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Property losses from catastrophes are getting worse

January 15, 2020

Carriers who take an integrated and transparent approach are best equipped to help clients proactively mitigate growing property exposures. Increasing...

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Weathering Winter Weather Risks

January 14, 2020

Before more freezing weather, heavy snow or ice arrives this winter, now is the time for business owners to prepare and reduce their risk of property damage...

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True Tales of the Data Breach Hotline

January 14, 2020

A cyber breach can strike panic and lead to rushed decisions, but these on-call claim professionals helped to achieve happy endings for clients at their...

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2019's Top Cyber Risks: Finding solutions in vulnerability

December 16, 2019

Fourteen seconds. That was the prediction in 2017 on how often a business would endure a cyberattack by 2019. By October 2019, however, the actual figure...

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Savvy global travelers have a trained eye on Political Risk

December 03, 2019

The next time your travels find you in a foreign country, look around. Chances are you will find clues to that country’s political and credit risks. Because...

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Where there's smoke there's environmental exposure

December 02, 2019

The combustion triangle is fairly easy to understand. A fire needs only three things present to burn: Oxygen, Heat and Fuel. Beyond that, the equation...

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Small Business Owners: IoT is Key to Better Property Risk Management

November 04, 2019

Insurance and risk management are changing. Thanks to advances in technology, the focus today has shifted more toward preventing losses instead of just...

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E-cigarettes, an emerging risk

October 28, 2019

E-cigarettes have been on our watchlist of emerging risks for the past several years. A recent outbreak of severe pulmonary disease in the U.S., coupled...

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A shame to throw it away

October 28, 2019

What happens when a work of art gets damaged? Can it be restored to its original condition? Would that be expensive? What does the owner think? And what...

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Wellington boots, suncream, insurance: how risk transfer helps make festivals happen

August 19, 2019

Festival season is in full swing in the UK. And whether you were soaking up Stormzy, The Cure and Kylie at Glastonbury, or if your taste runs more to literary...

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Costs of corruption weigh heavily on nations' future growth

August 08, 2019

Whether it occurs in a small developing economy, a petrostate or a G20 nation, corruption is a costly problem. Allowed to continue unabated, corruption...

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Let’s Talk: Inland Marine insurance keeps tech and other companies moving forward

July 10, 2019

Technology changes quickly, and so do the firms that create game-changing technologies. Constant change is one of the reasons why technology firms are...

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Let’s Talk: Urs Uhlmann on climate change, big data and the evolving challenges of cyber risks

July 01, 2019

The interconnectedness of technology with our lives and businesses has surfaced both new capabilities and new risks. We spoke with Urs Uhlmann, AXA XL’s...

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Autonomous technologies an uncertain and evolving risk landscape

June 11, 2019

Propelled by massive investments and impressive technological advances, autonomous vehicles are quickly becoming more numerous and capable, and appear...

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Let's Talk: Risks and resources in Canada

April 04, 2019

What is AXA XL’s outlook for business growth in Canada? Uhlmann: We see a lot of potential growth in Canada. With a gross domestic product approaching...

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Technology is making waves in the marine insurance market

March 07, 2019

The Internet of Things (IoT) is a term that’s quite mainstream these days. And players in the Marine industry are finding ways to use it to their advantage....

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Fighting sprinklered fires

February 22, 2019

An early morning 911 call alerted the fire department of smoke coming from a large warehouse storing used auto parts. When the fire fighters arrived, they...

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Property Perspectives: Providing premier property protection

January 02, 2019

Unlike many who stumble into the insurance industry ‘by accident,’ Joe Moylan set his sights on a career in insurance right from the start. Now, as Northeast...

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Avoiding the holiday hustle

December 15, 2018

It’s that time of year when we all need to brace ourselves for not only the bustle of the holiday season, but for the potential hustle in the bustle too. Crime...

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Property Perspectives: Preparing Southeast businesses for the unexpected in NatCat

November 29, 2018

The 2018 Atlantic Hurricane season has been somewhat out of the ordinary.  AXA XL’s Mike Smith couldn’t agree more.  As Southeast Regional Underwriting...

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Re-emphasizing storytelling in American Art

November 26, 2018

Art and artists evolve, introducing new movements through differing approaches. One such movement is figurative art.  According to the Tate Gallery, figurative...

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Property Perspectives: Insuring Canada's natural resource-based businesses

October 15, 2018

Ian Rutherford loves the outdoors.  An avid mountain biker, snowboarder and surfer, Ian values the rich outdoor resources available to him across Canada.  ...

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Lights, camera, insurance: risk transfer for the movie business

September 11, 2018

Films are big business; global box office revenue is predicted to reach $50 billion in 2020. As with any large, global business, making films involve myriad,...

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Small businesses are more vulnerable to cyber risks than they think

August 10, 2018

Today, most companies rely on technology in order to conduct business. In fact, companies of all sizes are able to compete thanks to technology, and small...

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Halt hail from hurting your profits

August 06, 2018

US hailstorms in June 2018 could cost insurers more than $3 billion according to the latest catastrophe report released by Aon P.L.C.’s Impact Forecasting...

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Specie insurance: A valuable form of coverage

August 03, 2018

An important but lesser-known niche of the global insurance industry is specie insurance. This specialized form of coverage is essentially about protecting...

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Insuring property in the state of extremes

August 02, 2018

Someone once said ‘California only has two kinds of weather -- magnificent and unusual.’ Billy Volz, Regional Underwriting Leader for XL Catlin’s West...

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Ensuring the Fun Factor

July 31, 2018

Last year, Jack Reynolds from Chesterfield celebrated his birthday by riding a rollercoaster. Not so unusual, you might think, but great-grandfather Jack...

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Spilled beans? No worries, Part 2

July 17, 2018

This is Part 2 of a 3 part series on Damaged Goods.  Read the first in this series. While our Claims Department can help a client who has suffered from...

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Spilled the beans? No worries!

June 21, 2018

This is Part 1 of a 3 part series on Damaged Goods.We recently had a great claim outcome for a customer: XL Catlin and some damaged goods - garbanzo beans...

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Small Business, Exposed

June 11, 2018

For US-based consumers, it was a breach like no other. An estimated 147 million records were compromised when consumer credit reporting agency Equifax...

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Don't let a storm blow away your profits this hurricane season

May 30, 2018

The 2017 Atlantic hurricane season was a hyperactive, deadly, and extremely destructive season, featuring 17 named storms, ranking it as the most expensive...

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5 Ways to keep flood waters out of your business

April 23, 2018

The 2017 hurricane season produced 17 named storms, 10 of which became hurricanes — six of those major hurricanes, including the first two major hurricanes,...

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Four steps insurers must take to realize the potential of IoT

March 14, 2018

The number of IoT devices on the planet has now surpassed the number of smartphones. After half a decade of hype, insurers had expected to be writing "connected...

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For art in transit, using specialists is a smart move

March 02, 2018

From museum exhibitions to the everyday business of art dealers, works of fine art are frequently in transit. Without proper care, art inventory in motion...

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Are hotels and hospitality more vulnerable to breach?

January 09, 2018

Between May 2014 and December 2015, six high-profile companies within the hospitality industry suffered customer data breaches. Malware, compromised card...

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Something everyone loves: Panda bears!

December 22, 2017

Maybe it’s the adorable round face with contrasting black eyes and ears. Or their gentle demeanor. Or their decidedly laid back lifestyle.It’s hard to...

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Where are all our Christmas trees?

December 14, 2017

“The Christmas trees stand packed together at the little stand on the street corner. Lit only by floodlights, each tree is indistinguishable in the little...

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5 tips to cut crime risks this season

December 12, 2017

As the song about the December holidays goes, "It's the most wonderful time of the year." But it's not so wonderful for employers that are unprepared for...

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Protecting complex property under turbulent conditions

November 21, 2017

The 2017 hurricane season is already unlike any other in recorded history.  While that might rattle some property insurance underwriters, it does not unnerve...

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Protectionism heating up political and credit risks

November 14, 2017

Populism and protectionism, which created ripples in global trade in the past year, have become a strong current. Foreign policy shifts, especially from...

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Hurricane Andrew @ 25: Insuring More Resilient Property

August 10, 2017

Even today, 25 years later, Hurricane Andrew ranks as the fourth most expensive hurricane in US history. When it made landfall in 1992, it was the costliest...

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Emerging Risks Report: Q2 2017

July 07, 2017

Also available in  Spanish,  Portuguese,  German,  French  and  Italian.XL Catlin’s Emerging Risk Task Force actively monitors a wide array of emerging...

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Mega Warehouses: Greater Volumes, Greater Risks

May 17, 2017

The trend in transport and logistics is unmistakable: bigger is better.Warehouses/fulfillment centers are becoming supersized in the same way that ships,...

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People risk: Well-being of mobile workforces

May 09, 2017

In a recent survey, Airmic- the UK risk management association - found that while business travel has increased by 25% over the last decade, just 16% of...

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Size of social engineering attacks growing

May 09, 2017

Businesses around the world are facing greater exposure to social engineering attacks, and the stakes are getting a lot higher.​Only a few years ago, a...

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Aviation kidnap and ransom risks gaining altitude

April 25, 2017

Business executives rely on commercial and private aircraft for safe and efficient transportation to international locations. But getting there is only...

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People Risk Management – Translating Rhetoric into Reality

April 19, 2017

“Our people are our most valuable asset.”You see it on websites. You’ve heard business leaders say it in public forums. It or a similar statement is probably...

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Lessons in Environmental Claims

April 04, 2017

The earth and everything found on it is made up of chemical substances. Basic things that are essential to our survival and an integral part of everyday...

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Protection from Farm to Florist

March 29, 2017

Despite the fact in different regions it occupies different days across the calendar, Mother’s Day is widely recognized as a time to celebrate one’s mother,...

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Emerging Risk Report_Q1 2017

March 29, 2017

XL Catlin’s Emerging Risk Task Force actively monitors a wide array of emerging risks to provide our underwriters, as well as clients, with pertinent information...

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What's a steering wheel?

February 06, 2017

For many people, seeing or riding in an autonomous vehicle will be their first direct encounter in everyday life with a sophisticated machine that incorporates...

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8 Ways to Prevent Frozen Pipe Damage on Your Property

January 27, 2017

It’s that time of year again – when frozen pipes due to dropping temperatures put your business at risk of losing money and even shutting down. However,...

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One Size Shouldn't Fit All: Aboveground Storage Tank Risk-Based Integrity Assessments

January 18, 2017

For companies that have above ground storage tanks (ASTs) containing petroleum products and hazardous materials it is vital to have a proper integrity...

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Safety at Home during the Holidays

December 20, 2016

The December holidays can be a time for relaxing, spending time with family and friends and looking forward to the year ahead. Or binge watching that backlog...

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5 tips for safe holiday travel

December 19, 2016

More than 103 million Americans—the most on record—are expected to travel for the year-end holidays, according AAA, North America’s largest motoring and...

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IoT Risks: What are the implications for your business?

December 06, 2016

The Internet of Things (“IoT”) consists of a global network of Internet connected devices, from commercial climate control systems to vehicle diagnostic...

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Feel the Earth Move? Drop, Cover and Hold On!

November 22, 2016

Recently, a swarm of small earthquakes near the San Andreas Fault spurred officials in California to issue an earthquake alert for residents of Southern...

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When Virtual Reality and Augmented Reality become just Reality

November 01, 2016

First published in The Business Times Singapore.If the first thing that comes to your mind when someone mentions virtual reality (VR) or augmented reality...

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Minimizing Matthew's Mess

October 05, 2016

Which way will Hurricane Matthew turn?  That’s always the question with hurricanes.  They don’t set exact itineraries.  Their eventual paths are determined...

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How Secure is Your Gold?

September 22, 2016

Gold is often considered a barometer for what is happening economically, politically and even culturally. “For the first time on record, investment has...

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Risk Bulletin_Trichloroethylene and Indoor Air Quality Risks

August 30, 2016

Trichloroethylene (TCE) is a volatile, chlorinated chemical that is commonly associated with extensive soil and groundwater contamination throughout the...

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Protecting Fine Art from Natural Disasters

August 30, 2016

This year’s Hurricane season is expected to be the most active since 2012. A total of 14 named storms, eight hurricanes and three major hurricanes are...

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Ready or not: Hurricane season is here

July 01, 2016

With the 2016 Atlantic hurricane season officially underway, it’s important to make sure your business is prepared to handle potential high winds, heavy...

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Containing H2O Damage

May 09, 2016

Many materials shrink when they get cold.  Water is not one of them. Instead, water expands as it freezes. This expansion puts tremendous pressure on whatever...

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Equine Insurance_Kentucky Derby

May 05, 2016

“The Kentucky Derby, whatever it is – a race, an emotion, a turbulence, an explosion – it is one of the most beautiful and violent and satisfying things...

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Do Increased Product Recalls Equate to Worsening Food Safety?

March 28, 2016

What do pistachios, cantaloupe, granola, sprouts, raw meal and flax powder have in common?These diverse foods were all implicated as sources of Salmonella...

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On Tap: Beer Brews Up Unique Risks

March 17, 2016

Beer drinking has been part of the human experience since the dawn of civilization. It first appeared nearly 10,000 years ago, when mankind settled down...

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Up in... Dust: The Threat of Dust Explosions at Industrial Sites

February 17, 2016

At about 7:15 PM on February 7, 2008, a series of sugar dust explosions occurred at the Imperial Sugar manufacturing facility in Port Wentworth, Georgia....

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Every Business’ Nightmare – Violence in the Workplace

January 29, 2016

In August 1986, a 44-year old part-time letter carrier from Edmond, Oklahoma was reprimanded after a heated argument with two supervisors. At approximately...

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Fireworks safety tips

December 22, 2015

Legend has it that fireworks were first used in China more than 2,000 years ago to frighten away evil spirits and as an expression of happiness and prosperity....

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Stealing Christmas? The Grinch may have failed, but others are succeeding

December 15, 2015

“The Grinch hated Christmas! The whole Christmas season! Now, please don't ask why. No one quite knows the reason. It could be that his head wasn't screwed...

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Ready for Joaquin

October 02, 2015

Everyone is still speculating which path Hurricane Joaquin will take.  But many businesses, including XL Catlin, are not taking any chances and are preparing...

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Good hospitality includes strong security

July 01, 2015

Hotels tend to be valuable assets housed in prime real estate with carefully and often expensive fixtures and amenities. But there is nothing more valuable...

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Whats Below the Surface

June 22, 2015

Did you know the United States developed the world's first nuclear-powered submarine, called the Nautilus, in 1954? You can thank me the next time you’re...

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Progress Depends on Private Strength in Mexico

June 04, 2015

Mexico ended 2014 with a strong economy and a positive outlook. Just as the New Year’s celebrations subsided, the government responded to a sharp decline...

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Is Cyber Liability Coverage as Essential as PandC Coverage

May 18, 2015

This article is reprinted from the March 2015 issue of Insights, a professional journal by the CPCU Society. It has been reproduced here with permission...

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How the risk profession has evolved since Katrina

April 15, 2015

Risk managers and insurance professionals are preparing to gather for the Risk & Insurance Management Society (RIMS) 2015 Annual Conference & Exhibition...

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The Arabian Horse: A Distinctive Beauty

April 15, 2015

The first pony I ever had was half Arabian, half New Forest—incredibly fast, intelligent, and beautiful. It was then that my lifelong passion for horses...

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Empowered to prevent property losses: Online tool helps clients take action with data

March 11, 2015

The devil is often in the details. In other words, problems arise when attention is not paid to details. When managing property risks, attention to details...

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Heavy Lifting

February 03, 2015

When Superstorm Sandy struck the Atlantic Coast in October  2012, one area hit particularly hard was the trendy Manhattan neighborhood of Chelsea, known...

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Restoring Europes Aged and Stressed Infrastructure

November 21, 2014

Faded GloryEurope’s economy is on a painstaking road to recovery, marching on legs creaking with age. The European Innovation Partnership on Smart Cities...

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Documentation as Defense against Construction Defect Claims

October 31, 2014

Strong documentation is one of your best defenses against construction defect claims/expenses. It can support that you built a structure right in the first...

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Making our monsters go away

October 17, 2014

Some of us have recurring nightmares. When I was little, I used to be tormented by a dream that the Jolly Green Giant was chasing me past my swing set....

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Sharia Compliant Insurance 101

October 15, 2014

The Community Principle is the Same3,000 years ago, Phoenician sea merchants formed trade communities. Each community member agreed to contribute a portion...

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A Pilot's Perspective on Aviation Risk

October 02, 2014

For thousands of years, humans have dreamed of and pursued flight, with varying success. As a pilot and an underwriter, I can relate to the desire to break...

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Cyber Shock

September 04, 2014

  Fast Focus Although third-party liability coverage is important,...

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FDA on Nanotechnology: Size Matters

August 14, 2014

Nanomaterials may be minute in size, but they have become a big part of emerging technologies in food manufacturing, generating media and consumer interest...

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Time to Get Smart About Wireless Security

April 15, 2014

Increasing the connectivity of devices, a movement known as the Internet of Things, is ushering in convenience for millions of people – as well as security...

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The Age of Innovation in China and India

March 13, 2014

On the FoothillsChina and India: the next great economic frontiers. Two countries, abundant in culture and rich in human resources, home to 2.6 billion...

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Not Another Leadership Article

February 21, 2014

Try this: log on to and search the term “leadership.” When I was working on this article, that search yielded 116,863 hits. So what does Gary...

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Up in the sky its a drone

January 14, 2014

How likely are we to see drones in U.S. skies soon?Demand for drones, also known as Unmanned Aerial Systems (UAS) is growing very quickly, but unfortunately...

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3D Printing: The Holographic, Green City

November 06, 2013

Hundertwasser’s Dream The Austrian-born painter and architect who dubbed himself Friedensreich Hundertwasser was convinced that dreary, repetitive, unimaginative...

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How to Make Friends and Influence People on Social Networks

September 25, 2013

Human Nature in a Virtual World2.4 billion of the world’s 7 billion citizens are internet users.Google alone process 100 billion searches per month, 3.3...

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Are you prepared for Food Safety Modernization Act

September 23, 2013

The US Food Safety Modernization Act (FSMA) represents the biggest change to the legislative landscape for the food and beverage sector since 1938. FSMA...

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Limmex: A Swiss Beacon of Hope for the World?

September 04, 2013

The Aging Global PopulationPeople are getting older. According to the World Health Organization, by 2050, the number of people over 60 will more than triple,...

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Genome Sequencing: What It Could Mean For Health and Human Rights

August 08, 2013

Disruptive TechnologyDisruptive technology is innovation which upends an industry, engenders an entirely new market, or fundamentally alters the way society...

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All the Likes in the World

May 13, 2013

Disgruntled customers and employees have substantial power in the world of social media. A number of companies have recently found themselves ‘cleaning...

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Batten Down the Hatches

May 13, 2013

On August 21, 2012, a Category 5 windstorm shredded roofs in Miami-Dade County. The good news is that the Category 5 windstorm was a simulation. Only two...

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Covering the Equine Elite

It’s a glamorous and quintessentially British event.The Ascot Racecourse was founded in 1711 by Queen Anne, and the first Royal Ascot horse races were...

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L'assicurazione parametrica differisce dalle polizze danni tradizionali in quanto la liquidazione del sinistro scatta automaticamente una volta raggiunta...

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assurance de bijoux au Festival de Cannes

Grand-messe du cinéma mondial, le tapis rouge du Festival de Cannes dévoile chaque année  les parures les plus belles et les plus précieuses.  Des bijoux...

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Asegurar la cadena de suministro de alimentos

Introducción por  Joan LanzagortaClient & Distribution Leader para México en XL GroupMuchas empresas de alimentos en Latinoamérica no sólo venden productos...

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