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Real-life AXA XL Cyber claims scenarios

January 27, 2020

Cyber liabilities, and associated expenses, can devastate any business. A single cyber-attack in the US costs companies on average $8.19 million, according...

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Critical Windows CryptoAPI Spoofing Vulnerability

January 22, 2020

When Microsoft released patches on January 14, 2020, it revealed one of the most critical vulnerabilities it has discovered in years. The company confirmed...

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California Dreaming: Insuring contractors’ complex risk more completely

January 21, 2020

Micah Eubanks has big dreams for 2020. A 20-year insurance industry veteran, Micah joined AXA XL as senior underwriter for primary casualty on the North...

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Property losses from catastrophes are getting worse

January 15, 2020

Carriers who take an integrated and transparent approach are best equipped to help clients proactively mitigate growing property exposures. Increasing...

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True Tales of the Data Breach Hotline

January 14, 2020

A cyber breach can strike panic and lead to rushed decisions, but these on-call claim professionals helped to achieve happy endings for clients at their...

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The Construction Management Talent Shortage

January 06, 2020

Today’s construction industry struggles to attract and retain professional staff necessary to meet the demands of today and into the future. The shortfall...

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2019's Top Cyber Risks: Finding solutions in vulnerability

December 16, 2019

Fourteen seconds. That was the prediction in 2017 on how often a business would endure a cyberattack by 2019. By October 2019, however, the actual figure...

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Let's Talk: Construction boom boosts demand for expanded contractor's equipment coverage

December 10, 2019

Shawn Langenegger says, “Building a business is an adventure.” Since joining AXA XL in 2014, he and his Inland Marine team have been on a five-year adventure,...

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Savvy global travelers have a trained eye on Political Risk

December 03, 2019

The next time your travels find you in a foreign country, look around. Chances are you will find clues to that country’s political and credit risks. Because...

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Where there's smoke there's environmental exposure

December 02, 2019

The combustion triangle is fairly easy to understand. A fire needs only three things present to burn: Oxygen, Heat and Fuel. Beyond that, the equation...

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Sounding the alarm: Wildfire exposure and prevention in construction

November 12, 2019

We know certain types of construction carry inherent fire risks – wood frame construction is one such type. Building materials stored onsite can pose a...

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Weather assessment solutions in construction: Helping control risks, time and money

October 28, 2019

It’s raining. It’s pouring. We can’t install flooring. Weather is a critical factor in construction design, planning and execution and has among the most...

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All Together Now: The advantages of the Master Builder's Risk Reporting Policy

October 28, 2019

What’s in your Builder’s Risk policy? If anything sums up the old adage about something being “greater than the sum of its parts,” it would be a construction...

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7 Things you need to know about insuring contractor’s equipment

September 26, 2019

Here’s a little insurance trivia…. The 19th century French term en bloc, meaning “all together or all at the same time”, was used to describe insurance...

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The State of Construction_High Tech and Human Touch

September 24, 2019

From the first time early humans made primitive tools to build shelters, there have been construction risks. They built structures to satisfy the universal...

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Mechanic's lien rights for design professionals

August 26, 2019

Do you know your lien rights? Mechanic’s liens are powerful tools that can help you collect your unpaid fees. But some clients may want you to waive your...

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Costs of corruption weigh heavily on nations' future growth

August 08, 2019

Whether it occurs in a small developing economy, a petrostate or a G20 nation, corruption is a costly problem. Allowed to continue unabated, corruption...

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Let's Talk: Inland Marine Insurance supports storm resiliency and growth in the Northeast

August 02, 2019

When Superstorm Sandy passed through AXL XL Inland Marine Underwriting Manager Jon Mosby’s Northeast region in 2012, it left in its wake more than $70...

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Project Pursuits decisions affect subcontracting risks

July 29, 2019

This article has been republished with permission as an IRMI Expert Commentary. As an industry, construction spends a tremendous amount of time and resources...

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Let’s Talk: Inland Marine insurance keeps tech and other companies moving forward

July 10, 2019

Technology changes quickly, and so do the firms that create game-changing technologies. Constant change is one of the reasons why technology firms are...

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Let's Talk: environmental liability

July 02, 2019

How has the market for environmental liability insurance changed over the course of your career? The environmental market has changed considerably over...

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Let’s Talk: Urs Uhlmann on climate change, big data and the evolving challenges of cyber risks

July 01, 2019

The interconnectedness of technology with our lives and businesses has surfaced both new capabilities and new risks. We spoke with Urs Uhlmann, AXA XL’s...

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Let's Talk: Keeping industries moving with inland marine insurance

June 19, 2019

If property assets can move, structures can be built, or unique valuation needs exist, it’s likely that someone is relying on inland marine insurance for...

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Constructive Conversations: Taking tech to the jobsite

June 07, 2019

Today’s construction jobsite looks a lot different than it did 10 years ago. From monitoring sensors, exoskeletons, imaging and BIM to project management...

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Subcontractor Operational Prequalification: Putting power in the process

May 18, 2019

Shutting the door to attacksThese are expenses that can be driven down by putting proper protections in place. For industrial firms, manufacturing operations —...

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Three to Zero: Driving down construction fatalities

May 07, 2019

Three. That’s the average number of daily construction fatalities in the United States. Three per day. And that’s three too many. According to the Bureau...

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Let's Talk: Risks and resources in Canada

April 04, 2019

What is AXA XL’s outlook for business growth in Canada? Uhlmann: We see a lot of potential growth in Canada. With a gross domestic product approaching...

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Constructive Conversations: Helping clients tackle the labor challenge

March 25, 2019

The construction industry faces growing labor challenges. From a shortage of skilled labor to aging workers, this tight talent situation can impact jobsite...

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Getting a hold on mold in construction

March 14, 2019

Mold lives everywhere in air, in water, on land, in soil, and on or in plants and animals. All it needs to grow is the right temperature, moisture, and...

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Preventing water damage during construction projects

March 05, 2019

Insurance loss data over the past 10 years shows that water damage has become a leading cause of Builder’s Risk claims. Whether from external sources (rain,...

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Constructive Conversations: Made in America

March 04, 2019

This article has been republished with permission as an IRMI Expert Commentary. It’s become common knowledge that today’s Construction industry is falling...

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Benefits and risks of building with Cross Laminated Timber

February 28, 2019

Widely used in Europe, Cross Laminated Timber (CLT) is one of the newest and hottest topics and materials in American construction today. It’s strong,...

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Benefits and risks of building with Cross Laminated Timber, Part 2

February 28, 2019

Have a CLT project in your pipeline? While it’s trending in the construction market, it is important to invest the time to look beyond the benefits to...

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Fighting sprinklered fires

February 22, 2019

An early morning 911 call alerted the fire department of smoke coming from a large warehouse storing used auto parts. When the fire fighters arrived, they...

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Constructive Conversations: Talent development and building an empowered team

February 08, 2019

In today’s tight US labor market, the competition for top talent is impacting every industry. From Construction to Consulting and from Insurance to IT,...

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Changing climate, changing standard of care?

January 15, 2019

As extreme weather events hit more frequently, many observers believe their impact may affect the standard of care for design professionals. Last fall,...

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Constructive Conversations: Building customer-focused operations

December 17, 2018

To stay competitive in today’s global business economy, it requires a lot more than having the right corporate vision and strategy. It’s all about the...

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What were you thinking? An exploration of human bias in subcontractor selection

December 04, 2018

This article has been republished with permission as an IRMI Expert Commentary. Subcontractor defaults on construction projects can be catastrophic, which...

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Constructive Conversations: Professional Liability considerations when insuring modular construction

November 26, 2018

Modular and prefabricated construction continues to grow worldwide. In 2017, the global market value was USD 106 billion and it’s projected to reach USD...

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Is asbestos making a comeback?

November 13, 2018

This past June, the U.S. Environmental Protection Agency (EPA) announced a proposed “significant new use rule” (SNUR) on asbestos. The proposed rule, which...

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Constructive Conversations: Bringing excellence to the Excess market

November 01, 2018

The $10 trillion global construction industry continues to grow. Leading contractors are taking on new projects that are pushing the limits – from record-breaking...

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Let's Talk: Building up diversity in the construction industry

October 29, 2018

While the number of female engineering students has climbed over the past 20 years, it still hovers just below 20%. Less than 9% of workers in the U.S....

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Technology is reshaping the construction industry

September 28, 2018

Technology is reshaping how the construction industry operates. Given industry challenges – including increasingly bigger projects, an aging workforce,...

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Hackers on the job site: Cyber attacks target construction

September 21, 2018

From modeling to drone use to 3D printing of buildings and components, construction has come of age. Today’s construction operations are deeply reliant...

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Hurricane preparedness: Timely tips for contractors

September 12, 2018

Contractors throughout the Southeast are bracing for the imminent impact of hurricane Florence. Given the fact that this hurricane is predicted to make...

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Getting started with continuous improvement

September 06, 2018

Continuous improvement. It’s a major trend that’s captured the attention of senior leaders throughout every industry around the world. And it makes sense....

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Business planning that looks beyond the bottom line

August 14, 2018

What does business planning mean in your organization? For many people, the annual business planning cycle can be the equivalent of getting a root canal...

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Small businesses are more vulnerable to cyber risks than they think

August 10, 2018

Today, most companies rely on technology in order to conduct business. In fact, companies of all sizes are able to compete thanks to technology, and small...

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More than a check in a box: The importance of external reference checks

August 06, 2018

Verifying and analyzing your subcontractors’ financial prequalification information is one of many key steps in your subcontractor selection process. It...

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Insuring property in the state of extremes

August 02, 2018

Someone once said ‘California only has two kinds of weather -- magnificent and unusual.’ Billy Volz, Regional Underwriting Leader for XL Catlin’s West...

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Why contractors big and small should protect themselves from pollution risk

July 10, 2018

Once viewed as expensive and unnecessary, insuring one’s business from a possible pollution condition at a job site is now seen as a business essential...

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Design Professional Insight: Top Ten Insurance Myths

July 06, 2018

A myth is a widely held but false belief. Unfortunately, there are plenty of myths about insurance coverage. To bust those myths and help architects,...

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A winning formula: Customer-centric business strategy

June 27, 2018

Business strategy. It can drive phenomenal success or lead to epic failure. And there’s plenty out there to learn about it. A quick Google search generates...

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Spilled the beans? No worries!

June 21, 2018

This is Part 1 of a 3 part series on Damaged Goods.We recently had a great claim outcome for a customer: XL Catlin and some damaged goods - garbanzo beans...

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Building Up Boston and Beyond

June 14, 2018

Boston is booming. According to the recent Bureau of Labor Statistics report, the Greater Boston area has seen a 3.5% unemployment rate -- below the US...

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Insuring modular construction: Casualty considerations

June 05, 2018

While modular and prefabricated construction has been around for decades, renewed interest in this delivery approach is gaining more attention.  According...

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Steering the course: Stand-alone Course of Construction (COC) policy vs. COC Property Extension

April 24, 2018

A 50-unit condominium housing development under construction in Greater Boston has been destroyed by fire. Investigators are still working to determine...

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Keeping ahead of competition

April 17, 2018

Competition. It’s everywhere – big business and small business, local and global. And if you’re not keeping up, you’ll face serious business challenges....

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Small tools and equipment theft: Prevention best practices

April 02, 2018

Equipment theft is a significant problem in both lean and prosperous economic cycles. So significant, in fact, that an entire organization is devoted to...

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Road Worrier: Exposures to Workers Compensation and auto hazards for traveling construction employees

February 24, 2018

On the RoadTravel is a part of many jobs, but you might not think it’s part of a construction worker’s career.  For many trades in specific construction...

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Building codes: Necessary but sufficient?

February 05, 2018

It’s a common scenario in my line of work.I inspect a client’s facilities – in this case, a newly constructed 2,000 square meter (sqm) warehouse for electronic...

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Show Me the Money! Using Data to Drive Cost-Effective Innovation in the Construction Industry

January 29, 2018

Innovation is everywhere in the insurance industry! Don’t believe me? Then trust Google. A quick search on this topic generates over 3 million results...

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Supply Chain Quality Management: Control it before it controls you

January 19, 2018

For general contractors, subcontractor performance is everything. And with tighter project schedules more common across the construction industry, procuring...

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Solar Panels: A New Challenge for Firefighters

January 19, 2018

About half a million new solar panels are installed every day.That’s not surprising given that the cost of a solar panel has been falling by about 10 percent...

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Voice of the Customer: The ultimate fuel for business success

January 09, 2018

Most people know that I’m big on project management. It’s the engine for North America Construction’s Leadership, Planning & Execution (LP&E) Model, and...

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Managing the big risks of marine construction

January 03, 2018

The marine construction business is booming in the US for many reasons.  Nationwide ports are expanding, deepening their channels to accommodate bigger...

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Public/private partnerships offer advantages for political, credit risks

December 20, 2017

Political risk and credit insurers are living in interesting times. On one hand, global risk and volatility have never seemed more prevalent. On the other,...

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Protecting complex property under turbulent conditions

November 21, 2017

The 2017 hurricane season is already unlike any other in recorded history.  While that might rattle some property insurance underwriters, it does not unnerve...

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Construction Hazards: The risk of not innovating

October 28, 2017

The Construction and Insurance industries have many things in common.  Both industries have a long, venerable history.  Both are dealing with an aging...

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October and November: A Dangerous Time to Drive

October 18, 2017

There have been many studies done on when it is most dangerous to drive.  Some studies look at when the most auto accident fatalities occur and others...

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Design Professional Insights: Providing Pro Bono Services

October 02, 2017

Design professionals are often asked to provide pro bono services but they are just as likely to volunteer their services after catastrophic events or...

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Hurricane Andrew @ 25: Insuring More Resilient Property

August 10, 2017

Even today, 25 years later, Hurricane Andrew ranks as the fourth most expensive hurricane in US history. When it made landfall in 1992, it was the costliest...

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Drones_Unmanned Aerial Systems in the Drilling Industry

August 08, 2017

IntroductionUnmanned Aerial Systems (UAS) or “drones” are quickly changing the way construction companies do business, and offer solutions to many complex...

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Political risk insurance aids global infrastructure spending

August 01, 2017

In the volatile world of political risk, short-term crises can sometimes prevent much needed long-term investments.As a Risk Manager for XL Catlin’s Political...

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Redeveloping the Urban Core

July 24, 2017

By the end of 2015, the millennial population (individuals aged 18-34) reached 75.4 million, surpassing the Baby Boomer population of 74.9 million.1 That...

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Political risk insurance, don’t ignore your own backyard

July 21, 2017

First published in  POST Magazine.When you think about political risk, the chances are you recall what you saw on the news last night. Scenes of conflict,...

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Building a Customer-Focused Business

July 14, 2017

In June, XL Catlin’s North America Construction insurance business hit a major milestone – it surpassed its USD 2 billion gross written premium mark. ...

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Static Electricity: An Unpredictable and Often Overlooked Hazard

July 06, 2017

One of our clients had a faulty forklift battery that it planned to return to the manufacturer. Per the manufacturer’s specifications, they put a plastic...

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The office printer: a weak link in your security regime?

May 31, 2017

First published by Strategic Risk.“First, I got control of their printers. Then, I got control of their network. Then, I got control of their data... Along...

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Mega Warehouses: Greater Volumes, Greater Risks

May 17, 2017

The trend in transport and logistics is unmistakable: bigger is better.Warehouses/fulfillment centers are becoming supersized in the same way that ships,...

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Crumbling Under Fire

May 01, 2017

On March 31, 2017 during Atlanta’s evening rush hour, a massive fire erupted underneath an I-85 overpass. The fire started at approximately 6:15 PM in...

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Insuring Construction's Complex Risks

May 01, 2017

Construction is a complex sector to insure.  It’s inherently a risky industry given the nature of the work, especially with increasingly innovative and...

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Amid expected regulatory changes, environmental risks remain

March 29, 2017

A question asked frequently by those concerned about environmental liability is "What impact will the new administration have on environmental regulations?"​While...

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Let's Talk: Assessing natural catastrophe exposures in global programmes

March 20, 2017

First published in  Commercial Risk Europe.For insurers of global programmes, assessing and underwriting natural catastrophe risks is no easy task. And...

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You Say Pollution. I Say Exclusion.

March 13, 2017

Think of a pollutant. What comes to mind? Is it glowing green plasma spilling over the side of a 55 gallon drum? Is it oil washing up on a beach? Asbestos?...

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Building a global programme for construction

March 02, 2017

First published in  Commercial Risk Europe.After a period of contraction following the economic crisis of 2008, the Spanish construction industry is once...

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BIM: Building and Managing in Multiple Dimensions

February 02, 2017

An old saying among carpenters is “measure twice, cut once.” Among design professionals, contractors and building owners/managers, a variation of this...

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8 Ways to Prevent Frozen Pipe Damage on Your Property

January 27, 2017

It’s that time of year again – when frozen pipes due to dropping temperatures put your business at risk of losing money and even shutting down. However,...

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Lost in translation

December 19, 2016

Language and cultural differences can present significant safety risks for U.S. employers with non-native English-speaking workers. On construction sites,...

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Fire in the Hole!

December 12, 2016

Promoting year-round trade and mobility across Europe – from north to south and east to west – has historically been challenged by the imposing reality...

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Electronic Project Information Tracking: Do You Have the Access You Need?

December 01, 2016

Electronic project information tracking promises savings in time, money, accuracy and other aspects of project management. To take full advantage of this...

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One Belt One Road: Modern Risks along an Ancient Trade Route

November 14, 2016

The impact of reviving the Silk Road through Central Asia and sea trade routes across regional Asia has been the subject of much speculation. Less has...

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Building an effective opioid and prescription drug management program

November 09, 2016

Power tools, raw materials and heavy machinery are combined to produce the unparalleled satisfaction of seeing a building reach higher, a highway stretch...

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Cleared for Take-Off: Unmanned Aerial Systems in the Construction

October 31, 2016

What is a “drone” and why do I need one?”Unmanned Aerial Systems (UAS) or “drones” are revolutionary tools changing the way construction companies do business—a...

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Hey, Kids! Get Into My Workforce!

October 25, 2016

Gen Y. Millenials. Whatever you call them, everyone’s talking about them. A recent survey by Pew Research shows for the first time this group has surpassed...

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Risk Bulletin_Trichloroethylene and Indoor Air Quality Risks

August 30, 2016

Trichloroethylene (TCE) is a volatile, chlorinated chemical that is commonly associated with extensive soil and groundwater contamination throughout the...

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Design Professional Perspective: Waivers of Subrogation

August 18, 2016

When an insurance company pays for a loss, and someone other than its insured might be to blame, the insurance company can sue those responsible to recover...

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Emerging Trends in Design Professional Liability Claims

July 18, 2016

Emerging Trends in Design Professional Liability Claims

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An expanded Panama Canal: Spurring infrastructure development and promoting trade

July 13, 2016

The Panama Canal opened in 1914 and today handles about one-third of the trade between Asia and the Americas. However, as globalization has driven the...

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Mitigating water damage during construction

May 12, 2016

A week before an 18-story apartment building under construction in the suburbs of a large city in the Northeast was to be occupied, a three-inch water...

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That sinking feeling...

April 05, 2016

Recent winters have seen widespread flooding across the United Kingdom caused by heavy rain, high waves, and strong winds. In addition to causing considerable...

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When (Natural) Disaster Strikes

March 30, 2016

Many victims of natural disasters—such as hurricanes, floods and earthquakes—turn to design professionals for assistance. Architects and engineers have...

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On Our Radar: Drones

March 18, 2016

The number of drones taking to the skies is unprecedented. The global consumer market topped $720 million in 2014 and is expected to double in 2015. In...

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Design Professional Insights_ Working with Owner Reps

March 15, 2016

It is increasingly common for owners to hire an individual or firm to act as an owner representative (OR, owner rep).  The scope of services for owner...

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Don't Let the Shift Hit the Fan

February 25, 2016

Age: The Age-Old Problem Look around your job sites. Under the hardhats, baseball caps and welding hoods. How much grey hair do you see? It’s probably...

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Every Business’ Nightmare – Violence in the Workplace

January 29, 2016

In August 1986, a 44-year old part-time letter carrier from Edmond, Oklahoma was reprimanded after a heated argument with two supervisors. At approximately...

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Is the EU better positioned to manage floods?

September 21, 2015

Europe’s rivers have a rich historical, cultural and economic significance. They serve as boundaries. They provide water for cities, industries and agriculture....

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Reducing the Risk of Legionnaires Disease: A New Standard of Care for Designers

August 14, 2015

Even if you’ve never heard of The American Legion, a U.S. veterans’ organization, chances are you’ve heard of Legionnaires’ disease. The affliction was...

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Outlawed: Flaming Foam

July 29, 2015

Purely as a thermal insulator, polystyrene foam outranks every other building material. In addition to its inherent thermal properties, it can be sprayed...

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Sprinkleranlagen: Eine Innovation die sich bewährt

July 16, 2015

London in Aufruhr: Bewohnerinnen und Bewohner beschwerten sich kürzlich medienwirksam darüber, dass ihr Bürgermeister zehn Feuerwachen geschlossen...

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Measuring What Matters

May 26, 2015

In 2011, XL Catlin’s Design Professional team and PSMJ Resources, Inc. announced a collaborative agreement to share knowledge, develop custom research...

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How the risk profession has evolved since Katrina

April 15, 2015

Risk managers and insurance professionals are preparing to gather for the Risk & Insurance Management Society (RIMS) 2015 Annual Conference & Exhibition...

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Five Insurance Considerations for Managing Cost Escalation

February 25, 2015

The most common form of escalation familiar to Risk Managers is the rising cost of insurance. Project specific policies give the benefit, typically, of...

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Seven Ways Contractors Can Manage Cost Escalation Risk

February 09, 2015

So, having considered the Seven Factors that can  Escalate Contractors’ Costs (in the previously published Part 1 of this 3-part series), the question...

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Managing the Costs of Construction

February 05, 2015

IntroductionIt should be no surprise to anyone reading this paper that containing project costs is an essential means of maintaining contractor profitability....

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Clean vs. Dirty: knowing how to do the right thing in urban redevelopment

January 20, 2015

What is Urban Fill? There are numerous Federal, State, and local definitions for urban or historic fill depending on the property location and regulatory...

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A Century of Earthquakes in an Interactive Tool

January 15, 2015

I Feel the Earth Move Under My FeetEaster 2014, I felt the earth rumbling beneath me for the first time in my life, as I sipped my morning tea in Oakham,...

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10 Actions NOT to take when facing a claim

December 10, 2014

When an owner or other party files a claim against your practice, alleging errors, omissions, negligence or worse, it can cut right to the core of your...

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Temporary workers. Full-time risk exposure.

October 31, 2014

Contributors: Mike McKinley, CRM, CIC, CRIS,  Doug Millner, CRIS, and Joe BinkowskiIt should come as no surprise to anyone reading this article that the...

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Black Swan Blackout

October 01, 2014

A black swan event, according to Nassim Taleb, is a highly improbable event with a massive impact. A supraregional blackout that stops every life-sustaining...

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Redefining the Swiss Private Bank

September 02, 2014

The global financial crisis shrank client assets and bank revenues. It also hit national economies so hard that many decided it was time to reclaim lost...

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Australia plans to up the ante on polluters

August 21, 2014

Environmental pollution is a growing global concern. And with the world’s population expanding rapidly, the demand on our stretched natural resources,...

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Will the World Cup be half empty or half full for Brazil?

June 06, 2014

Momentum is building towards the opening ceremony of the World Cup. Brazil’s five-time champions, the “Canarinho” (Little Canaries), are raring to go down...

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Energy Meets Technology

March 18, 2014

Technology is having a significant impact on the development and distribution of energy, according to Cathy Duffy, SVP and Underwriting manager at XL in...

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March Madness

March 17, 2014

They don’t call the NCAA Tournament “March Madness” for nothing.  Over a four week time frame, beginning in mid-March and culminating in the Final Four...

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The Age of Innovation in China and India

March 13, 2014

On the FoothillsChina and India: the next great economic frontiers. Two countries, abundant in culture and rich in human resources, home to 2.6 billion...

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Accident Avoidance

March 12, 2014

Accidents happen.  Unfortunately, they are happening more often.   In fact, 2012 saw the first increase in motor vehicle related fatalities reported since...

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Building Information Modelling (BIM) – a collaborative tool or a liability and data security minefield?

February 07, 2014

Building Information Modelling (BIM) has been billed as a sort of Holy Grail for the construction industry. The system promises to transform projects,...

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To Share, or Not to Share?

January 06, 2014

Mammoth Prototypes of Single-Supplier RiskIn quick succession, first the volcanic ash from Iceland in 2010, and then the 2011 tsunami in Japan followed...

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3D Printing: The Holographic, Green City

November 06, 2013

Hundertwasser’s Dream The Austrian-born painter and architect who dubbed himself Friedensreich Hundertwasser was convinced that dreary, repetitive, unimaginative...

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Managing a Risky Mission

September 16, 2013

In June, the city of Alameda, California got bigger. The city regained control of 1,380 acres of bay-front land that it had formerly turned over to the...

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3D Printing The Dawn of the Bespoke Era

September 12, 2013

Disruptive TechnologyDisruptive technology is innovation which upends an industry, engenders an entirely new market, or fundamentally alters the way society...

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Limmex: A Swiss Beacon of Hope for the World?

September 04, 2013

The Aging Global PopulationPeople are getting older. According to the World Health Organization, by 2050, the number of people over 60 will more than triple,...

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The Globetrotter’s Guide to Property Risk: XL Group’s Location Management System

July 15, 2013

The dashboard voice escorts drivers seamlessly through foreign territory to new destinations. You may call it Gloria, or a slightly less charitable name...

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Knowledge Power Beyond Intuition

July 05, 2013

The Sprinkler Revolutionized Fire Fighting To protect his piano factory in New Haven, Connecticut, Henry Parmalee invented the automatic fire-sprinkler...

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Die Schweizer Privatbank neu definiert

Die globale Finanzkrise hat Vermögen von Kunden und Erlöse von Banken schrumpfen lassen. Volkswirtschaften wurden hart getroffen und verlangten nach Veränderungen....

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Fired up about Hot Work fires

It happened again! A meat packing plant in Kansas recently caught fire after a spark from welding activity came into contact with some nearby grease. ...

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