Product Family

The innovative insurer for the innovative contractor

AXA XL partners with innovation leaders, contractor customers and technology companies to improve the management of construction risks through powerful technology. We aspire to lead the industry as the most innovative insurer for the most innovative contractor.

What is the Construction Ecosystem?

Our Construction Ecosystem is a digital network of innovative products and services focused on advancing technology adoption and leveraging data to solve customers’ problems, enhance their risk management efforts and support their business goals.

Our mission is to advance construction risk management and drive technology adoption through partnership, innovation and invention.

We accomplish this by:

  • Curating technology solutions with preferred terms exclusively for our customers, brought to you through our concierge tech advisory services;
  • Developing innovative insurance products that benefit and reward tech-savvy contractors; and
  • Cultivating a knowledge-sharing network of trusted partnerships focused on advancing technology and innovation in construction

Our core offerings currently include:

  • Tech Library
  • Technology Adoption Maturity Index (TAMI)
  • Highly Protected Projects (HPP)
  • Tech Tapas Webinar Series
  • The Thinktank
  • Tech Champions and Ambassadors

EFMA and Accenture Innovation in Insurance Awards Winner Connected Insurance and Ecosystems

Celebrating Innovation

We’re proud of the recognition our Construction Ecosystem has received in 2021.

Learn more about the Construction Ecosystem or please contact one of our team members listed below.

Tech Library

The Tech Library is a suite of curated construction technology solutions, delivered through our concierge tech advisory services. We’ve leveraged our market presence to drive favorable terms with the right technologies to help our customers address their business risks and meet their innovation goals.

Technology Adoption Maturity Index (TAMI)

TAMI is a risk engineering benchmarking service that evaluates a contractor’s level of construction technology adoption against industry trends and their peers. The assessment provides both a quantitative score and qualitative suggestions to help our customers reduce risk and advance their business through technology. TAMI provides a roadmap for technological advancement, tracking progress over time so customers can remain at the cutting edge of innovation year after year.

Highly Protected Projects (HPP)

HPP is a tailored insurance program for construction projects implementing technology to reduce risk on a per-project basis. As part of this program, contractors can earn more favorable insurance rates and terms.
Construction projects eligible to attain AXA XL’s HPP status and specialized insurance include Health Care, Commercial Office, Higher Education and Manufacturing/Processing construction projects valued at USD 200 million or more.

Tech Tapas Webinar Series

“Small bites” of technology demos from our tech partners, curated in snack-sized meetings, with live Q&A. Allow us to whet your tech appetite.

Tech Champions and Ambassadors

Our risk engineers and underwriters are paired with technologies that address the risks they specialize in – creating a team of deeply knowledgeable advisors to guide your tech adoption journey.
Our Tech Champions are designated representatives for our tech partners by risk theme, and paired with the risks they specialize in to help our customers navigate the connection between risk and technology. For example, our water mitigation tech theme is championed by our Builder’s Risk underwriters and risk engineers, our wearables tech theme is championed by our Primary Casualty risk engineers, and our prequalification tech theme is championed by our Subcontractor Default Insurance risk engineers and underwriters.
Our Ambassadors are an underwriting extension of our core ecosystem team. They are specialists in our ecosystem offerings and can help you navigate which of our services is right for your business and how these services match up and interact with our policy offerings.

The ThinkTank

Education, Experimentation and Networking. The Thinktank is focused on collaboratively advancing innovation and tech adoption through design-thinking and trusted partnerships. Together, we solve problems and develop content exclusively for AXA XL customers. Features of the Thinktank include:
The Innovator’s Circle – A roundtable consortium of construction innovation leaders, convening to share best practices, solve problems and advance the industry. Design-thinking meets blue sky thinking.
Curated Tech Trial Programs – Pilot/trial programs developed specifically for AXA XL customers, designed to show value in a short sprint. We help you get there faster.
Networking & Knowledge Sharing – Stay informed on trends in technology and innovation best practices through personal connections, social media, webinars, whitepapers, events, and other educational resources. We create network effects that drive synergistic growth.
Strategic Projects & Experiments – We use focus on our customers’ biggest business challenges through strategic projects, experimentation, and data science partnerships. An open invitation to play in the Construction Ecosystem sandbox.

In the NEWS

To learn more about the Ecosystem, contact our team

A headshot of Gary Kaplan
Gary S. Kaplan
President, North America Construction
A headshot of Rose Hall
Rose Hall
VP, Head of Construction Innovation,
North America Construction
A+ Financial Strength

AXA XL’s core operating insurance and reinsurance companies have one or more of the following financial strength ratings: A.M. Best A+, S&P AA-

$200M+ Treasury Listing


Product Innovator on Advisen’s Pacesetter
Index 2016, 2017, 2018 & 2019


We can match you with the perfect person for your specific needs.
Enter your First Name
Enter your Last Name
Enter your valid Email ID
Select your country
Select What best describes you

The information contained herein is intended for informational purposes only. Insurance coverage in any particular case will depend upon the type of policy in effect, the terms, conditions and exclusions in any such policy, and the facts of each unique situation. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Please refer to the individual policy forms for specific coverage details.
AXA XL is a division of AXA Group providing products and services through three business groups: AXA XL Insurance, AXA XL Reinsurance and AXA XL Risk Consulting. In the US, the AXA XL insurance companies are: AXA Insurance Company, Catlin Insurance Company, Inc., Greenwich Insurance Company, Indian Harbor Insurance Company, XL Insurance America, Inc., XL Specialty Insurance Company and T.H.E. Insurance Company. In Canada, insurance coverages are underwritten by XL Specialty Insurance Company - Canadian Branch. Coverages may also be underwritten by Lloyd’s Syndicate #2003. Coverages underwritten by Lloyd’s Syndicate #2003 are placed on behalf of the member of Syndicate #2003 by Catlin Canada Inc. Lloyd’s ratings are independent of AXA Group. Not all of the insurers do business in all jurisdictions nor is coverage available in all jurisdictions. Information accurate as of October 2020.