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Not fade away: Finding ways to slow down colour degradation in important works of art

January 21, 2020

It is a sad fact of life that the pigments used by some of the world’s most important nineteenth century artists have faded, and the vibrant colours artists...

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From grape to glass: managing wine risk

December 17, 2019

Wine is big business. Volatile weather can pose big risks to winemakers and threaten their yield. Clélia Duvoux, Business Developer, Agriculture – Europe,...

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Let's Talk: Construction boom boosts demand for expanded contractor's equipment coverage

December 10, 2019

Shawn Langenegger says, “Building a business is an adventure.” Since joining AXA XL in 2014, he and his Inland Marine team have been on a five-year adventure,...

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Savvy global travelers have a trained eye on Political Risk

December 03, 2019

The next time your travels find you in a foreign country, look around. Chances are you will find clues to that country’s political and credit risks. Because...

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A shame to throw it away

October 28, 2019

What happens when a work of art gets damaged? Can it be restored to its original condition? Would that be expensive? What does the owner think? And what...

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All Together Now: The advantages of the Master Builder's Risk Reporting Policy

October 28, 2019

What’s in your Builder’s Risk policy? If anything sums up the old adage about something being “greater than the sum of its parts,” it would be a construction...

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More than a paper policy

September 27, 2019

Too many businesses realize the value of their insurance coverage only after the fact, after they lose something first. That means too many are missing...

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The risk manager of tomorrow making data work for you

September 24, 2019

Data has always been a key tool for risk managers – and for their broker and underwriter partners too. We are entering now a new era for data, which could...

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Making inclusion work: putting words into practice

September 23, 2019

I have spent my entire career – more than 25 years and counting – in insurance, and I’m proud to see how the industry has changed over that time to become...

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Wellington boots, suncream, insurance: how risk transfer helps make festivals happen

August 19, 2019

Festival season is in full swing in the UK. And whether you were soaking up Stormzy, The Cure and Kylie at Glastonbury, or if your taste runs more to literary...

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Safer Travels: 5 tips to avoid being an easy target

August 09, 2019

Who doesn’t love to travel? Not many according to travel industry statistics. Americans traveling for business and leisure took 2.3 billion domestic trips...

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Costs of corruption weigh heavily on nations' future growth

August 08, 2019

Whether it occurs in a small developing economy, a petrostate or a G20 nation, corruption is a costly problem. Allowed to continue unabated, corruption...

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African swine fever: how husbandry can help reduce the risk

August 06, 2019

This year is the Chinese Year of the Pig. For many, the pig is considered auspicious and symbolises prosperity. It also forms an important part of many...

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Let's Talk: Inland Marine Insurance supports storm resiliency and growth in the Northeast

August 02, 2019

When Superstorm Sandy passed through AXL XL Inland Marine Underwriting Manager Jon Mosby’s Northeast region in 2012, it left in its wake more than $70...

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Commercial bonds ensure good things happen

July 22, 2019

One of the most famous lines in film is, “My name is Bond. James Bond.” Audiences accustomed to seeing the stylish spy dashing in to save the day might...

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Driving Forward: Navigating Supply Chain Risk in the Automotive Industry

July 16, 2019

In May 2018, a fire broke out at a magnesium die-cast company’s plant in Michigan, causing enough damage to suspend the production of critical parts used...

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Let’s Talk: Inland Marine insurance keeps tech and other companies moving forward

July 10, 2019

Technology changes quickly, and so do the firms that create game-changing technologies. Constant change is one of the reasons why technology firms are...

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Let’s Talk: Urs Uhlmann on climate change, big data and the evolving challenges of cyber risks

July 01, 2019

The interconnectedness of technology with our lives and businesses has surfaced both new capabilities and new risks. We spoke with Urs Uhlmann, AXA XL’s...

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Let's Talk: Keeping industries moving with inland marine insurance

June 19, 2019

If property assets can move, structures can be built, or unique valuation needs exist, it’s likely that someone is relying on inland marine insurance for...

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In & Out: Loaning Works of Art

June 07, 2019

An increase in the number of exhibitions in recent years has meant that more art works are on display. This is great news for art aficionados, who get...

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Lets talk Bridging the gap between science and insurance

May 30, 2019

Q. What is the role of an in-house scientist at an insurer and reinsurer? My job is not simply academic: it’s about helping to foster understanding and...

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Can blockchain help art underwriters?

April 25, 2019

We all know the importance of giving and receiving flowers. More than two million roses are produced each year for Valentine’s Day alone. Last year, however,...

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A Passion to Protect: the issue that unites all collectors

April 24, 2019

How do you define a collector? As a single-minded acquirer of niche artefacts? An aesthetic connoisseur of rarefied beauty? Or a dispassionate student...

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Promoting financial security and resilience in a fragile land

April 16, 2019

If you ask farmers how they view the future, their responses usually don’t overflow with optimism. That’s especially true for those working on small plots...

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The beautiful game and the British weather; the risk and insurance view

April 09, 2019

On any given weekend during the football season, it is a familiar sight to see pitches across the UK filled with amateur players of all abilities united...

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Let's Talk: Risks and resources in Canada

April 04, 2019

What is AXA XL’s outlook for business growth in Canada? Uhlmann: We see a lot of potential growth in Canada. With a gross domestic product approaching...

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Keeping pace with the pacesetters

March 29, 2019

Complexity and volatility have long been key elements in the world of risk. But a new wrinkle is emerging and is especially visible in the sharing economy:...

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Venezuela: A land of risks and opportunities

March 27, 2019

Observing Venezuela’s spiral from political and economic chaos into a full-blown crisis, it’s easy to dismiss the notion that investors have anything to...

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Getting a hold on mold in construction

March 14, 2019

Mold lives everywhere in air, in water, on land, in soil, and on or in plants and animals. All it needs to grow is the right temperature, moisture, and...

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What’s yours is mine: The risk of expropriation, what companies need to know

March 12, 2019

Our newsfeeds these days seem to be teeming with stories about political risk and a rise in protectionism to changes in governments, there is a lot for...

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Technology is making waves in the marine insurance market

March 07, 2019

The Internet of Things (IoT) is a term that’s quite mainstream these days. And players in the Marine industry are finding ways to use it to their advantage....

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Safety in art transport packed with the utmost care and without the slightest damage

March 05, 2019

In early February 1748, Baron Heinrich Jakob Häckel sent a small painting depicting the holy family in a landscape setting, plus a copperplate print of...

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Fighting sprinklered fires

February 22, 2019

An early morning 911 call alerted the fire department of smoke coming from a large warehouse storing used auto parts. When the fire fighters arrived, they...

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Closing the Infrastructure Gap in Asia-Pacific

February 19, 2019

In the past decade, Asia-Pacific countries have constructed more infrastructure than any other developing region. The region’s road networks, for instance,...

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Love Is In the Air

February 14, 2019

No one is quite certain how Valentine’s Day emerged as an annual celebration of love and romance.One legend points the origin to a third-century Roman...

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New IMO regulation calls for a sharp reduction in ships' sulphur emissions

February 12, 2019

During my career as a Master Mariner, Port Captain and now Marine Risk Engineer, I’ve seen how the remarkable evolution of the maritime shipping industry...

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Internet of things offers insureds added value

January 29, 2019

The Internet of Things is transforming the way we live and work. And we believe it can change the way risk is managed and underwritten.Last year, the number...

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Let’s Talk: AXA Climate

January 15, 2019

Parametric or index-based insurance is becoming increasingly popular with private companies, national governments and public-private partnerships due to...

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The return of nationalism

January 14, 2019

The article was first published in S-RM’s Political Violence bulletin.From Trump’s “America First” to the ever-looming Brexit, nationalist movements have...

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Expect the unexpected: what will 2019 hold for risk managers with international programmes?

January 03, 2019

As we enter 2019, Owen Williams, head of the captive centre of excellence at XL Catlin, now part of AXA XL, a division of AXA Group, considers what risk...

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Insuring the intangible

December 21, 2018

Valuable assets, indistinct risksWhether it’s proprietary algorithms, massive data sets or intricate global supply chains, intangible assets are critically...

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Insuring the sharing economy

December 11, 2018

Thanks Steve!It sometimes feels as if the sharing economy, which is how companies that facilitate peer-to-peer transactions via an online platform/smartphone...

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Sea-change: how technology is changing the transportation of goods

December 01, 2018

For hundreds of years, merchants have transported their wares across land and sea trying to find the delicate balance between getting their goods to their...

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Re-emphasizing storytelling in American Art

November 26, 2018

Art and artists evolve, introducing new movements through differing approaches. One such movement is figurative art.  According to the Tate Gallery, figurative...

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Collectors - who are they and how do we support them?

November 13, 2018

Who are collectors today?Philippe Bouchet: Essentially, collectors are people who are passionate – and that’s always been the case. During the Renaissance...

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Safe travels: Don't be a kidnapper's easy target

October 31, 2018

Recently, a businessman – CEO to one of Tanzania’s largest conglomerates – was abducted by masked gunmen as he was about to enter a hotel gym at 5:35 a.m....

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Data dystopia: what does the future hold for data privacy?

October 30, 2018

As cyber underwriters, a big part of our job is to be curious, to piece together “what-ifs” to try to analyse as yet unknown or untested risks. Our role...

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Rise in US federal securities class action filings impacting companies with US exposures

October 26, 2018

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Belt & road: how risk managers can use global programmes in a transforming region

October 24, 2018

The Belt and Road Initiative (BRI) is an ambitious infrastructure development strategy announced by the Chinese government. The initiative will cover more...

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Credit and political risk: opportunities abound in Latin America

October 11, 2018

Latin America is a diverse region, with economies at different stages of maturity and good growth prospects. That combination is continuing to attract...

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How to Keep Ahead of Evolving Fine Art and Specie Risks

October 06, 2018

Fine art and specie is a class of insurance available to clients across sectors and in countries around the world. Graham Hawkins, global chief underwriting...

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Lights, camera, insurance: risk transfer for the movie business

September 11, 2018

Films are big business; global box office revenue is predicted to reach $50 billion in 2020. As with any large, global business, making films involve myriad,...

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Alternative energy: A new proposition for oil and gas clients

September 04, 2018

Albert Einstein is popularly held to have said that “the definition of insanity is doing the same thing over and over again but expecting different results.”In...

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Spilled Beans? No worries, Part 3

August 28, 2018

This is Part 3 of a 3 part series on Damaged Goods.  Read the first in this series. And the second, right here.   Salvage has been an integral part of...

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Let's talk: The nature of terrorism is changing

August 21, 2018

Recent tragic events have highlighted that the terrorism risk continues to evolve. Mark Steddon, Senior Underwriter Terrorism & Political Violence at XL...

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Into Africa: how risk managers can use global programmes as part of their strategy in this fast-changing area

August 14, 2018

There has been an uptick in protectionism in the insurance markets of many African countries, with regulators imposing measures such as compulsory domestic...

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Specie insurance: A valuable form of coverage

August 03, 2018

An important but lesser-known niche of the global insurance industry is specie insurance. This specialized form of coverage is essentially about protecting...

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Ensuring the Fun Factor

July 31, 2018

Last year, Jack Reynolds from Chesterfield celebrated his birthday by riding a rollercoaster. Not so unusual, you might think, but great-grandfather Jack...

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Partnering with the World Bank to Close the Protection Gap

July 21, 2018

The incessant drumbeat of the headlines notwithstanding, most parts of the world are indeed becoming safer, more resilient and more prosperous. Since 1990,...

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Spilled beans? No worries, Part 2

July 17, 2018

This is Part 2 of a 3 part series on Damaged Goods.  Read the first in this series. While our Claims Department can help a client who has suffered from...

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Social engineering schemes 3: ways to mitigate risk of big losses

July 11, 2018

One of the oldest forms of crime — the con — is causing massive losses for businesses and individuals. The basic tactic in these increasingly sophisticated...

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Securing the Chain

July 10, 2018

Supply chains are more complex than ever – and the increased use of technology such as artificial intelligence and automation is altering the way they...

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Design Professional Insight: Top Ten Insurance Myths

July 06, 2018

A myth is a widely held but false belief. Unfortunately, there are plenty of myths about insurance coverage. To bust those myths and help architects,...

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Spilled the beans? No worries!

June 21, 2018

This is Part 1 of a 3 part series on Damaged Goods.We recently had a great claim outcome for a customer: XL Catlin and some damaged goods - garbanzo beans...

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Mexico's aviation risks are gaining altitude

June 18, 2018

Aviation has long been an important enabler, and beneficiary, of economic growth. In every region that is seeing growth, transportation options are proliferating....

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An inside look at political risk and credit insurance

June 05, 2018

Political risk and credit insurance are important types of coverage that facilitate foreign direct investment and global trade. These coverages are widely...

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What's in store for the industry? A risk engineer's perspective

June 05, 2018

Readers are no doubt familiar with the various changes taking place within our industry. These include, most notably: progressively larger ships, terminals...

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Risks and opportunities in South Africa and Chile

May 22, 2018

Emerging markets are key areas for growth for multinational companies across all industries. Economic growth means a growing need for insurance and reinsurance....

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Staying Afloat with Strong Workboat Insurance

May 18, 2018

This article was first published in the May issue of Marine News US Inventor Thomas Edison once said: “There is no substitute for hard work.” Nobody knows...

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PORTS OF BRAZIL: Measures that drive the sector

May 10, 2018

Port Sector: Advances and ChallengesThe evolution of the port sector in Brazil is without a doubt linked to substantial social impact for regions where...

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Kidnap and ransom: From the French Robin Hood to a global risk

May 01, 2018

It takes a lot of chutzpah to attempt to kidnap the judge who sentenced you to a jail term. But that is exactly what gangster Jacques Mesrine, known as...

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Using non-payment insurance to extend lending capacity

April 30, 2018

The global economy has expanded rapidly over the past twenty years, spurred by, among other factors, the reduction of trade barriers, the opening of China’s...

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Tales of the Unexpected: Rare Book Risk Management

April 24, 2018

This April sees a fun day for bookworms. April 23 is World Book and Copyright Day, a United Nations Educational Scientific & Cultural Organization (UNESCO)-backed...

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Bringing value to the chain: how Blockchain can be used to help risk managers with global programmes

April 14, 2018

Blockchain is predicted by some to become the fifth major wave in computing – after mainframes, personal computers, the internet and social networks. And...

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Tiger Kidnappings: A crime within a crime

April 07, 2018

In 2009, an employee at a bank in Ireland filled four laundry bags with cash from the bank’s vault, making off with EUR 7.6 million. It was the largest-ever...

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XL Catlin innovations rise to help clients navigate sea of changing risks

April 05, 2018

Setting sail from Punta Del Este, Uruguay on October 4, 2017 Sarah completed two legs of an 8-leg journey which took her almost over a quarter of the way...

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Words matter: Building strong contracts to minimize Inland Marine risks

March 27, 2018

Words matter.   When used correctly, they precisely define a company’s legal obligations, leaving no room for interpretation. But not all contracts are...

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The story of water: essential and increasingly scarce

March 17, 2018

The story of contemporary civilization begins with efforts to exploit water resources. The story also includes strife and conflict: Historians agree that...

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Doing good is growing more dangerous: Why NGOs are stepping up their threat protection

March 14, 2018

In January 2018, in Afghanistan's eastern Nangarhar province, armed attackers stormed the offices of Save the Children, an international non-governmental...

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Captives coming of age in Asia

March 09, 2018

The use of captives as a strategic risk management tool is under development in Asia. The penetration of captives on the continent is still relatively...

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How to make the most of an art fair: expert tips from a Fine Art underwriter

February 04, 2018

Whether you are an art enthusiast, a seasoned collector or a professional art dealer, art fairs offer an opportunity to explore new trends, to network...

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Artificial intelligence: more power to the risk manager?

January 31, 2018

Artificial intelligence (AI) can unlock and analyse data in ways that people alone simply cannot. Hélène Stanway and Ashish Umre of XL Catlin discuss how...

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How political risk insurance and the Insurance Development Forum support the UN's 2030 Agenda for Sustainable Development

January 03, 2018

More than 65 million people have been displaced from their homes in recent years, a far larger number than at the end of the Second World War; of these,...

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Managing the big risks of marine construction

January 03, 2018

The marine construction business is booming in the US for many reasons.  Nationwide ports are expanding, deepening their channels to accommodate bigger...

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Something everyone loves: Panda bears!

December 22, 2017

Maybe it’s the adorable round face with contrasting black eyes and ears. Or their gentle demeanor. Or their decidedly laid back lifestyle.It’s hard to...

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Public/private partnerships offer advantages for political, credit risks

December 20, 2017

Political risk and credit insurers are living in interesting times. On one hand, global risk and volatility have never seemed more prevalent. On the other,...

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Where are all our Christmas trees?

December 14, 2017

“The Christmas trees stand packed together at the little stand on the street corner. Lit only by floodlights, each tree is indistinguishable in the little...

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It’s time to think about fine watch insurance

December 07, 2017

Collecting rare and valuable watches is a hobby that is growing in popularity. And the insurance market is developing alongside it. While watches used...

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Protectionism heating up political and credit risks

November 14, 2017

Populism and protectionism, which created ripples in global trade in the past year, have become a strong current. Foreign policy shifts, especially from...

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Livestock Insurance: Protecting the Big Business of Beef

November 02, 2017

Beef is big business in the US.  In fact, the beef cattle production represents the largest single segment of American agriculture.  There are more than...

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Aircraft safety efforts SOAR

October 11, 2017

Aircraft safety is better than ever, according to the National Business Aviation Association’s 2016 (NBAA) survey. In fact, 2016 was the second safest...

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Commercial bonds free up capital to help businesses grow

September 18, 2017

From midsize businesses to multinational corporations, the cost of capital has a big influence on their ability to grow. Often, contractual obligations...

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Unseaworthiness and punitive damages: The verdict is in

September 07, 2017

The Washington State Supreme Court ruled on March 9, 2017 that an injured Alaskan commercial fisherman could claim punitive damages resulting from the...

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One Belt, One Road: Linking China to Europe

August 18, 2017

First published in GTR - Global Trade Review.China’s efforts to recreate the historic Silk Road linking it to Europe promise exciting opportunities for...

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Let's Talk: The Art of Underwriting

August 08, 2017

Fine art and collectibles require a specialist insurance approach. Museums, private collectors and corporations all require coverage for their valuable,...

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Political risk insurance aids global infrastructure spending

August 01, 2017

In the volatile world of political risk, short-term crises can sometimes prevent much needed long-term investments.As a Risk Manager for XL Catlin’s Political...

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Global programmes: Marine risks and how to manage them

July 25, 2017

First published in  Commercial Risk Europe. Marine is by its very nature a global business and global insurance programmes can help risk managers to get...

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Political risk insurance, don’t ignore your own backyard

July 21, 2017

First published in  POST Magazine.When you think about political risk, the chances are you recall what you saw on the news last night. Scenes of conflict,...

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Emerging Risks Report: Q2 2017

July 07, 2017

Also available in  Spanish,  Portuguese,  German,  French  and  Italian.XL Catlin’s Emerging Risk Task Force actively monitors a wide array of emerging...

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Déjà vu: Today’s geopolitical risks look familiar

June 14, 2017

Nationalist and populist movements are challenging the status quo. Centuries-old regional tensions are simmering. Relations between traditional powers...

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Insuring Thrills, Chills and Spills

June 08, 2017

This year, more than 300 million people in the US will visit an amusement park, traveling carnival or other entertainment venue to have a little fun. ...

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The office printer: a weak link in your security regime?

May 31, 2017

First published by Strategic Risk.“First, I got control of their printers. Then, I got control of their network. Then, I got control of their data... Along...

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Captives in global programmes

May 23, 2017

First published in Commercial Risk Europe. For risk managers, a captive insurance company is a useful tool to coordinate an international insurance programme...

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Size of social engineering attacks growing

May 09, 2017

Businesses around the world are facing greater exposure to social engineering attacks, and the stakes are getting a lot higher.​Only a few years ago, a...

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Why event cancellation insurance is a necessity, not a luxury

May 02, 2017

This article was first published in TTG MICE.The growth in events held across Asia-Pacific can be witnessed throughout countries such as Thailand and China,...

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Aviation kidnap and ransom risks gaining altitude

April 25, 2017

Business executives rely on commercial and private aircraft for safe and efficient transportation to international locations. But getting there is only...

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People Risk Management – Translating Rhetoric into Reality

April 19, 2017

“Our people are our most valuable asset.”You see it on websites. You’ve heard business leaders say it in public forums. It or a similar statement is probably...

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Emerging Risks Report: Q1, 2017

April 07, 2017

PDF Downloads:   -   ENGLISH VERSION   -   SPANISH VERSION   -   ITALIAN VERSIONXL Catlin’s Emerging Risk Task Force actively monitors a wide array of...

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Selling the London market to a new generation of talent

April 04, 2017

First published in  Insurance Day.Attracting and retaining top talent has always been a priority for the London market, and indeed the market’s reputation...

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Protection from Farm to Florist

March 29, 2017

Despite the fact in different regions it occupies different days across the calendar, Mother’s Day is widely recognized as a time to celebrate one’s mother,...

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Aviation risks loom large in Brazil's crowded skies

March 29, 2017

Aviation is a business enabler the world over, and it's especially important in geographically expansive countries, such as Brazil.As the fifth-largest...

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Helicopter Risk and Rewards: Insuring Lift Off

March 20, 2017

Things that fly have always interested me. My parents said I began pointing at airplanes when I was 6 years old, and I've been fascinated by aviation ever...

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The Perils of Misdeclared Cargo

March 14, 2017

The paperwork said the container contained calcium chloride, a harmless chemical. In fact, it contained calcium hypochlorite. Calcium chloride or calcium...

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Confident, Poised, Resilient

March 07, 2017

March 8th is International Women’s Day, a global event that “celebrates the social, economic, cultural and political achievement of women.” To mark the...

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Political Risk in a Disrupted Global Landscape

February 20, 2017

Support for populism and protectionism is becoming a major movement in nations around the world. In the United States, the new administration is widely...

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We need to listen to the fish

February 06, 2017

Are fish trying to tell us something important about climate change? We believe they are and we need to listen.Fish are a key indicator of change in the...

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Will you be giving your kids cryptocurrencies for pocket money?

February 06, 2017

Aristotle was the first to elaborate on the concept of money as a medium of exchange and an instrument for storing value. He also noted that whatever form...

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The future of farming? Plant the sea.

February 03, 2017

Experts predict that agricultural production needs to increase by 60 percent in the next 30 years to feed a global population of nine billion people.That’s...

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Mind the Gap in Global Logistics

January 23, 2017

Manufacturers and shippers are going global.As inventories grow, shippers need sophisticated systems to manage it all, and many companies choose to outsource...

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Emerging Risk Report_Q4 2016

January 20, 2017

XL Catlin’s Emerging Risk Task Force actively monitors a wide array of emerging risks to provide our underwriters, as well as clients, with pertinent information...

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5 tips for safe holiday travel

December 19, 2016

More than 103 million Americans—the most on record—are expected to travel for the year-end holidays, according AAA, North America’s largest motoring and...

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Consignments: Getting to Win-Win

November 29, 2016

Want to sell something but lack the means to do so directly? What to do? Turn to someone else and consign it.Consignment refers to transactions in which...

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Let's Talk: All Aboard!

November 09, 2016

What do you enjoy most about your job?​Marine risk engineering is a varied field and in Brazil it’s very dynamic. My job takes me to ports around the country...

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The Forecast for US-Mexico Trade: Continued Growth and Development

November 09, 2016

The trade relationship between the U.S. and Mexico is one of the world’s largest bilateral trade partnerships. Trade between the two countries amounted...

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When Virtual Reality and Augmented Reality become just Reality

November 01, 2016

First published in The Business Times Singapore.If the first thing that comes to your mind when someone mentions virtual reality (VR) or augmented reality...

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Any Way The Wind Blows – science really matters….

October 24, 2016

Just over ten years ago, at the end of 2005, the insurance industry was facing one of its biggest challenges in modern history. That year had seen the...

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Ocean warming risk – why does it matter to insurance?

October 13, 2016

One of the things I’ve seen firsthand in my insurance career is the interrelated nature of risks; they rarely occur in isolation. A loss in one area often...

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Banks: The Benefits and Risks of Outsourcing

October 10, 2016

The regulatory framework has evolved considerably over the last few years and banks now find themselves under increased scrutiny by regulators, as they...

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How Secure is Your Gold?

September 22, 2016

Gold is often considered a barometer for what is happening economically, politically and even culturally. “For the first time on record, investment has...

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Protecting Fine Art from Natural Disasters

August 30, 2016

This year’s Hurricane season is expected to be the most active since 2012. A total of 14 named storms, eight hurricanes and three major hurricanes are...

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The impact of driverless trucks on motor truck cargo insurance_part 4

August 23, 2016

If driverless vehicles become the norm, accidents and theft claims should decrease. This will lead to better (loss) experience rating and a lower charge...

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The impact of driverless trucks on motor truck cargo insurance_part 3

August 17, 2016

The leading cause of cargo loss is accidents. Accidents are generally the result of driver fatigue. While the DOT limits the number of hours a US driver...

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The Full Cost of Cargo Thefts

August 03, 2016

Stand and deliver …​“Highwaymen” have been plying their trade throughout Europe for hundreds of years; the word first appeared in print in 1617. For today’s...

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The impact of driverless trucks on motor truck cargo insurance

July 21, 2016

Work, work everywhere, But no drivers to haul my load;Work, work everywhere,As transportation manager, I want driverless trucks on the road.​A pun on the...

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Seeing opportunities amid Latin America's political risks

July 06, 2016

Foreign investors continue to see great opportunities in markets across Latin America, but they are keenly aware that one of the region’s major risks is...

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Travel Crisis Averted: Tips to keep your international travels safe and secure

June 21, 2016

You’ve decided a swim in the hotel pool would be relaxing. You leave your cell phone in the room and head to the pool. After returning to your room, you...

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Oil Price Volatility Increases Political Risk and Opportunity

June 16, 2016

In risk management, dealing with change is a constant challenge and that challenge increases when change is unexpected or is greater and occurring more...

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Beyond natural resources - Understanding The China-Africa Story

June 03, 2016

Today, the focus of Chinese engagement with sub-Saharan Africa has broadened beyond the extraction of natural resources to the development of infrastructure,...

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Mitigating water damage during construction

May 12, 2016

A week before an 18-story apartment building under construction in the suburbs of a large city in the Northeast was to be occupied, a three-inch water...

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Equine Insurance_Kentucky Derby

May 05, 2016

“The Kentucky Derby, whatever it is – a race, an emotion, a turbulence, an explosion – it is one of the most beautiful and violent and satisfying things...

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Evolution of Competitive Sailing Tells Story of Risk and Innovation

May 03, 2016

At XL Catlin we like to say that “when it comes to risk, great art needs great answers.” The America’s Cup, which returns to New York City this week for...

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Ship Via Containers? New Weight Verification Regulation Warrants Attention

April 29, 2016

On its face the regulation seems logical and straightforward: Starting 1 July 2016, shippers* are required to provide verified information on container...

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The Globalization of Environmental Protection

April 20, 2016

Origins in the 1960s​Two momentous trends with origins in the 1960s are beginning to converge: globalization and robust environmental protection.​Globalization...

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Do Increased Product Recalls Equate to Worsening Food Safety?

March 28, 2016

What do pistachios, cantaloupe, granola, sprouts, raw meal and flax powder have in common?These diverse foods were all implicated as sources of Salmonella...

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Cybercrime in Latin America

March 24, 2016

Business is booming!In mid-July, the host of a popular Brazilian television show, reportedly was the victim of a hacker who stole thousands of Brazilian...

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Lets Talk Dr Graeme Smith on Mobile Autonomy

March 18, 2016

Dr Graeme Smith is a recognised expert in Advanced Vehicle Control systems and the Connected Car, and holds several patents in the areas of Adaptive Cruise...

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Focus on Nigeria

February 24, 2016

Nigeria is the largest economy in Sub-Saharan Africa, but has been hit hard by the oil price rout which historically accounts for over 90% of exports and...

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Taking Quick Action: “Active Assailant"" Response and Recovery in the US

February 23, 2016

There is always a first.  In the US, the first “active assailant” incident occurred on the campus of the University of Texas on August 1, 1966.  That day...

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Shining a light on gems and risk

February 08, 2016

Wearing jewelry, a habit nearly as old as human history itself, is a form of risk taking. When we look closer, we see that manufacturers take risks to...

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Every Business’ Nightmare – Violence in the Workplace

January 29, 2016

In August 1986, a 44-year old part-time letter carrier from Edmond, Oklahoma was reprimanded after a heated argument with two supervisors. At approximately...

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Managing and Mitigating the Evolving Threat of Terrorism

January 28, 2016

Terrorism: A volatile and unpredictable riskTerrorism risk is similar in some ways to natural disasters – both tend to occur with some regularity, and...

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The Ransom Ruse: A virtual kidnapping crime wave

January 19, 2016

Traveling to Mexico City recently, an executive of a Fortune 500 company had just checked into the hotel and was preparing to do a little exploring of...

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Growth in Latin America Will Come From Managing Risks

January 19, 2016

Emerging economies are attractive places for business and investors because of their growth potential. For the past several years, one of the fastest-growing...

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Let's Talk: El Niño - What is it and what are its effects?

November 26, 2015

This year, El Niño has secured its place in headlines around the globe, predicted to be one of the largest on record. We asked Dr. Tom Philp, Science Analyst...

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Managing farm to fork risks: Dishing up Thanksgiving Day dinner

November 17, 2015

Thanksgiving Day is a particularly American holiday, traced back to 1621, when the Plymouth colonists celebrated their first successful harvest in the...

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Does Your Supplier Program Comply with FSMA's New Mandates?

November 12, 2015

One of the most notable new mandates of the Food Safety Modernization Act (FSMA) preventive controls rule is the requirement for a supply-chain program,...

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Art + Work: Inspire creativity, increase productivity, add value.

November 11, 2015

“Art washes away from the soul the dust of everyday life.” Pablo PicassoThe Banca Monte dei Paschi di Siena (BMPS) is believed to be the first company...

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Innovation in Financial Institutions Insurance

November 03, 2015

When I first started in financial institutions’ insurance (at a large broking house a couple of decades plus ago), I was guided to past bankers blanket...

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Driverless Trucks and Motor Truck Cargo Insurance

November 02, 2015

In May 2015, Daimler began testing what it called the world’s first, licensed autonomous truck on Nevada public roads. Promotional material1 for the Daimler...

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Tailor Made

October 26, 2015

Horseracing, long the “sport of kings,” has also become the sport of sheiks and other wealthy families in the oil-rich Middle East. The stately Arabian...

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The cost of uncertainty: Ex-Im Bank and why political and trade credit risks need reliable, flexible solutions

October 15, 2015

Whether sourcing materials or selling goods and services across borders, few companies today are not involved in global trade and investment in some form.In...

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The Value of Venice’s Irreplaceable Art and Artifacts

September 25, 2015

From trade to tourismVenice has proved to be remarkably resilient in adapting to shifting circumstances, and its economy and character have changed repeatedly...

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Competing for fresh water in an increasingly thirsty world

September 04, 2015

The story of contemporary civilization begins with efforts to exploit water resources. The story also includes strife and conflict: Historians agree that...

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How insurers are adapting to emerging food safety issues

August 12, 2015

Food safety is more of a concern than ever before for governments, food companies and consumers. As global supply chains become more complex, with more...

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Whats Below the Surface

June 22, 2015

Did you know the United States developed the world's first nuclear-powered submarine, called the Nautilus, in 1954? You can thank me the next time you’re...

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The new travel norm: coping with the kidnapping threat

June 11, 2015

Recently, the New York Times profiled the story of Carolyn Everson, an executive at Facebook who lives in Montclair, NJ with her husband and 9-year old...

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Progress Depends on Private Strength in Mexico

June 04, 2015

Mexico ended 2014 with a strong economy and a positive outlook. Just as the New Year’s celebrations subsided, the government responded to a sharp decline...

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With Allergies Surging Food Industry Heightens Precautions

May 07, 2015

In the summer of 1483, according to chronicler Thomas More, Lord William Hastings was beheaded after the future king Richard III ate a bowl of strawberries....

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The Arabian Horse: A Distinctive Beauty

April 15, 2015

The first pony I ever had was half Arabian, half New Forest—incredibly fast, intelligent, and beautiful. It was then that my lifelong passion for horses...

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Recall Impact Study Brings Unexpected Results

April 02, 2015

Question to our readership:If two companies had to recall the same amount of the same product, for which company would you expect stockholders to have...

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The Criminal Terrorist

March 30, 2015

Julian Davies was a Major in the British Army. He commanded a Parachute Regiment company in Kosovo and a helicopter squadron in Northern Ireland, before...

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What's The Real Story Behind the Cumin-Peanut Allergen Recalls?

March 04, 2015

The US Food and Drug Administration (FDA) and the US Department of Agriculture’s Food Safety and Inspection Service (FSIS) are continuing to issue undeclared...

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Can Alpine Business Survive the Thawing Permafrost?

December 11, 2014

What Is Permafrost?Permafrost is soil or rock which has been frozen for at least two consecutive years—although, most of it has been around for thousands...

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XL veteran reinsurance leader looks back

December 05, 2014

Reinsurance has changed in several significant ways over the past few decades, but its foundation remains rooted in great people. That is what I’ll miss...

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Could your roof collapse under heavy snow?

December 04, 2014

Around the world, shifting weather patterns are depositing heavy snow in unexpected regions, causing a rash of deadly and costly roof collapses. Business...

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Envisioning Sustainable Infrastructure: An Interview with Tim Psomas

November 10, 2014

Envision™, the rating system developed by the non-profit Institute for Sustainable Infrastructure (ISI), has credentialed some 1,800 Envision Sustainability...

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Documentation as Defense against Construction Defect Claims

October 31, 2014

Strong documentation is one of your best defenses against construction defect claims/expenses. It can support that you built a structure right in the first...

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Making our monsters go away

October 17, 2014

Some of us have recurring nightmares. When I was little, I used to be tormented by a dream that the Jolly Green Giant was chasing me past my swing set....

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Fire Protections Biggest Game Changers

September 30, 2014

The 1871 Chicago Fire ranks as the third largest fire loss in the US, behind the World Trade Center fires in 2001 and the San Francisco Earthquake and...

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Up in the Air The emerging risk of drones in the construction industry

July 21, 2014

What is a Drone?Unmanned aerial vehicles (UAV or “UAVs”) are changing the way construction companies do business. For the purposes of this article I will...

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A New Century of Latin American Progress

July 14, 2014

Celebrating a Century of Progress2014 marks the centennial of the Panama Canal. It was a feat of engineering: ambitious, complex and arduous, 77.1 km connecting...

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XL Group Provides Secure Foundation for Construction Risks

June 27, 2014

What trends is XL seeing in the construction market?We’re seeing several trends in the construction field, among the large contractors that we work with....

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Crisis Management: Prepared for Volatility

April 24, 2014

The unexpected happens.  Borders change.   Economies are thriving or just barely surviving.   Someone takes exception and protests.  Protests turn violent. ...

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Safer Roads in a Driverless World?

April 11, 2014

Our Future: Giles, the Driverless CarGiles pulls up to the curb. He scans your body to verify your identity and gauge your mood—the right music makes the...

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Don’t Trade Uncertainty for Financial Loss

April 01, 2014

One of the benefits of insurance, in virtually any line of business, is that it helps policyholders to sleep soundly in an uncertain world. If something...

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The good the bad and the ugly

March 27, 2014

Over the past three years insurers have seen record levels of catastrophe claims. To take just one event, the 2011 Japanese earthquake and tsunami was...

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Not Another Leadership Article

February 21, 2014

Try this: log on to and search the term “leadership.” When I was working on this article, that search yielded 116,863 hits. So what does Gary...

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Air Pollution in an (Inter) State of Confusion

December 18, 2013

Air Pollution, which migrates across state borders, is in a State of Confusion. There is a mini-trend that once air pollution crosses state lines, a question...

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How to Make Friends and Influence People on Social Networks

September 25, 2013

Human Nature in a Virtual World2.4 billion of the world’s 7 billion citizens are internet users.Google alone process 100 billion searches per month, 3.3...

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Are you prepared for Food Safety Modernization Act

September 23, 2013

The US Food Safety Modernization Act (FSMA) represents the biggest change to the legislative landscape for the food and beverage sector since 1938. FSMA...

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Covering the Equine Elite

It’s a glamorous and quintessentially British event.The Ascot Racecourse was founded in 1711 by Queen Anne, and the first Royal Ascot horse races were...

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Les PME francaises et lassurance du dirigeant

Les petites et moyennes entreprises françaises voient souvent l’assurance Responsabilité civile des mandataires sociaux, ou RCMS, comme une curiosité –bien...

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Los riesgos emergentes que estamos observando y las razones por las que lo hacemos

Blockchain: ¿el futuro de las transacciones? Blockchain es un libro de contabilidad o base de datos seguro y descentralizado que almacena y monitorea...

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Os riscos emergentes que estamos monitorando e por que Q2

O Grupo Operacional de Riscos Emergentes da XL Catlin monitora ativamente uma ampla gama de riscos emergentes para oferecer aos nossos subscritores e clientes...

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Que le espera al sector de la joyeria en Espana

En los quince años que llevo asegurando a empresas de joyería en el mercado ibérico, entre ellas a pequeños y medianos minoristas, además de mayoristas...

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Expanding Leadership - Making Our World Go

Since launching XL's current strategy in 2010-11, we've seen our key business metrics improve, we’ve seen our premium increase and we’ve achieved doubledigit...

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Asegurar la cadena de suministro de alimentos

Introducción por  Joan LanzagortaClient & Distribution Leader para México en XL GroupMuchas empresas de alimentos en Latinoamérica no sólo venden productos...

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Lets Talk Dr Graeme Smith acerca de la autonomia movil

El Dr. Graeme Smith es un reconocido experto en sistemas de control avanzado de vehículos así como también en el coche conectado, y posee varias patentes...

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