traditionally the first Sunday in Advent has signalled the start of the run-up to Christmas, but it seems that for retailers two...

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Air Pollution in an (Inter) State of Confusion

December 18, 2013

Air Pollution, which migrates across state borders, is in a State of Confusion. There is a mini-trend that once air pollution crosses state lines, a question...

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Let's not lose it this Christmas...

December 17, 2013

It’s not often you can open quoting John Lennon, but I can’t resist…So this is Christmas! And yes, I am sure we have all already had some fun celebrating...

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3D Democracy: Supply Chain Salvation and the Rebirth of the Mom and Pop Store

October 11, 2013

We Want It Now, Better and Faster! The Whatsapp generation wants everything now, better, and faster—don’t we all? The faster our communications, the...

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How to Make Friends and Influence People on Social Networks

September 25, 2013

Human Nature in a Virtual World2.4 billion of the world’s 7 billion citizens are internet users.Google alone process 100 billion searches per month, 3.3...

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We live in a world of change

September 23, 2013

Dublin City Council and successive Lord Mayors have worked for some time to deliver a smart economy and smart society in our capital city. We have worked...

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Managing a Risky Mission

September 16, 2013

In June, the city of Alameda, California got bigger. The city regained control of 1,380 acres of bay-front land that it had formerly turned over to the...

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Limmex: A Swiss Beacon of Hope for the World?

September 04, 2013

The Aging Global PopulationPeople are getting older. According to the World Health Organization, by 2050, the number of people over 60 will more than triple,...

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Os riscos emergentes que estamos monitorando e por que Q2

O Grupo Operacional de Riscos Emergentes da XL Catlin monitora ativamente uma ampla gama de riscos emergentes para oferecer aos nossos subscritores e clientes...

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assurance de bijoux au Festival de Cannes

Grand-messe du cinéma mondial, le tapis rouge du Festival de Cannes dévoile chaque année  les parures les plus belles et les plus précieuses.  Des bijoux...

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Las cautivas alcanzan la madurez

A finales de los años 80 y principios de los 90 se crearon muchas cautivas para grandes empresas y durante las últimas décadas hemos aprendido mucho sobre...

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Celebrons nos mamans avec des fleurs

A en croire Wikipédia, la Fête des Mères remonterait à la Grèce antique. Lors de cérémonies printanières, les grecs célébraient Rhéa (ou Cybèle), mère...

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Lets Talk Programmes internationaux et RC aux Etats Unis

Les États-Unis sont l’une des plus grandes économies au monde. Il est donc naturel que nombre d’entreprises cherchent à s’y implanter. En même temps, l’environnement...

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