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Real-life AXA XL Cyber claims scenarios

January 27, 2020

Cyber liabilities, and associated expenses, can devastate any business. A single cyber-attack in the US costs companies on average $8.19 million, according...

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Critical Windows CryptoAPI Spoofing Vulnerability

January 22, 2020

When Microsoft released patches on January 14, 2020, it revealed one of the most critical vulnerabilities it has discovered in years. The company confirmed...

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True Tales of the Data Breach Hotline

January 14, 2020

A cyber breach can strike panic and lead to rushed decisions, but these on-call claim professionals helped to achieve happy endings for clients at their...

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2019's Top Cyber Risks: Finding solutions in vulnerability

December 16, 2019

Fourteen seconds. That was the prediction in 2017 on how often a business would endure a cyberattack by 2019. By October 2019, however, the actual figure...

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Savvy global travelers have a trained eye on Political Risk

December 03, 2019

The next time your travels find you in a foreign country, look around. Chances are you will find clues to that country’s political and credit risks. Because...

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Wellington boots, suncream, insurance: how risk transfer helps make festivals happen

August 19, 2019

Festival season is in full swing in the UK. And whether you were soaking up Stormzy, The Cure and Kylie at Glastonbury, or if your taste runs more to literary...

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Property Perspectives: Preparing Southeast businesses for the unexpected in NatCat

November 29, 2018

The 2018 Atlantic Hurricane season has been somewhat out of the ordinary.  AXA XL’s Mike Smith couldn’t agree more.  As Southeast Regional Underwriting...

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Safe travels: Don't be a kidnapper's easy target

October 31, 2018

Recently, a businessman – CEO to one of Tanzania’s largest conglomerates – was abducted by masked gunmen as he was about to enter a hotel gym at 5:35 a.m....

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Cyber endorsements: The why and how of cyber protection

August 15, 2018

A salesperson, working from a café while on the road, sends proprietary client information over an unsecured Wi-Fi connection. A project manager for a...

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Insuring property in the state of extremes

August 02, 2018

Someone once said ‘California only has two kinds of weather -- magnificent and unusual.’ Billy Volz, Regional Underwriting Leader for XL Catlin’s West...

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Why contractors big and small should protect themselves from pollution risk

July 10, 2018

Once viewed as expensive and unnecessary, insuring one’s business from a possible pollution condition at a job site is now seen as a business essential...

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Small Business, Exposed

June 11, 2018

For US-based consumers, it was a breach like no other. An estimated 147 million records were compromised when consumer credit reporting agency Equifax...

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Let's Talk: Payment Services Directive

May 30, 2018

Q. What is the EU’s second Payment Services Directive?Angelos Deftereos: The EU’s second Payment Services Directive – known as PSD2 – came into force in...

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Low threat doesn't necessarily mean ""no threat""

May 14, 2018

No question about it, leaking underground storage tanks (LUSTs) are a threat to the environment, particularly to groundwater.  And there have been plenty...

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Ocean risk: how insurers can lead the way in building resilience

March 24, 2018

Ever since the days of Edward Lloyd’s coffee shop more than three-hundred years ago, the insurance and reinsurance industry has been intrinsically linked...

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Una apuesta por el planeta: gestión de las exposiciones a la responsabilidad medioambiental a través de programas globales

March 10, 2018

La responsabilidad medioambiental es una de las exposiciones más importantes a las que se enfrentan muchas empresas. El escrutinio público y el control...

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Going green: how environmental liability exposures can be managed in global programmes

February 27, 2018

With both public and regulatory scrutiny of environmental damage on the increase, and the potential for large clean-up and remediation costs, environmental...

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Cyber Claim Trends: When Law Firms Are the Target

July 28, 2017

In June 2017, a massive cyberattack shut businesses and agencies across the globe out of their systems. Companies and government entities in 65 countries,...

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Size of social engineering attacks growing

May 09, 2017

Businesses around the world are facing greater exposure to social engineering attacks, and the stakes are getting a lot higher.​Only a few years ago, a...

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People Risk Management – Translating Rhetoric into Reality

April 19, 2017

“Our people are our most valuable asset.”You see it on websites. You’ve heard business leaders say it in public forums. It or a similar statement is probably...

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Global Programs: Navigating U.S. Casualty

April 11, 2017

First published in Commercial Risk Europe.If we take the U.S., differences in state regulations, as well as a consumer-friendly legal system, mean that...

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Amid expected regulatory changes, environmental risks remain

March 29, 2017

A question asked frequently by those concerned about environmental liability is "What impact will the new administration have on environmental regulations?"​While...

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Confident, Poised, Resilient

March 07, 2017

March 8th is International Women’s Day, a global event that “celebrates the social, economic, cultural and political achievement of women.” To mark the...

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8 Ways to Prevent Frozen Pipe Damage on Your Property

January 27, 2017

It’s that time of year again – when frozen pipes due to dropping temperatures put your business at risk of losing money and even shutting down. However,...

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One Size Shouldn't Fit All: Aboveground Storage Tank Risk-Based Integrity Assessments

January 18, 2017

For companies that have above ground storage tanks (ASTs) containing petroleum products and hazardous materials it is vital to have a proper integrity...

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Setting the stage for the ILS markets next evolution

November 10, 2016

There are many factors which have set the stage for next evolution in the Insurance-Linked Securities (ILS) market. ​The global capital markets seem to...

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How Secure is Your Gold?

September 22, 2016

Gold is often considered a barometer for what is happening economically, politically and even culturally. “For the first time on record, investment has...

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The Full Cost of Cargo Thefts

August 03, 2016

Stand and deliver …​“Highwaymen” have been plying their trade throughout Europe for hundreds of years; the word first appeared in print in 1617. For today’s...

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Ready or not: Hurricane season is here

July 01, 2016

With the 2016 Atlantic hurricane season officially underway, it’s important to make sure your business is prepared to handle potential high winds, heavy...

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Vapor intrusion increasing environmental risks

May 18, 2016

Heightened attention to environmental impairment and human health risks caused by volatile organic compounds (VOCs) through vapor migration is increasing...

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Containing H2O Damage

May 09, 2016

Many materials shrink when they get cold.  Water is not one of them. Instead, water expands as it freezes. This expansion puts tremendous pressure on whatever...

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Cyber Claim Trend: Risks Go Beyond Data Breaches

April 11, 2016

When most people think about cyber insurance, they tend to visualize data breaches. In fact, less than one-third of the cyber claims we see are for breaches....

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Every Business’ Nightmare – Violence in the Workplace

January 29, 2016

In August 1986, a 44-year old part-time letter carrier from Edmond, Oklahoma was reprimanded after a heated argument with two supervisors. At approximately...

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The cost of uncertainty: Ex-Im Bank and why political and trade credit risks need reliable, flexible solutions

October 15, 2015

Whether sourcing materials or selling goods and services across borders, few companies today are not involved in global trade and investment in some form.In...

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An Inside Job

September 15, 2015

No one likes to be duped.  It feels awful.   It’s especially painful to have the wool pulled over our eyes by someone that we trust, such as an employee. ...

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Brazil needs better fire protection

July 23, 2015

In São Paulo, Brazil, a fire tears through a multinational food warehouse. Over 100 firemen fight wind-fueled flames as they struggle with the hydrant’s...

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Sprinkleranlagen: Eine Innovation die sich bewährt

July 16, 2015

London in Aufruhr: Bewohnerinnen und Bewohner beschwerten sich kürzlich medienwirksam darüber, dass ihr Bürgermeister zehn Feuerwachen geschlossen...

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Good hospitality includes strong security

July 01, 2015

Hotels tend to be valuable assets housed in prime real estate with carefully and often expensive fixtures and amenities. But there is nothing more valuable...

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New EU Audit Directive: Skepticism, Transparency, Forced Rotation

June 18, 2015

Audit Reform: “Another Step Towards Restoring Confidence”Public faith in our financial institutions has been shaken in the past 15 years. Multi-billion...

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Is Cyber Liability Coverage as Essential as PandC Coverage

May 18, 2015

This article is reprinted from the March 2015 issue of Insights, a professional journal by the CPCU Society. It has been reproduced here with permission...

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The Criminal Terrorist

March 30, 2015

Julian Davies was a Major in the British Army. He commanded a Parachute Regiment company in Kosovo and a helicopter squadron in Northern Ireland, before...

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Empowered to prevent property losses: Online tool helps clients take action with data

March 11, 2015

The devil is often in the details. In other words, problems arise when attention is not paid to details. When managing property risks, attention to details...

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Spain’s Financial Lines market is picking up steam

January 09, 2015

In the second half of 2013, the Spanish economy has slowly started to recover. With a GDP rise of 0.4% in Q1 2014, it doubled the previous quarter’s growth...

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Cyber shockers infographic Businesses under attack

December 29, 2014

.f3article .first-col IMG { MAX-WIDTH: 500px !important; MAX-HEIGHT: 900px !important }To learn more about cyber liability issues, take a look...

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Public Private Partnerships

December 10, 2014

Historical Investment XL Group’s article “Restoring Europe’s Aged and Stressed Infrastructure” addresses the urgent need for infrastructure investment:...

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Could your roof collapse under heavy snow?

December 04, 2014

Around the world, shifting weather patterns are depositing heavy snow in unexpected regions, causing a rash of deadly and costly roof collapses. Business...

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The Risks and Rewards of Recycling

November 13, 2014

According to the Municipal Solid Water (MSW) site1, Americans generated 251 million tons of trash in 2012. While 53.8% of it was discarded in landfills...

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Temporary workers. Full-time risk exposure.

October 31, 2014

Contributors: Mike McKinley, CRM, CIC, CRIS,  Doug Millner, CRIS, and Joe BinkowskiIt should come as no surprise to anyone reading this article that the...

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Aging Infrastructure

October 31, 2014

Follow the MoneyThe trend for infrastructure spending in the US has been on a steady downward path. The chart below illustrates U.S. public spending as...

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Making our monsters go away

October 17, 2014

Some of us have recurring nightmares. When I was little, I used to be tormented by a dream that the Jolly Green Giant was chasing me past my swing set....

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The Food Safety Revolution

July 31, 2014

Food, it’s big business. In the United Kingdom alone, consumers spend roughly £109 billion per year in major supermarkets [1]. For these consumers queuing...

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Will the World Cup be half empty or half full for Brazil?

June 06, 2014

Momentum is building towards the opening ceremony of the World Cup. Brazil’s five-time champions, the “Canarinho” (Little Canaries), are raring to go down...

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Kidnap Hotspots of the World

April 01, 2014

One of the most spectacular, mass kidnap-for-ransom incidents occurred a little more than year ago on January 16, 2013. In the early morning hours in a...

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The good the bad and the ugly

March 27, 2014

Over the past three years insurers have seen record levels of catastrophe claims. To take just one event, the 2011 Japanese earthquake and tsunami was...

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The Age of Innovation in China and India

March 13, 2014

On the FoothillsChina and India: the next great economic frontiers. Two countries, abundant in culture and rich in human resources, home to 2.6 billion...

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Let's not lose it this Christmas...

December 17, 2013

It’s not often you can open quoting John Lennon, but I can’t resist…So this is Christmas! And yes, I am sure we have all already had some fun celebrating...

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Protecting Cultural Heritage Through Risk Management

December 12, 2013

Museums and libraries play a vital role in preserving the cultural identity of a region, a nation and even humanity as a whole. Whether private or public,...

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The Great Wail of China

November 12, 2013

Economy Exceeds ExpectationsIn 1978, the economy and morale were still feeling the effects of over a decade of Maoist policies. Home to nearly a billion...

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3D Printing: The Holographic, Green City

November 06, 2013

Hundertwasser’s Dream The Austrian-born painter and architect who dubbed himself Friedensreich Hundertwasser was convinced that dreary, repetitive, unimaginative...

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Managing a Risky Mission

September 16, 2013

In June, the city of Alameda, California got bigger. The city regained control of 1,380 acres of bay-front land that it had formerly turned over to the...

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3D Printing the Human Body

September 13, 2013

The skull: the guardian and cradle of our most precious human organ, the brain.An average anatomy class of 100 students shares 5 skull models. Now 3D-printed...

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3D Printing The Dawn of the Bespoke Era

September 12, 2013

Disruptive TechnologyDisruptive technology is innovation which upends an industry, engenders an entirely new market, or fundamentally alters the way society...

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The Globetrotter’s Guide to Property Risk: XL Group’s Location Management System

July 15, 2013

The dashboard voice escorts drivers seamlessly through foreign territory to new destinations. You may call it Gloria, or a slightly less charitable name...

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La globalizzazione della tutela ambientale

Articolo pubblicato in ANRA.L’interesse per la tutela dell’ambiente inizia quasi sempre dall’accadimento di un disastro ambientale devastante che riesce...

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assurance de bijoux au Festival de Cannes

Grand-messe du cinéma mondial, le tapis rouge du Festival de Cannes dévoile chaque année  les parures les plus belles et les plus précieuses.  Des bijoux...

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Reforme de l audit

La confiance de l’opinion publique dans nos institutions financières a été ébranlée au cours des quinze dernières années. La situation n’a pas cessé de...

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Marktreport International Japan

Deutsche Unternehmen sind seit vielen Jahren auf dem japanischen Markt aktiv. Unternehmen, die in Japan investieren, schätzen nicht nur die Größe und den...

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